NOT LISTED FOR SALE

490 490 W Swift St St. Peter, MN 56082

Estimated Value: $328,000 - $361,000

4 Beds
3 Baths
2,668 Sq Ft
$129/Sq Ft Est. Value

Sale Details

Date Sold: November 16, 2020

Last sale price $241,000 $90 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,258 / mo

7 Days on Market

Highlights

  • Vaulted Ceiling
  • Wood Flooring
  • 2 Car Attached Garage
  • Ranch Style House
  • Formal Dining Room
  • Eat-In Kitchen

About This Home

As of November 2020

Here is a spacious one story home that is both practical and versatile. At some point throughout it's years this home was added on to, adding a nice sized master bedroom with private bath and walk-in closet, and a family room with vaulted ceilings and a gas fireplace. This end result = options and space as you have flexibility in what you'd like to be the family rm/living rm/or dining rm. Great breezeway that connects the house to the garage (heated) and brings you into the updated kitchen. There are 3 total beds on the main level and a full bath in addition to the bath found in the master. The lower level has a 4th bed and family room area (with an egress), in fact there use to be a 5th bedroom but a wall was removed to add to the living room size....but this home could easily be converted back to a 5 bedroom house. A large storage room and 3/4 bath plus laundry are all housed in the basement. The garage is a nice size double with a tall ceiling all of this located in a convenient part of town!

Last Agent to Sell the Property

Kenneth Lundberg

RE/MAX DYNAMIC AGENTS ST. PETER Listed on: 10/05/2020

RE/MAX DYNAMIC AGENTS ST. PETER

Co-Listed By

Judy Conroy

RE/MAX DYNAMIC AGENTS ST. PETER License #0094618

Last Buyer's Agent

PATTI PHERSON

RE/MAX DYNAMIC AGENTS ST. PETER License #83895

RE/MAX DYNAMIC AGENTS ST. PETER

Home Details

Home Type

  • Single Family

Year Built

  • 1960

Lot Details

  • 12,632 Sq Ft Lot
  • Lot Dimensions are 60.70x126.30x168.70x97

Home Design

  • Ranch Style House
  • Frame Construction
  • Asphalt Shingled Roof
  • Aluminum Siding

Interior Spaces

  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Formal Dining Room
  • Wood Flooring
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Range
  • Recirculated Exhaust Fan
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Finished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction
  • Basement Window Egress

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Water Softener is Owned

Listing and Financial Details

  • Assessor Parcel Number 19.611.0090

Home Details

Home Type

Single Family

Year Built

1960

Lot Details

0.29 Acres

Listing Details

  • Class: SINGLE FAMILY
  • Classification: Homestead
  • Style: Ranch/Rambler (L)
  • Amenities: Ceiling Fans, Eat-In Kitchen, Garage Door Opener, Hardwood Floors, Vaulted Ceilings, Walk-In Closet, Washer/Dryer Hookups
  • Amenities Exterior: Patio
  • Estimated Number of Acres: 0.29
  • Construction: Previously Owned
  • Foundation Size: 1144
  • L V T Date: 10/07/2020
  • Mechanicals: Water Softener-Owned, Circuit Breaker
  • Parcel Number: 19.611.0090
  • Stories: 1 Story
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1960

Interior Features

  • Dining Room: Formal Dining Room
  • Fireplace: Yes
  • Fireplace Type: Gas
  • Appliances: Dishwasher, Disposal, Exhaust Fan/Hood, Range/Stove, Refrigerator
  • Total Bedrooms: 4
  • Bathroom Description: 3/4 Basement, 3/4 Master, Main Floor Full Bath, Private Master
  • Total Bathrooms: 3
  • Three Quarter Bathrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 3
  • Room 1: Kitchen, 16'6x12'2, On Level: Main
  • Room 2: Dining Room, 12x11'8, On Level: Main
  • Room 3: Living Room, 19'11x13'3, On Level: Main
  • Room 4: Family Room, 21'7x14'4, On Level: Main
  • Room 5: Master Bedroom, 15x14'6, On Level: Main
  • Room 6: Bedroom, 11x10, On Level: Main
  • Room 7: 13x10, On Level: Main
  • Room 8: Sunroom/Solarium, 17'3x14, On Level: Main
  • Room 9: Family Room, 22x10, On Level: Basement
  • Room 10: Bedroom, 14x10, On Level: Basement
  • Room 11: Storage Room, 10x10, On Level: Basement
  • Basement Features: Egress Windows, Finished
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Finished Above Grade Sq Ft: 1996
  • Below Grade Finished Sq Ft: 672
  • Tot Above Grade Sq Ft: 1996
  • Total Fin Square Footage: 2668
  • Total Square Footage: 3140
  • Tot Below Grade Sq Ft: 1144

