$412,000
SOLD AUG 26, 2025

490 Finale St Talking Rock, GA 30175

4 Beds
4 Baths
2,440 Sq Ft
1.92 Acres

Recently Sold

$169 Per Sq Ft

10% Below List Price

57 Days on Market

Highlights

  • Fitness Center
  • Craftsman Architecture
  • Community Lake
  • Gated Community
  • Mountain View
  • Clubhouse

About This Home

As of August 2025

Welcome to this beautiful listing located in the gated community of Talking Rock Creek Resort! This home offers ample space for your whole family! With 4 bedrooms, 4 full bathrooms, a bonus room for storage/office space - everyone has a place to relax. Each level has deck access and the basement level deck comes with a hot tub! The oversized master has its own private covered and screened in deck, New vinyl plank flooring, His and Her closets, and a spacious bathroom. The mountains come alive with the view from the living room! The basement is fully finished and equipped with its own half kitchen area for easy access to refreshments! The house has tons of attic space as well as a separate storage shed. Down below the home in the backyard is a fire pit area perfect for roasting marshmallows and enjoying the private setting. Along the border of this property runs a small creek to enjoy! Do you love the pool? Fishing? Kayaking? Do you have kids that love the playground? What about a good gym to workout in? Talking Rock Creek Resort offers all of those things & more! A lake, Trout lodge, 2 different pools, a playground, and a gym! This home sits right down the road (3 minutes) from the Marie Pool & Gazebo. Jump on the golf cart and go for a swim! Right down the road from the pool is the Trout lodge with an AMAZING area to relax by the Talking Rock Creek. The Trout Lodge can be rented out for weddings, birthdays, showers, you name it! This community offers 3 different gated entries so easy access to HWY 411, HWY 136, and HWY 53! So getting to all the wineries, apple orchards, vineyards, and tourist towns are right at your fingertips. You are just minutes away from Carters lake! If you are looking for a vacation rental, private personal home, or your own weekend getaway - LOOK NO FURTHER. Be sure to check out the community and all it has to offer! There is no better place to relax and unwind than the North GA Mountains!

Last Agent to Sell the Property

Hollie Morris

Century 21 Lindsey & Pauley License #440066 Listed on: 04/24/2025

Century 21 Lindsey & Pauley

Last Buyer's Agent

No Sales Agent

Non-Mls Company License #0

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $298

Year Built

  • Built in 2007

Lot Details

  • 1.92 Acre Lot
  • Home fronts a stream
  • Private Lot
  • Sloped Lot

HOA Fees

  • $75 Monthly HOA Fees

Parking

  • Parking Pad

Home Design

  • Craftsman Architecture
  • Country Style Home
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3-Story Property
  • Vaulted Ceiling
  • Fireplace With Gas Starter
  • Bonus Room
  • Mountain Views
  • Laundry Room
  • Finished Basement

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Outdoor Features

  • Deck
  • Outbuilding

Schools

  • Ellijay Primary/Elementary School
  • Clear Creek Middle School
  • Gilmer High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Private Water Source
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • $200 Initiation Fee
  • Association fees include facilities fee, ground maintenance, swimming, tennis
  • Talking Rock Creek Resort Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$298

Year Built

Built in 2007

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • ArchitecturalStyle: Country/Rustic, Craftsman
  • Financing Type: Other
  • Levels: Three Or More
  • Lot Size Acres: 1.92
  • Other Sturctures: Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2440
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator
  • Bedrooms: 4
  • Basement: Finished
  • Below Grade Finished Sq Ft: 954
  • Total Finished Sq Ft: 1486
  • Above Grade Finished Sq Ft: 1486
  • Interior Amenities: High Ceilings, Vaulted Ceiling(s)
  • Full Bathrooms: 4
  • Fireplace Features: Gas Starter
  • Flooring: Carpet, Hardwood
  • Price Per Square Foot: 168.852

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1
  • Bedroom Lower Level: 1
  • Bedroom Main Level: 2

Exterior Features

  • Construction Materials: Wood Siding
  • Lot Features: Private, Sloped
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Composition
  • View: Mountain(s)
  • Waterfront Features: Creek

Garage/Parking

  • Parking Features: Parking Pad

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Underground Utilities, Water Available
  • Water Source: Private

Condo/Co-op/Association

  • Annual Association Fee: 900
  • Association: Yes
  • Community Features: Clubhouse, Fitness Center, Gated, Lake, Park, Playground, Pool, Tennis Court(s)

Fee Information

  • Initiation Fee: 200
  • Association Fee Includes: Facilities Fee, Maintenance Grounds, Swimming, Tennis

