$650,000
SOLD AUG 6, 2026

490 Two Rivers Dr Troy, VA 22974

3 Beds
2.5 Baths
2,395 Sq Ft
2.3 Acre Lot

Sale Details

Date Sold: August 6, 2026

$271 Per Sq Ft

28 Days on Market

Highlights

  • Sitting Area In Primary Bedroom
  • Mud Room
  • Covered Patio or Porch
  • Loft
  • Home Office
  • Cul-De-Sac

About This Home

As of August 2026

YOUR PRIVATE RESORT AWAITS! On a rare, consolidated 2.07-acre double lot with a conservation buffer next door, this custom Meade Construction home offers luxury and seclusion. The backyard paradise features a sparkling in-ground saltwater pool, expansive sunny patio, pavilion, and fully fenced yard—perfect for summer hosting. The Mechunk Creek surrounds this property, making for a serene setting in every season. Inside, bright open windows stream natural light. The renovated gourmet kitchen boasts granite counters, custom cabinetry, and a gas stove. Relax by the living room's cozy gas fireplace, or enjoy the gorgeous four-season sunroom overlooking the lush wooded grounds. The upper levels offer incredible versatility. The luxury primary suite features a stunning bath, walk-in closet, and an attached bonus room above the garage—ideal for a home office or sitting room. Plus, find a cozy sitting area/study in the upstairs loft. Enjoy direct neighborhood access to the Rivanna River. Bonus: high-speed internet, a large wired workshop, a whole-house water softener, a crawl-space dehumidifier, and whole-house generator wiring have already been installed. Don't miss this one-of-a-kind, Two Rivers retreat!

Last Agent to Sell the Property

BRITTANY GRAY

FIND HOMES REALTY LLC License #0225222348 Listed on: 05/16/2026

Last Buyer's Agent

Debi Dotson

REAL ESTATE III, INC. License #0225063179

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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,931

Year Built

  • Built in 2014 | Remodeled

Lot Details

  • 2.3 Acre Lot
  • Cul-De-Sac
  • Street terminates at a dead end

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Board and Batten Siding
  • Concrete Siding
  • Shingle Siding
  • Stone Siding
  • Vinyl Siding
  • Stick Built Home
  • Masonite

Interior Spaces

  • 2,395 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Skylights
  • Recessed Lighting
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Tilt-In Windows
  • Mud Room
  • Entrance Foyer
  • Home Office
  • Loft
  • Utility Room
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Sitting Area In Primary Bedroom
  • Walk-In Closet
  • Double Vanity

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Private Water Source
  • Well

Community Details

  • Built by MEADE CONSTRUCTION, LLC
  • Two Rivers Subdivision, The Camden Floorplan

Listing and Financial Details

  • Assessor Parcel Number 9-9-16

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,931

Year Built

Built in 2014 | Remodeled

Lot Details

2.3 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 9-9-16
  • Property Sub Type: Detached
  • LotSizeAcres: 2.3
  • Road Frontage Type: Private Road
  • Subdivision Name: TWO RIVERS
  • Above Grade Finished Sq Ft: 2395.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • Special Features: VirtualTour

Interior Features

  • Appliances: Built-In Oven, Dishwasher, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Gas Cooktop, Disposal, Microwave, Dryer, Water Softener, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas, Gas Log
  • Interior Amenities: Central Vacuum, Double Vanity, Remodeled, Sitting Area in Primary, Skylights, Walk-In Closet(s), Breakfast Bar, Butler's Pantry, Entrance Foyer, Eat-in Kitchen, Home Office, Loft, Mud Room, Recessed Lighting, Utility Room
  • Living Area: 2395.0
  • Main Level Bathrooms: 1
  • Stories: 2
  • Window Features: Insulated Windows, Low-Emissivity Windows, Tilt-In Windows, Skylight(s)

Exterior Features

  • Roof: Architectural, Composition, Shingle
  • View: City, Garden, Panoramic, Residential, Rural, Valley
  • Topography: Mountainous,Rolling
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Builder Name: MEADE CONSTRUCTION, LLC
  • Construction Type: Board & Batten Siding, Brick, Fiber Cement, Masonite, Concrete, Stick Built, Shingle Siding, Stone, T1-11 Siding, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Concrete, Covered, Front Porch, Patio, Porch, Stone
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener

Utilities

  • Heating: Central, Dual System, Heat Pump
  • Utilities: Cable Available, High Speed Internet Available, Satellite Internet Available
  • Sewer: Septic Tank
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Ductless, Heat Pump
  • Heating Yn: Yes
  • Water Source: Private, Well

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Conservation Area, Cleared, Cul-De-Sac, Dead End, Garden, Landscaped, Level, Open Lot, Partially Cleared, Secluded, Wooded, Waterfront, Borders National Forest
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R Residential

Building Info

  • Year Built: 2014

Tax Info

  • Year: 2026
  • Tax Annual Amount: 3931.35

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 10, 2023
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$522,500
Interest Rate
6.32%
Mortgage Type
VA

Purchase Details

Listed on
Jul 11, 2022
Closed on
Aug 11, 2022
Sold by
Bought by
Seller's Agent
Sasha Tripp
STORY HOUSE REAL ESTATE
Buyer's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$475,000
Sold Price
$525,000
Premium/Discount to List
$50,000
10.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.25%

Purchase Details

Closed on
Dec 14, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
3.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 1, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$36,000
Interest Rate
3.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 18, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,200
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 9, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,200
Interest Rate
3.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 8, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,200
Interest Rate
3.99%
Mortgage Type
New Conventional
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $522,500 None Listed On Document
Deed $525,000 Stewart Title Guaranty Company
Deed $36,000 --
Gift Deed -- --
Deed $304,000 Chicago Title
Bargain Sale Deed $45,000 --
Bargain Sale Deed $281,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $583,000 VA
Closed $526,953 VA
Closed $522,500 VA
Previous Owner $36,000 Purchase Money Mortgage
Previous Owner $243,200 New Conventional
Previous Owner $225,200 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/06/2026 08/06/26 Sold $650,000 0.0% $271 / Sq Ft
06/13/2026 06/13/26 Pending -- -- --
05/16/2026 05/16/26 For Sale $650,000 +23.8% $271 / Sq Ft
08/17/2022 08/17/22 Sold $525,000 +10.5% $227 / Sq Ft View Prior Sale
07/17/2022 07/17/22 Pending -- -- --
07/11/2022 07/11/22 For Sale $475,000 -- $205 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,958 $524,180 $50,000 $474,180
2025 $3,931 $524,180 $50,000 $474,180
2024 $3,740 $443,100 $50,000 $393,100
2023 $3,740 $443,100 $50,000 $393,100
2022 $2,948 $338,800 $45,000 $293,800
2021 $2,948 $338,800 $45,000 $293,800
2020 $3,025 $327,000 $45,000 $282,000
2019 $3,025 $327,000 $45,000 $282,000
2018 $2,599 $286,500 $45,000 $241,500
2017 $2,599 $286,500 $45,000 $241,500
2016 $2,677 $291,900 $45,000 $246,900
2015 $308 $291,900 $45,000 $246,900
2014 $308 $35,000 $35,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 677249

Charlottesville area Association of Realtors®

APN: 9 9 16

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