$890,000

4904 Commonwealth Rd Palmetto, FL 34221

Estimated payment $5,520/month

Total Views 119
3 Beds
2 Baths
2,324 Sq Ft
$383 Price per Sq Ft

Highlights

  • 75 Feet of Salt Water Canal Waterfront
  • Water access To Gulf or Ocean
  • Canal View
  • Dock has access to electricity and water
  • Boat Lift
  • Clubhouse

About This Home

Boaters Nirvana! Who could ask for more? Let me introduce you to your NEXT home. Here is an immaculate and spacious, 3br with 2fb, 2354 sqft. TOTALLY ( and I mean totally) remodeled concrete block house with 2 boat lifts located on a deep water, sailboat worthy canal. And there is more! Did I mention the 2 car garage, recent roof, gutters, and downspouts (2001), brand new composite deck (2024), new sea wall and composite dock (2002), twin covered boat slips with fresh water and electric service? And there is still more! This palatial gem features x-large ceramic tile throughout and most windows are recent additions which are hurricane/storm rated. The kitchen is a gourmet's delight with custom wood cabinets, custom granite counters, top of the line appliances, and a 6 burner commercial grade gas stove. Need more? The pantry/laundry room is large enough to double as a guest suite! The yard is all new (2024) with St. Augustine sod all around and features just the right mix of mature landscaping. You'll marvel at the views from the family room, primary bedroom, and kitchen which overlook the canal, your huge new composite wood deck, the dock and boat lifts. Though no one could blame you if you never wanted to leave such a magnificent house, the canal allows easy access with NO bridges to Terra Ceia Bay, the Intercoastal Waterway, and the Gulf of America. Why wait and take a chance on missing this Beauty in Bay Colony? Time and tide wait for no one. Come See TODAY!

Listing Agent

Mike Ryan

FLORIDA REAL ESTATE TEAM, INC. Brokerage Phone: 813-326-1586 License #0680899 Listed on: 09/03/2025

Co-Listing Agent

Kat McClary

FLORIDA REAL ESTATE TEAM, INC. Brokerage Phone: 813-326-1586 License #3173952

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,497

Year Built

  • Built in 1985

Lot Details

  • 9,000 Sq Ft Lot
  • Lot Dimensions are 120 x 75
  • 75 Feet of Salt Water Canal Waterfront
  • Property fronts a saltwater canal
  • Street terminates at a dead end
  • West Facing Home
  • Mature Landscaping
  • Private Lot
  • Irrigation Equipment
  • Property is zoned RSF4.5/C

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Ranch Style House
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding

Interior Spaces

  • 2,324 Sq Ft Home
  • Built-In Features
  • Shelving
  • Ceiling Fan
  • Thermal Windows
  • Double Pane Windows
  • Insulated Windows
  • Shutters
  • Blinds
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Inside Utility
  • Ceramic Tile Flooring
  • Canal Views

Kitchen

  • Walk-In Pantry
  • Range with Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Hurricane or Storm Shutters
  • Storm Windows
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Insulation

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Seawall
  • No Wake Zone
  • Minimum Wake Zone
  • Boat Lift
  • Covered Boat Lift
  • Dock has access to electricity and water
  • Dock made with Composite Material
  • Deck
  • Shed
  • Rain Gutters
  • Private Mailbox
  • Front Porch

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Palmetto Elementary-Mn School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Thermostat
  • Propane
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • No Home Owners Association
  • Bay Colony Community
  • Palmetto Skyway Rep Subdivision

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,497

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stone
  • Fireplace: No
  • Living Area: 2324
  • Lot Size Acres: 0.21
  • New Construction: No
  • Year Built: 1985
  • Building Area Total: 2880
  • Lot Size Sq Ft: 9000
  • Number Of Lots: 1
  • Directions to Property: From downtown Palmetto drive north along Rt-41, bear left onto Rt-19 towards the Sunshine Skyway and St. Petersburg. Drive 1/2 mile to 50th Street West turn LEFT.. Pass the BAY COLONY sign, turn RIGHT at the 3rd block Commonwealth Road to house on RIGHT. From St. Petersburg via the Sunshine Skyway, take Rt-19 (the first exit off the Skyway and I-275). Travel approx. 2 miles to 50th Street West, turn RIGHT, pass the BAY COLONY sign, turn RIGHT at the 3rd block Commonwealth Road to house on RIGHT.
  • Status: Active
  • Co List Office Mls Id: MFR266510365
  • Co List Office Phone: 813-326-1586
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Bradenton
  • Escrow Postal Code: 34205
  • Escrow State: FL
  • Escrow Street Name: Manatee Avenue West
  • Escrow Street Number: 3119
  • List Office Head Office Key Nume: 1044591
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 382.96
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Planned Unit Development Yn: 0
  • Amenities Additional Fees: Use and access to the boat ramp / club house will require an annual membership and fee.
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 2 Point Moorage,Dock - Composite,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing
  • Attribution Contact: 813-326-1586
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Blinds, Double Pane Windows, Insulated Windows, Shutters, Storm Window(s), Thermal Windows
  • Street Number Modifier: 4904
  • Additional Rooms: Inside Utility
  • Living Area Meters: 215.91
  • Room Count: 9

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s)
  • Exterior Features: Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Front Porch
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater,Gulf/Ocean
  • Water Extras: No Wake Zone,Lift,Lift - Covered,Minimum Wake Zone,Sailboat Water,Seawall - Other
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 75
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 75
  • Flood Zone Date: 2021-08-10
  • Flood Zone Panel: 12081C0162F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Connected, Fire Hydrant, Propane, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse
  • Association: No
  • Security: Security System, Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Any restrictions on pets should be verified via Manatee County Authorities.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: RSF4.5/C
  • Parcel Number: 22204-0000-2
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone, In County, Landscaped, Private, Street Dead-End, Paved
  • Lot Dimensions: 120 x 75
  • Property Attached Yn: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 836
  • Zoning Compatible YN: 1

Green Features

  • Efficiency: Insulation

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Any restrictions on leasing should be verified via Manatee County Authorities.

Tax Info

  • Tax Annual Amount: 8497
  • Tax Block: 2220400002
  • Tax Book Number: 12/15
  • Tax Lot: 124

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,687 $679,462 -- --
2024 $9,687 $764,205 $267,750 $496,455
2023 $9,011 $692,628 $229,500 $463,128
2022 $6,289 $509,457 $0 $0
2021 $5,474 $421,461 $0 $0
2020 $5,455 $401,853 $0 $0
2019 $5,194 $380,142 $0 $0
2018 $5,147 $372,508 $150,000 $222,508
2017 $5,092 $348,410 $0 $0
2016 $4,865 $325,055 $0 $0
2015 $4,143 $295,015 $0 $0
2014 $4,143 $267,169 $0 $0
2013 $4,146 $263,733 $107,500 $156,233
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/03/2025 09/03/25 For Sale $890,000 -- $383 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed -- --
Quit Claim Deed -- None Available
Special Warranty Deed $300,000 Attorney
Trustee Deed $240,300 Attorney
Deed -- --
Deed $434,900 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Unknown
Previous Owner $109,600 Credit Line Revolving
Previous Owner $552,000 Fannie Mae Freddie Mac
Previous Owner $150,000 Stand Alone Second
Previous Owner $126,825 Stand Alone Second
Previous Owner $347,920 Purchase Money Mortgage
Previous Owner $86,980 Purchase Money Mortgage
Source: Public Records

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Source: Stellar MLS

MLS Number: A4663793

Stellar MLS

APN: 22204-0000-2