$318,000
SOLD JUL 16, 2018 RENTED JUN 27, 2025

4905 Saddle Ridge Dr SE Owens Cross Roads, AL 35763

4 Beds
3.5 Baths
3,500 Sq Ft
0.42 Acres

Recently Sold

$91 Per Sq Ft

6% Below List Price

36 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Two cooling system units
  • Gas Log Fireplace
  • Goldsmith-Schiffman Elementary School Rated A-
  • Multiple Heating Units

About This Home

As of July 2018

Move in Ready! Absolutely Stunning Mountain Views and pond for fishing, Blue Ribbon School District, 4 Bedrooms with bath direct access. The Kitchen features new granite countertops, new tile backsplash, stainless appliances and pantry. Family Room with fireplace newly tiled and built-ins, New Wood flooring throughout the main level, with new Tile in the master bath and laundry, extensive crown moulding. Large Rec Room upstairs. Freshly painted interior. Enjoy the covered back porch and privacy fenced yard, security system and sprinkler system.

Last Agent to Sell the Property

Estelle Phillips

Coldwell Banker First License #34213 Listed on: 05/22/2018

Coldwell Banker First

Last Buyer's Agent

Estelle Phillips

Coldwell Banker First License #34213 Listed on: 05/22/2018

Coldwell Banker First

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,855

Year Built

  • Built in 2006

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 85 x 62 x 153 x 125 x 128

HOA Fees

  • $13 Monthly HOA Fees

Interior Spaces

  • 3,500 Sq Ft Home
  • Property has 2 Levels
  • Gas Log Fireplace
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Schools

  • Hampton Cove Elementary School
  • Huntsville High School

Utilities

  • Two cooling system units
  • Multiple Heating Units

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 0891807350000081.001

Community Details

Overview

  • Saddle Ridge Association
  • Saddle Ridge Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,855

Year Built

Built in 2006

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Living Area: 3500
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.42
  • Lot Size: 85 x 62 x 153 x 125 x 128
  • Subdivision Name: Saddle Ridge
  • New Construction: No
  • Property Attached Yn: No
  • Year Built: 2006
  • Kitchen Level: First
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 4
  • Appliances: Dishwasher, Microwave, Range
  • Levels: Two
  • Basement: Crawl Space
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log, One
  • Fireplaces: 1
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Room Bedroom4 Area: 121
  • Room Bedroom4 Level: Second
  • Room Bedroom3 Area: 156
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 168
  • Room Bedroom3 Level: Second
  • Master Bedroom Master Bedroom Width: 14
  • Room Family Room Area: 324
  • Room Bedroom2 Level: Second
  • Room Family Room Level: First
  • Room Kitchen Area: 170
  • Dining Room Dining Room Level: First
  • Room Master Bedroom Area: 224
  • Room Dining Room Area: 168

Utilities

  • Heating: Central 2
  • Cooling: Central 2
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Common Grounds
  • Association Fee: 160
  • Association Fee Frequency: Annually
  • Association Name: Saddle Ridge
  • Association: Yes

Schools

  • Middle Or Junior School: Hampton Cove

Lot Info

  • Parcel Number: 0891807350000081.001
  • Lot Size Sq Ft: 18295.2
  • ResoLotSizeUnits: Acres

Green Features

Tax Info

  • Tax Lot: 1

MLS Schools

  • Elementary School: Goldsmith-Schiffman
  • High School: Huntsville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2018
Closed on
Jul 12, 2018
Sold by
Jones Jeffrey R and Jones Angelika L
Bought by
Moon Pl Llc
Seller's Agent
Estelle Phillips
Coldwell Banker First
Buyer's Agent
Estelle Phillips
Coldwell Banker First
List Price
$339,900
Sold Price
$318,000
Premium/Discount to List
-$21,900
-6.44%
Current Estimated Value
$512,553

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$194,553
Avg. Annual Appreciation
7.36%

Purchase Details

Closed on
Mar 31, 2008
Sold by
M And J Custom Homes
Bought by
Jones Jeffrey R and Jones Angelika L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,725
Interest Rate
5.68%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $318,000 Merchants Fidelity & Title C
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $321,168 VA
Previous Owner $15,000 Credit Line Revolving
Previous Owner $335,725 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Rented $2,500 0.0% --
06/10/2025 06/10/25 For Rent $2,500 0.0% --
10/15/2018 10/15/18 Off Market $318,000 -- --
07/16/2018 07/16/18 Sold $318,000 -2.1% $91 / Sq Ft
06/27/2018 06/27/18 Pending -- -- --
06/21/2018 06/21/18 Price Changed $324,900 -4.4% $93 / Sq Ft
05/22/2018 05/22/18 For Sale $339,900 -- $97 / Sq Ft
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,855 $83,700 $7,000 $76,700
2023 $4,855 $81,500 $7,000 $74,500
2022 $4,198 $72,380 $7,000 $65,380
2021 $3,756 $64,760 $7,000 $57,760
2020 $3,566 $61,480 $7,000 $54,480
2019 $3,439 $59,300 $7,000 $52,300
2018 $1,642 $29,140 $0 $0
2017 $1,642 $29,140 $0 $0
2016 $1,642 $29,140 $0 $0
2015 $1,642 $29,140 $0 $0
2014 $1,722 $30,520 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ValleyMLS.com

MLS Number: 1094420

ValleyMLS.com

APN: 18-07-35-0-000-081.001