NOT LISTED FOR SALE

490 Charles St Torrington, CT 06790

Estimated Value: $291,000 - $296,000

2 Beds
1.5 Baths
1,330 Sq Ft
$220/Sq Ft Est. Value

Last Sold August 18, 2015

Last sale price $108,000 $81 Per Sq Ft

Est. 171% increase in value since last sale

Current estimated payment $2,067/month

46 Days on Market

Highlights

  • Cape Cod Architecture
  • 1 Fireplace
  • Thermal Windows
  • Deck
  • No HOA
  • 1 Car Attached Garage

About This Home

As of August 2015

Eastside brick cape on a level lot. Attached garage, breezeway, office, 1 full and 1 half baths, fireplace in the living room, formal dining room and an eat-in kitchen.

Last Agent to Sell the Property

Ellie Peterson

Northwest CT Realty License #REB.0788852 Listed on: 04/20/2015

Last Buyer's Agent

Suzie Larson

Turning Point Realty, LLC License #REB.0790888

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,824

Year Built

  • Built in 1948

Lot Details

  • 9,583 Sq Ft Lot
  • Level Lot

Home Design

  • Cape Cod Architecture
  • Masonry Siding
  • Vinyl Siding

Interior Spaces

  • 1,330 Sq Ft Home
  • Ceiling Fan
  • 1 Fireplace
  • Thermal Windows
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storage In Attic

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Parking

  • 1 Car Attached Garage
  • Parking Deck
  • Driveway

Outdoor Features

  • Deck
  • Breezeway

Schools

  • Torringford Elementary School
  • Torrington High School

Utilities

  • Radiator
  • Heating System Uses Oil
  • Private Company Owned Well
  • Fuel Tank Located in Basement
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,824

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Potential Short Sale: No
  • Style: Cape Cod
  • Total Sq Ft: 1330
  • Year Built: 1948
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Directions: East Main Street to Charles Street or Winthrop to Charles Street.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 5
  • Total Bedrooms: 2
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Fireplaces: 1
  • Attic Description: Storage Space
  • Basement Description: Full With Hatchway, Unfinished
  • Interior Amenities: Cable - Available
  • Appliances: Dishwasher, Microwave, Oven/Range, Refrigerator
  • Laundry Room Location: Lower Level
  • Attic: No
  • Street Number Modifier: 490

Exterior Features

  • Exterior Features: Breezeway, Deck
  • Exterior Siding: Brick, Vinyl Siding
  • Swimming Pool: No

Garage/Parking

  • Garage Parking Info: Attached Garage
  • Garages Number: 1
  • Driveway Type: Asphalt

Utilities

  • Cooling System: Ceiling Fans
  • Heat Type: Radiator
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Domestic
  • Water Source: Private Well
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • HOA: No

Schools

  • Elementary School: Torringford
  • High School: Torrington

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 0.2200
  • Lot Description: Level Lot
  • Flood Zone: No

Rental Info

  • Lease Purchase: No

Tax Info

  • Tax Year: July 2014-June 2015
  • Property Tax: 3824
  • Total Assessed Value: 105280
  • Mil Rate Total: 36.320
  • Assessor Parcel Number: 887351

MLS Schools

  • Elementary School: Torringford
  • High School: Torrington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 20, 2015
Closed on
Aug 19, 2015
Sold by
Keslow Jessie G
Bought by
Vaill Michael C
Seller's Agent
Ellie Peterson
Northwest CT Realty
Buyer's Agent
Suzie Larson
Turning Point Realty, LLC
List Price
$124,900
Sold Price
$108,000
Premium/Discount to List
-$16,900
-13.53%
Current Estimated Value
$292,955

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$184,955
Avg. Annual Appreciation
10.35%
Original Mortgage
$106,043
Outstanding Balance
$82,600
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$210,355
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Vaill Michael C $108,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Vaill Michael C $106,043
Previous Owner Vaill Michael C $8,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/18/2015 08/18/15 Sold $108,000 -13.5% $81 / Sq Ft
06/05/2015 06/05/15 Pending -- -- --
04/20/2015 04/20/15 For Sale $124,900 -- $94 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,161 $160,230 $23,800 $136,430
2024 $3,912 $81,550 $23,770 $57,780
2023 $3,911 $81,550 $23,770 $57,780
2022 $3,844 $81,550 $23,770 $57,780
2021 $3,765 $81,550 $23,770 $57,780
2020 $3,765 $81,550 $23,770 $57,780
2019 $3,664 $79,360 $29,190 $50,170
2018 $3,664 $79,360 $29,190 $50,170
2017 $3,631 $79,360 $29,190 $50,170
2016 $3,631 $79,360 $29,190 $50,170
2015 $3,631 $79,360 $29,190 $50,170
2014 $3,824 $105,280 $40,250 $65,030
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: L10037864

SmartMLS

APN: TORR-000134-000007-000051