Schools

  • Elementary School: Ellijay Primary/Elementary
  • High School: Gilmer
  • Middle School: Clear Creek
  • Elementary School: Ellijay Primary/Elementary
  • Middle School: Clear Creek
  • High School: Gilmer

Lot Info

  • Deed Book: 2321
  • Deed Page: 279

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 298

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 3, 2020
Sold by
Roberts Lewis
Bought by
Roberts Lewis and Fowler Kathy Denice

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,913
Interest Rate
3.73%
Mortgage Type
VA

Purchase Details

Listed on
Sep 30, 2018
Closed on
Nov 12, 2018
Sold by
Roberts Lewis
Bought by
Roberts Lewis and Roberts Kathy Denise
Seller's Agent
Joel Neighbors
United Country Talking Rock
Buyer's Agent
Adina Elfaituri
REMAX Town & Country - Ellijay
List Price
$232,000
Sold Price
$232,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.48%
Original Mortgage
$232,000
Interest Rate
4.9%

Purchase Details

Closed on
Jun 28, 2010
Sold by
Suntrust Bank
Bought by
Chen Regina C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,823
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2009
Sold by
Buker David W
Bought by
Suntrust Bank

Purchase Details

Closed on
Feb 27, 2008
Sold by
Buker David W
Bought by
Ngip Llc

Purchase Details

Closed on
Jul 14, 2006
Sold by
Mountaintown Waters Llc
Bought by
Lozicki Rsyzard J and Lozicki Karen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,560
Interest Rate
6.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 23, 2006
Sold by
Talking Rock Partners Llc
Bought by
Bucker David W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,560
Interest Rate
6.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 22, 2006
Sold by
Mountaintown Waters Llc
Bought by
Lozicki Rsyzard J and Lozicki Karen M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,560
Interest Rate
6.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 24, 2004
Bought by
Talking Rock Partners Llc
Source: Public Records

Similar Homes in Talking Rock, GA

  • 1660 Marie Dr, Talking Rock, GA 30175

    $495,000

    • 4 Beds
    • 3.5 Baths
    • 3,147 Sq Ft
    • 1660 Marie Dr
    • Talking Rock, GA

    Escape to a charming cabin nestled in the woods, an ideal retreat on Talking Rock Creek. This fully furnished gem, already on a rental program, beckons those seeking tranquility. Comfortably accommodating 10, revel in panoramic mountain and river views. Outdoor delights abound with a fire pit, screened porch, and a crow's nest boasting breathtaking views. For added convenience, find a bed, small

    Cassie Rasco BHHS Georgia Properties

    Section Image
  • 43 Old Federal Rd, Talking Rock, GA 30175

    $459,900

    • 3 Beds
    • 2 Baths
    • 2,000 Sq Ft
    • 43 Old Federal Rd
    • Talking Rock, GA

    Rustic Meets Refined - Private Modern Cabin Retreat on 4.5 Unrestricted Acres near Carters Lake Welcome to 43 Old Federal Rd-where timeless style meets today's lifestyle. This brand new 2025 custom cabin is the perfect blend of rustic warmth and sleek, modern design. Tucked into 4.5 unrestricted wooded acres just 3 minutes from Carters Lake Marina and 15 minutes to downtown Ellijay, this

    Troy Shirbroun Century 21 Results

    Section Image
  • 7407 Highway 136 W, Talking Rock, GA 30175

    $459,900

    • 3 Beds
    • 2 Baths
    • 1,800 Sq Ft
    • 7407 Highway 136 W
    • Talking Rock, GA

    Stunning New Construction Ranch in the North Georgia Mountains, a serene escape awaits you in Talking Rock! The 3 bedrooms, 2 bath ranch boasts a plethora of chic finishes, combining modern luxury with the tranquility of mountain life. As you enter the home, an open concept floor plan shows off a cozy fireplace and stunning kitchen. Cozy and stylish Luxury Vinyl plank flooring and vaulted

    Marie Hyde WYND REALTY LLC

    Section Image
  • 7429 Highway 136 W, Talking Rock, GA 30175

    $415,900

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft
    • 7429 Highway 136 W
    • Talking Rock, GA

    Stunning New Construction Ranch in the North Georgia Mountains, a serene escape awaits you in Talking Rock! Nestled in the foothills of the Blue Ridge mountains, a serene escape awaits you! The 3 bedrooms, 2 bath ranch boasts a plethora of chic finishes, combining modern luxury with the tranquility of mountain life. As you enter the home, an open concept floor plan shows off a cozy fireplace and

    Marie Hyde WYND REALTY LLC

    Section Image
  • 526 Antioch Church Rd, Talking Rock, GA 30175

    $495,000

    • 3 Beds
    • 3 Baths
    • 3,716 Sq Ft
    • 526 Antioch Church Rd
    • Talking Rock, GA

    Private Relaxing Ranch home on basement tucked away on 5.7 acres with a spring fed pond on one side & a small branch running through the other side. generous side/front porch & private courtyard on the other end w/pool & covered outside kitchen area for your grill overlooking the pond. two story great room w/fireplace & hardwood floors double door access to covered porch. HUGE Kitchen updated

    Amie Chambers Amie Chambers Real Estate, LLC.

