$308,000
SOLD OCT 10, 2025

491 Chadwick Rd Schenectady, NY 12304

3 Beds
2 Baths
1,495 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$206 Per Sq Ft

3% Above List Price

3 Days on Market

Highlights

  • Deck
  • No HOA
  • Eat-In Kitchen
  • Contemporary Architecture
  • 1 Car Attached Garage
  • Built-In Features

About This Home

As of October 2025

Move right in to this cute and well-maintained 3-bedroom, 2-bath home featuring an open floorplan and a bright loft area—perfect for a home office or flex space! The roof and skylights were replaced just 2 years ago, offering peace of mind. Enjoy the fully fenced backyard with a deck, ideal for outdoor entertaining. Full basement provides plenty of storage or potential for additional living space. A great find with thoughtful updates and a layout you'll love!

Last Agent to Sell the Property

Vince Savini Jr

Miranda Real Estate Group, Inc License #40SA1016502 Listed on: 08/06/2025

Last Buyer's Agent

Vishmadeb Roy

KW Platform License #10401376094

KW Platform

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,500

Year Built

  • Built in 1993

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 40x140
  • Fenced
  • Landscaped
  • Level Lot
  • Garden

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,495 Sq Ft Home
  • Built-In Features
  • Paddle Fans
  • Sliding Doors
  • Living Room
  • Dining Room
  • Basement Fills Entire Space Under The House
  • Washer and Dryer

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Home Security

  • Home Security System
  • Radon Detector
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Woodlawn Elementary School
  • Schenectady High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 150 Amp Service

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 25.002 / 3
  • Assessor Parcel Number 421500 60.70-3-25.2

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,500

Year Built

Built in 1993

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1993
  • Directions: State St to Fairview to Gifford Rd to Chadwick Rd.
  • Above Grade Finished Sq Ft: 1495.0
  • Architectural Style: Contemporary
  • Lot Size Acres: 0.13
  • Lot Size: 40X140
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Carpet: Yes
  • Flooring:Laminate: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Fencing:Fenced: Yes
  • Directions Remarks: Public Remarks: Move right in to this cute and well-maintained 3-bedroom, 2-bath home featuring an open floorplan and a bright loft area—perfect for a home office or flex space! The roof and skylights were replaced just 2 years ago, offering peace of mind. Enjoy the fully fenced backyard with a deck, ideal for outdoor entertaining. Full basement provides plenty of storage or potential for additional living space. A great find with thoughtful updates and a layout you'll love!
  • Special Features: None

Interior Features

  • Flooring: Carpet, Laminate
  • Basement: Full
  • Interior Amenities: Paddle Fan, Radon System, Built-in Features, Eat-in Kitchen
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Washer/Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Living Area: 1495.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Appliances Dishwasher: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Appliances:WasherDryer: Yes
  • Attic Features:Hatch: Yes
  • Appliances Range: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Radon System: Yes

Exterior Features

  • Exterior Features: Garden, Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Fenced
  • Other Structures: Garage(s)
  • Patio And Porch Features: Deck
  • Waterfront: No
  • Construction Materials:Vinyl Siding: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Lot Features:Landscaped: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Lighting: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Attached: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 150 Amp Service
  • Heating: Forced Air, Natural Gas
  • Security: Smoke Detector(s), Security System, Carbon Monoxide Detector(s)
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Level, Landscaped
  • Parcel #: 421500 60.70-3-25.2
  • Lot Size Sq Ft: 5662.8

Tax Info

  • Tax Annual Amount: 7500.0
  • Tax Block: 3
  • Tax Lot: 25.002

MLS Schools

  • Elementary School: Woodlawn
  • HighSchool: Schenectady

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 6, 2025
Closed on
Oct 10, 2025
Sold by
Kane Guy P and Qu-Kane Weihong
Bought by
Uddin Md Siam and Siddiqa Ayesha
Seller's Agent
Vince Savini Jr
Miranda Real Estate Group, Inc
Buyer's Agent
Vishmadeb Roy
KW Platform
List Price
$299,900
Sold Price
$308,000
Premium/Discount to List
$8,100
2.7%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.36%
Original Mortgage
$302,100
Outstanding Balance
$301,814
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$10,781

Purchase Details

Closed on
Feb 19, 2019
Sold by
Kane Guy P
Bought by
Kane Guy P and Qu Kane Weihong

Purchase Details

Listed on
Jul 22, 2017
Closed on
Nov 9, 2017
Sold by
Armstrong Natasha
Bought by
Kane Guy P
Seller's Agent
Harold Baldwin
CKM Team Realty
Buyer's Agent
Dominique Gines-Baldwin
CKM Team Realty
List Price
$149,900
Sold Price
$156,000
Premium/Discount to List
$6,100
4.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.90%
Original Mortgage
$153,174
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 15, 2008
Sold by
Allen Kerrey N
Bought by
Armstrong Natasha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,983
Interest Rate
6.57%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 26, 2007
Sold by
Sherman Mark W
Bought by
Allen Kerrey N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,440
Interest Rate
6.25%
Mortgage Type
VA

Purchase Details

Closed on
Sep 13, 1993
Sold by
Sherman M C
Bought by
Gaudio A W

Purchase Details

Closed on
Jul 16, 1993
Sold by
New Way General
Bought by
Sherman M C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $318,000 Old Republic National Title
Interfamily Deed Transfer -- None Available
Deed $156,000 None Available
Deed $147,500 Joyce S Choi
Deed $185,000 --
Deed $99,500 --
Deed $97,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $302,100 New Conventional
Previous Owner $153,174 FHA
Previous Owner $145,983 FHA
Previous Owner $189,440 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Sold $308,000 +2.7% $206 / Sq Ft
08/09/2025 08/09/25 Pending -- -- --
08/06/2025 08/06/25 For Sale $299,900 +92.2% $201 / Sq Ft
11/16/2017 11/16/17 Sold $156,000 +4.1% $104 / Sq Ft View Prior Sale
09/13/2017 09/13/17 Pending -- -- --
07/21/2017 07/21/17 For Sale $149,900 -- $100 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,407 $176,300 $26,400 $149,900
2023 $8,220 $176,300 $26,400 $149,900
2022 $8,222 $176,300 $26,400 $149,900
2021 $8,179 $176,300 $26,400 $149,900
2020 $8,069 $176,300 $26,400 $149,900
2019 $4,416 $176,300 $26,400 $149,900
2018 $8,156 $176,300 $26,400 $149,900
2017 $7,190 $176,300 $26,400 $149,900
2016 $7,724 $176,300 $26,400 $149,900
2015 -- $176,300 $26,400 $149,900
2014 -- $176,300 $26,400 $149,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 202523246

Global MLS

APN: 060-070-0003-025-002-0000