Kassandra Lopez
EXP REALTY LLC
(352) 717-8903
74 Total Sales
1 in South Saint Cloud
$409,000 Price
4905 Olivia Ct Saint Cloud, FL 34772
South Saint Cloud NeighborhoodEstimated Value: $533,000 - $599,000
5
Beds
3
Baths
3,166
Sq Ft
$180/Sq Ft
Est. Value
Highlights
- Lake Front
- Boat Ramp
- Open Floorplan
- Fishing Pier
- Covered Boat Lift
- Lake Privileges
About This Home
As of July 2025Welcome to your dream home on the water! Live the lakefront lifestyle in this stunning 5-bedroom, 3-bathroom home with direct water access to the highly coveted Kissimmee Chain of Lakes, including a private boat lift to Alligator Lake. This beautifully maintained home is packed with upgrades and nestled in a vibrant community filled with resort-style amenities. Inside, enjoy an open-concept living and dining area, perfect for entertaining or relaxing with family. This home boasts beautiful interior paint and custom accent walls, along with sleek updated door hardware, light fixtures, and faucets throughout the home to give you a classic, modern appeal. The upgraded shower heads in the bathrooms are sure to make you feel relaxed and refreshed. Worried about staying comfortable and energy efficient year round? The Smart Thermostat ensures energy efficiency and convenience for your day to day schedule. The screened-in extended lanai is ideal for outdoor relaxation as you enjoy the serene water views. The extended driveway is convenient for added parking or oversized vehicles. The entire home has gutters installed for long-term durability, offering several benefits for homeowners, but primarily protecting the foundation and preventing water damage. Not only is this property stunning in itself, but the community is just as beautiful. Some community highlights include an oversized resort-style pool & splash pad, a private boat launch and boat lift to Alligator Lake, a community pier and green space by the water, a covered playground for year-round play, and a soccer field for the community to enjoy. This home offers the perfect combination of modern style, waterfront living, and a family-friendly, amenity-rich community. Whether you’re an avid boater, nature lover, or just looking for a peaceful place to call home, this waterfront retreat has it all! Don’t miss this rare opportunity to own a turnkey, modern lakefront home, with direct access to the Chain of Lakes lifestyle!
Last Agent to Sell the Property
VALOR REALTY SERVICES LLC Brokerage Phone: 407-668-2448 License #3424783 Listed on: 04/21/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,264
Year Built
- Built in 2021
Lot Details
- 5,663 Sq Ft Lot
- Lake Front
- Property fronts a freshwater canal
- South Facing Home
HOA Fees
- $105 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Property Views
- Chain Of Lake
- Canal
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 3,166 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Blinds
- Living Room
- Dining Room
- Home Office
- Loft
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
- Bathtub with Shower
Outdoor Features
- Fishing Pier
- Access To Lake
- Access To Chain Of Lakes
- Access to Freshwater Canal
- Covered Boat Lift
- Boat Ramp
- Lake Privileges
- Covered Patio or Porch
- Rain Gutters
Schools
- Hickory Tree Elementary School
- Harmony Middle School
- Harmony High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- High Speed Internet
- Cable TV Available
Community Details
- Mary James Association
- Hanover Lakes Ph 3 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 244 / 2026313
- Assessor Parcel Number 20-26-31-3429-0001-2440
- $1,797 per year additional tax assessments
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 21, 2025
Closed on
Jul 22, 2025
Sold by
Bought by
Seller's Agent
Marian Benson
VALOR REALTY SERVICES LLC
Buyer's Agent
Ana Leticia Dos Santos
LOKATION
List Price
$579,990
Sold Price
$560,000
Premium/Discount to List
-$19,990
-3.45%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,757
Avg. Annual Appreciation
1.45%
Original Mortgage
$532,000
Outstanding Balance
$526,906
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$41,851
Purchase Details
Closed on
Aug 26, 2021
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$415,579
Interest Rate
2.8%
Mortgage Type
VA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in South Saint Cloud, FL
-
Kassandra Lopez
-
Mikael Khaldi
Mikael Khaldi
HOMESMART
(321) 325-3616
107 Total Sales
1 in South Saint Cloud
$472,000 Price
-
Jolene Sheive
Jolene Sheive
LEGACY REALTY OF CENTRAL FLORIDA LLC
(689) 210-2144
30 Total Sales
3 in South Saint Cloud
$330K - $490K Price Range
-
Christopher Woeste
Christopher Woeste
TIE TEAM REALTY LLC
(689) 215-7536
150 Total Sales
47 in South Saint Cloud
$85K - $1.2M Price Range
-
Cari Fitzgerald
Cari Fitzgerald
PREMIER SOTHEBYS INT'L REALTY
(689) 219-5007
50 Total Sales
1 in South Saint Cloud
$375,000 Price
-
Tommy Harris
Tommy Harris
DALTON WADE INC
(321) 320-8537
17 Total Sales
1 in South Saint Cloud
$435,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | First American Title Insurance | ||
| $415,579 | Trinity Ttl Co Of Ctrl Fl Ll |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $532,000 | ||
| Previous Owner | $415,579 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/22/2025 07/22/25 | Sold | $560,000 | 0.0% | $177 / Sq Ft |
| 06/07/2025 06/07/25 | Pending | -- | -- | -- |
| 05/25/2025 05/25/25 | Price Changed | $559,990 | -1.8% | $177 / Sq Ft |
| 05/21/2025 05/21/25 | Price Changed | $569,990 | -1.7% | $180 / Sq Ft |
| 04/21/2025 04/21/25 | For Sale | $579,990 | -- | $183 / Sq Ft |
Source: Stellar MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,264 | $427,605 | ||
| 2024 | $7,993 | $415,554 | ||
| 2023 | $7,993 | $403,451 | $0 | $0 |
| 2022 | $7,786 | $391,700 | $80,000 | $311,700 |
| 2021 | $3,097 | $82,500 | $82,500 | $0 |
| 2020 | $2,040 | $25,000 | $25,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marian Benson
M
Seller's Agent in 2025
Marian Benson
VALOR REALTY SERVICES LLC
(407) 770-7443
2 in this area
28 Total Sales
-
Ana Leticia Dos Santos
Buyer's Agent in 2025
Ana Leticia Dos Santos
LOKATION
(310) 779-4676
1 in this area
43 Total Sales
Map
Source: Stellar MLS
MLS Number: O6301439
APN: 20-26-31-3429-0001-2440
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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