NOT LISTED FOR SALE

49 Ragged Rock Rd Old Saybrook, CT 06475

Estimated Value: $577,594 - $673,000

3 Beds
2 Baths
1,680 Sq Ft
$363/Sq Ft Est. Value

Last Sold July 16, 2021

Last sale price $415,000 $247 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $3,765/month

71 Days on Market

Highlights

  • 0.92 Acre Lot
  • Open Floorplan
  • Deck
  • Kathleen E. Goodwin School Rated A-
  • Cape Cod Architecture
  • Property is near public transit

About This Home

As of July 2021

A gardeners delight privately situated on a lovely landscaped .92 acre lot. This Wonderful newer Cape style home includes newer kitchen and bathrooms and shows like a new home! You will love the large family room, large kitchen with breakfast area with sliders to large deck overlooking a bluestone patio area and pretty gardens with deer fencing. The home has 3 bedrooms on the 2nd story and 2 full bathrooms. A large basement for storage and a nice large shed as well. You will love the outdoor shower and room for a garage if needed. The first floor dining room could be a bedroom or a den/office. Walk to downtown location and EZ access to major commuting routes. Beaches and schools only minutes away. In an area of more expensive homes in Whisper Cove and Rivers Edge both on the CT River. FHA and VA buyers welcome - This is a FHA and VA compliant Property, home is in very good condition.

Last Agent to Sell the Property

Joel Lucas

Coldwell Banker Realty License #RES.0771226 Listed on: 05/02/2021

Coldwell Banker Realty

Last Buyer's Agent

Mary Jean Agostini

RE/MAX Right Choice License #REB.0004721

RE/MAX Right Choice

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,335

Year Built

  • Built in 1998

Lot Details

  • 0.92 Acre Lot
  • Level Lot
  • Open Lot
  • Garden
  • Property is zoned AA-2

Home Design

  • Cape Cod Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • Open Floorplan
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Parking

  • Parking Deck
  • Gravel Driveway

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near public transit
  • Property is near shops
  • Property is near a bus stop

Schools

  • Kathleen E. Goodwin Elementary School
  • Old Saybrook Middle School
  • Old Saybrook High School

Utilities

  • Baseboard Heating
  • Heating System Uses Oil
  • Private Company Owned Well
  • Oil Water Heater
  • Fuel Tank Located in Basement

Community Details

  • No Home Owners Association
  • Public Transportation

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,335

Year Built

Built in 1998

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1680
  • Public Record Living Room Sq Ft: 1680
  • Total Sq Ft: 1680
  • Year Built: 1998
  • Nearby Amenities: Commuter Bus, Library, Public Rec Facilities, Public Transportation, Shopping/Mall, Walk to Bus Lines
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: Unknown
  • Radon Mitigation Water Ynu: Unknown
  • Public Record Gross Sq Ft: 3223
  • Directions: Rt 1 to River Rd to Ford to Ragged Rock
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Attic Description: Pull-Down Stairs
  • Basement Description: Full With Hatchway
  • Interior Amenities: Open Floor Plan
  • Appliances: Oven/Range, Microwave, Refrigerator, Dishwasher, Washer, Dryer
  • Laundry Room Info: Lower Level
  • Attic: Yes
  • Street Number Modifier: 49

Exterior Features

  • Exterior Features: Deck, Garden Area, Patio
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: Gravel

Utilities

  • Heat Type: Baseboard
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Domestic, Oil
  • Water Source: Public Water In Street, Private Well
  • Sewer: Septic

Condo/Co-op/Association

  • HOA: No
  • Special Association Assessment Y: No

Schools

  • Elementary School: Kathleen E. Goodwin
  • Middle School: Old Saybrook
  • High School: Old Saybrook
  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.9200
  • Lot Description: Open Lot, Dry, Level Lot, Professionally Landscaped
  • Flood Zone: No
  • Zoning: AA-2

Tax Info

  • Tax Year: July 2020-June 2021
  • Property Tax: 4335
  • Total Assessed Value: 216200
  • Mil Rate Base: 20.050
  • Mil Rate Total: 20.050
  • Assessor Parcel Number: 1028660