Exterior Features

  • Construction Type: Frame/Wood
  • Exterior: Aluminum
  • Roof: Asphalt Shingles

Garage/Parking

  • Garage Type: Attached
  • Garage Capacity: 2
  • Garage Square Footage: 528

Utilities

  • Cooling: Central, Wall
  • Fuel: Natural Gas
  • Heat: Baseboard, Fireplace, Forced Air
  • Sewer: City
  • Water: City

Lot Info

  • Estimated Lot Dimensions: 60.70x126.30x168.70x97

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 30, 2025
Sold by
Bought by
Current Estimated Value
$344,669

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,500
Outstanding Balance
$319,500
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$25,169

Purchase Details

Closed on
May 25, 2023
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,550
Interest Rate
6.27%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 5, 2020
Closed on
Nov 16, 2020
Sold by
Bought by
Seller's Agent
Kenneth Lundberg
RE/MAX DYNAMIC AGENTS ST. PETER
Buyer's Agent
PATTI PHERSON
RE/MAX DYNAMIC AGENTS ST. PETER
List Price
$239,900
Sold Price
$241,000
Premium/Discount to List
$1,100
0.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.61%
Original Mortgage
$191,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 1, 2017
Closed on
Dec 29, 2017
Sold by
Bought by
Seller's Agent
PATTI PHERSON
RE/MAX DYNAMIC AGENTS ST. PETER
Buyer's Agent
Daniel Christensen
RE/MAX DYNAMIC AGENTS
List Price
$228,900
Sold Price
$194,900
Premium/Discount to List
-$34,000
-14.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.65%
Original Mortgage
$191,369
Interest Rate
3.95%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 26, 2012
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,500
Interest Rate
3.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$355,000 Cambria Title
$315,000 --
$241,000 Stewart Title
$194,900 --
$194,900 North Amercian Title Mankato
$125,000 --
$241,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $319,500
Previous Owner $305,550
Previous Owner $191,000
Previous Owner $191,369
Previous Owner $194,400
Previous Owner $123,500
Closed $191,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/16/2020 11/16/20 Sold $241,000 +0.5% $90 / Sq Ft
10/07/2020 10/07/20 Pending -- -- --
09/30/2020 09/30/20 For Sale $239,900 +23.1% $90 / Sq Ft
12/29/2017 12/29/17 Sold $194,900 -2.5% $73 / Sq Ft View Prior Sale
10/18/2017 10/18/17 Pending -- -- --
09/23/2017 09/23/17 Price Changed $199,900 -4.8% $75 / Sq Ft
09/11/2017 09/11/17 Price Changed $209,900 -4.1% $79 / Sq Ft
09/05/2017 09/05/17 Price Changed $218,900 -4.4% $82 / Sq Ft
09/01/2017 09/01/17 For Sale $228,900 -- $86 / Sq Ft
Source: REALTOR® Association of Southern Minnesota

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,746 $336,700 $41,700 $295,000
2024 $4,240 $331,100 $41,700 $289,400
2023 $3,700 $314,000 $41,700 $272,300
2022 $3,658 $268,600 $41,700 $226,900
2021 $3,474 $238,100 $41,700 $196,400
2020 $3,094 $224,400 $39,600 $184,800
2019 $3,088 $208,300 $39,600 $168,700
2018 $2,822 $208,300 $39,600 $168,700
2017 -- $191,400 $0 $0
2016 $2,536 $0 $0 $0
2015 -- $0 $0 $0
2011 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTOR® Association of Southern Minnesota

MLS Number: 7025520

REALTOR® Association of Southern Minnesota

APN: R-19.611.0090

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