    Section Image
  • 1130 Marie Dr, Talking Rock, GA 30175

    $445,000

    • 3 Beds
    • 3 Baths
    • 2,084 Sq Ft
    • 1130 Marie Dr
    • Talking Rock, GA

    Gorgeous and bright TURN-KEY and furnished Mountain CABIN in the WOODS of Talking Rock Creek, Georgia, located close to the BEST amenities of the neighborhood, and also near Carter's Lake, now available for your next income-producing investment (with established rental history), or for mountain-living at it's finest! This immaculately maintained cabin has a bedroom on all 3 floors, with a large

    Sarah Harley Coldwell Banker Realty

    Section Image
  • 250 Meadow Ln, Talking Rock, GA 30175

    $395,000

    • 3 Beds
    • 2.5 Baths
    • 2,142 Sq Ft
    • 250 Meadow Ln
    • Talking Rock, GA

    Make this cabin YOURS for just 3% (or $12,000) downpayment! Absolutely STUNNING mountain cabin retreat tucked away in the mountains of North GA in the sought after and gated community of Talking Rock Creek Resort. NO RENTAL RESTRICTIONS - you may live in, place long or short term tenants! Listen to the serene sounds of the creek running through your backyard while disconnecting on your screened

    Colin Peebles HomeSmart

    Section Image
  • 1624 Shady Grove Church Rd, Talking Rock, GA 30175

    $495,000

    • 3 Beds
    • 2.5 Baths
    • 2,853 Sq Ft
    • 1624 Shady Grove Church Rd
    • Talking Rock, GA

    Nestled along the navigable Talking Rock Creek, this custom-built 3-bedroom, 2.5-bath cabin offers the perfect blend of rustic charm and modern comfort. Sitting on 5 private acres, this home was designed for relaxation, adventure, and making memories. Step inside to discover beautiful tongue-and-groove detailing throughout, real wood floors, and a cozy yet open floor plan. The main level primary

    Cassie Stover Woodland Realty

    Section Image
  • 69 Blakes Ln, Talking Rock, GA 30175

    $379,900

    • 3 Beds
    • 2 Baths
    • 2,168 Sq Ft
    • 69 Blakes Ln
    • Talking Rock, GA

    Experience the perfect blend of timeless charm and modern sophistication in this beautifully appointed property. Relax with an evening of peace on the charming front porch, complete with composite decking. The interior boasts wood flooring throughout the main level living areas, creating a warm and inviting atmosphere. The expansive family room features a gas fireplace and crown molding, ideal

    Juanita Nicks-Batts HomeOwnership.com

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed -- --
Warranty Deed $232,000 --
Deed $132,000 --
Deed $140,700 --
Foreclosure Deed $140,675 --
Deed -- --
Deed $116,000 --
Deed $62,700 --
Deed $116,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $230,641 VA
Previous Owner $230,913 VA
Previous Owner $232,000 No Value Available
Previous Owner $137,823 New Conventional
Previous Owner $285,500 New Conventional
Previous Owner $59,560 New Conventional
Previous Owner $104,400 New Conventional
Previous Owner $54,684 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Sold $412,000 -9.8% $169 / Sq Ft
06/20/2025 06/20/25 Pending -- -- --
04/24/2025 04/24/25 For Sale $456,999 +97.0% $187 / Sq Ft
11/13/2018 11/13/18 Sold $232,000 0.0% --
10/03/2018 10/03/18 Pending -- -- --
09/30/2018 09/30/18 For Sale $232,000 -- --
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $298 $148,640 $4,400 $144,240
2023 $389 $149,880 $4,800 $145,080
2022 $393 $137,120 $3,600 $133,520
2021 $1,933 $97,400 $2,000 $95,400
2020 $1,821 $82,800 $1,800 $81,000
2019 $1,898 $83,800 $2,800 $81,000
2017 $1,505 $63,040 $2,000 $61,040
2016 $1,546 $63,480 $1,800 $61,680
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Georgia MLS

MLS Number: 10506803

Georgia MLS

APN: 3012E-010