MLS Schools

  • Elementary School: Kathleen E. Goodwin
  • Middle Jr High School: Old Saybrook
  • High School: Old Saybrook

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2021
Closed on
Jul 15, 2021
Sold by
Lavender Zachary R and Lavender Caitlin L
Bought by
Vitale Vanessa L
Seller's Agent
Joel Lucas
Coldwell Banker Realty
Buyer's Agent
Mary Jean Agostini
RE/MAX Right Choice
List Price
$395,000
Sold Price
$415,000
Premium/Discount to List
$20,000
5.06%
Current Estimated Value
$609,649

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$194,649
Avg. Annual Appreciation
9.89%
Original Mortgage
$394,250
Outstanding Balance
$359,268
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$250,381

Purchase Details

Listed on
May 6, 2017
Closed on
Aug 11, 2017
Sold by
Consolo Steven and Consolo Maria S
Bought by
Lavender Zachary R and Campbell Caitlin L
Seller's Agent
Brian Jermainne
Team Jermainne Real Estate Services, LLC
Buyer's Agent
Liana Grabowski
Huntsman,Meade & Partners Comp
List Price
$349,000
Sold Price
$330,000
Premium/Discount to List
-$19,000
-5.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.99%
Original Mortgage
$313,500
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2002
Sold by
Elliott Alysia and Elliott Mark
Bought by
Cunsolo Steven and Fazio Marias

Purchase Details

Closed on
Feb 23, 1998
Sold by
Robert K Day Co Inc
Bought by
Elliott Alysia and Elliott Mark

Purchase Details

Closed on
Sep 26, 1997
Sold by
Day Robert L and Day Doreen
Bought by
Robert L Day Co Inc

Purchase Details

Closed on
Sep 15, 1995
Sold by
Noyes Christopher M
Bought by
Robert L Day Co Inc

Purchase Details

Closed on
Jun 28, 1995
Sold by
Hill Carol S
Bought by
Gtt Corp Tr

Purchase Details

Closed on
Aug 4, 1994
Sold by
Essex Sb
Bought by
Spring David A and Spring Rita M

Purchase Details

Closed on
Aug 18, 1989
Sold by
Calvin Wilcox Co
Bought by
Hull Allen E

Purchase Details

Closed on
Apr 6, 1987
Sold by
Hull Allen E
Bought by
Calvin Wilcox Co
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vitale Vanessa L $415,000 None Available
Lavender Zachary R $330,000 --
Cunsolo Steven $237,900 --
Elliott Alysia $152,887 --
Robert L Day Co Inc $51,500 --
Robert L Day Co Inc $450,000 --
Gtt Corp Tr $50,000 --
Spring David A $40,000 --
Hull Allen E $869,197 --
Calvin Wilcox Co $1,500,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vitale Vanessa L $140,745
Open Vitale Vanessa L $394,250
Previous Owner Lavender Zachary R $310,000
Previous Owner Calvin Wilcox Co $313,500
Previous Owner Calvin Wilcox Co $241,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2021 07/16/21 Sold $415,000 +5.1% $247 / Sq Ft
05/02/2021 05/02/21 For Sale $395,000 +19.7% $235 / Sq Ft
08/08/2017 08/08/17 Sold $330,000 -2.7% $196 / Sq Ft
05/30/2017 05/30/17 Price Changed $339,000 -2.9% $202 / Sq Ft
05/06/2017 05/06/17 For Sale $349,000 -- $208 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,121 $330,400 $85,900 $244,500
2024 $5,022 $330,400 $85,900 $244,500
2023 $4,421 $216,200 $68,200 $148,000
2022 $4,341 $216,200 $68,200 $148,000
2021 $4,335 $216,200 $68,200 $148,000
2020 $4,335 $216,200 $68,200 $148,000
2019 $4,270 $216,200 $68,200 $148,000
2018 $4,059 $207,100 $57,600 $149,500
2017 $4,072 $207,100 $57,600 $149,500
2016 $3,989 $207,100 $57,600 $149,500
2015 $3,896 $207,100 $57,600 $149,500
2014 $3,831 $207,100 $57,600 $149,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170395679

SmartMLS

APN: OSAY-000053-000032-000001