Seller's Agent in 2026
Iris Rodger
Keller Williams Realty
(423) 504-7507
2 in this area
321 Total Sales
4909 Bal Harbor Dr Chattanooga, TN 37416
Murray Hills Neighborhood
4
Beds
2.5
Baths
3,384
Sq Ft
0.36
Acres Lot
Highlights
- Water Views
- River Access
- Deck
- Community Boat Dock
- Community Lake
- Wood Flooring
About This Home
As of April 2026Welcome to the highly sought-after Bal Harbor community- a prestigious waterfront neighborhood offering a community lot with a dock, grills, and picnic tables, perfect for lakeside gatherings. Just a short walk to the water and community lake lot, this beautiful home features 3,384 square feet of living space including a finished basement ideal for a recreation area, kids' play space, or teenage retreat. Enjoy relaxing or entertaining on the private screened porch and grilling patio surrounded by mature trees, a fenced backyard, and peaceful privacy. Inside, you'll find a spacious living room perfect for holiday gatherings, a cozy den for family movie nights, an oversized dining room, a wet bar, large pantry, and a roomy laundry area. The home also offers oversized bedrooms, plenty of storage, a workshop area in the garage, plantation shutters, and even the original working intercom with radio. A natural gas line supplies both the warm fireplace and HVAC system (with units replaced in 2024 and 2018), providing comfort and efficiency. Homes in Bal Harbor are rarely available—schedule your private showing today!
Last Agent to Sell the Property
Keller Williams Realty License #304956 Listed on: 10/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,382
Year Built
- Built in 1970 | Remodeled
Lot Details
- 15,682 Sq Ft Lot
- Lot Dimensions are 149 x 121
- Landscaped
- Gentle Sloping Lot
- Many Trees
- Back Yard Fenced
HOA Fees
- $4 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Basement Garage
- Side Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Wood Siding
Interior Spaces
- 3,384 Sq Ft Home
- 2-Story Property
- Wet Bar
- Bar
- Ceiling Fan
- Gas Log Fireplace
- Vinyl Clad Windows
- Plantation Shutters
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Den with Fireplace
- Bonus Room
- Screened Porch
- Water Views
- Finished Basement
- Basement Fills Entire Space Under The House
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Built-In Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on second floor
- En-Suite Bathroom
- Walk-In Closet
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
Attic
- Storage In Attic
- Pull Down Stairs to Attic
Outdoor Features
- River Access
- Deck
- Patio
Schools
- Harrison Elementary School
- Brown Middle School
- Central High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Natural Gas Connected
- Gas Available
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 120i C 005
Community Details
Overview
- Bal Harbor Subdivision
- Community Lake
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Community Boat Dock
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2025
Closed on
Apr 8, 2026
Sold by
Hart Armstrong and Spatz Kathryn
Bought by
Steadfast Zephyr
Seller's Agent
Iris Rodger
Keller Williams Realty
Buyer's Agent
Katherine Smith
Keller Williams Realty
List Price
$595,000
Sold Price
$500,000
Premium/Discount to List
-$95,000
-15.97%
Views
359
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
153.07%
Original Mortgage
$450,000
Outstanding Balance
$450,000
Interest Rate
5.98%
Mortgage Type
New Conventional
Estimated Equity
$83,576
Purchase Details
Listed on
Jul 7, 2017
Closed on
Dec 29, 2017
Sold by
Martin Robert N and Martin Susan B
Bought by
Armstrong Donald Hart and Armstrong Kateryn Spatz
Buyer's Agent
Iris Rodger
Greater Downtown Realty dba Keller Williams Realty
List Price
$278,500
Sold Price
$240,000
Premium/Discount to List
-$38,500
-13.82%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.27%
Original Mortgage
$228,000
Interest Rate
3.95%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $500,000 | Bridge City Title | |
| Warranty Deed | $240,000 | First Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $450,000 | New Conventional | |
| Previous Owner | $228,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/08/2026 04/08/26 | Sold | $500,000 | 0.0% | $148 / Sq Ft | |
| 03/09/2026 03/09/26 | Pending | -- | -- | -- | |
| 03/07/2026 03/07/26 | Price Changed | $500,000 | -4.8% | $148 / Sq Ft | |
| 01/14/2026 01/14/26 | Price Changed | $525,000 | -4.5% | $155 / Sq Ft | |
| 12/01/2025 12/01/25 | Price Changed | $550,000 | -4.3% | $163 / Sq Ft | |
| 11/11/2025 11/11/25 | Price Changed | $575,000 | -3.4% | $170 / Sq Ft | |
| 10/23/2025 10/23/25 | For Sale | $595,000 | +147.9% | $176 / Sq Ft | |
| 12/29/2017 12/29/17 | Sold | $240,000 | -13.8% | $71 / Sq Ft | View Prior Sale |
| 11/27/2017 11/27/17 | Pending | -- | -- | -- | |
| 07/07/2017 07/07/17 | For Sale | $278,500 | -- | $83 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,893 | $124,900 | $0 | $0 |
| 2024 | $1,686 | $75,375 | $0 | $0 |
| 2023 | $1,686 | $75,375 | $0 | $0 |
| 2022 | $1,686 | $75,375 | $0 | $0 |
| 2021 | $1,686 | $75,375 | $0 | $0 |
| 2020 | $1,609 | $58,175 | $0 | $0 |
| 2019 | $1,609 | $58,175 | $0 | $0 |
| 2018 | $1,451 | $58,175 | $0 | $0 |
| 2017 | $1,480 | $53,525 | $0 | $0 |
| 2016 | $1,420 | $0 | $0 | $0 |
| 2015 | $2,721 | $51,350 | $0 | $0 |
| 2014 | $2,721 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Iris Rodger
-
Katherine Smith
Buyer's Agent in 2026
Katherine Smith
Keller Williams Realty
(423) 228-0229
1 in this area
292 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1522801
APN: 120I-C-005
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