$649,000
SOLD MAR 20, 2025

491 N Lower Gardens Rd Fontana, WI 53125

5 Beds
2.5 Baths
2,000 Sq Ft
0.32 Acres

Recently Sold

$324 Per Sq Ft

1 Day on Market

Highlights

  • Water Views
  • Wooded Lot
  • Main Floor Bedroom
  • Colonial Architecture
  • Wood Flooring
  • Corner Lot

About This Home

As of March 2025

Prominently located in the highly desirable Lower Gardens Association, this rare .32 acre property offers the perfect setting to build your dream lake home. Surrounded by magnificent lakefront estates, the property boasts partial lake views and a tranquil atmosphere, just a short golf cart ride to Fontana Beach where you'll enjoy resident access. Don't miss this exceptional opportunity to create your ideal retreat in one of Fontana's most treasured spots! (House sold ''AS-IS, WHERE-IS'')

Last Agent to Sell the Property

Kristin Stone

MELGES Real Estate, LLC License #59402-90 Listed on: 03/08/2025

Last Buyer's Agent

Kristin Stone

MELGES Real Estate, LLC License #59402-90 Listed on: 03/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,170

Lot Details

  • 0.32 Acre Lot
  • Corner Lot
  • Wooded Lot

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Poured Concrete

Interior Spaces

  • 2,000 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Wood Flooring
  • Water Views

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • Split Bedroom Floorplan
  • Walk Through Bedroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Partial Basement
  • Stone or Rock in Basement
  • Crawl Space
  • Basement Windows

Outdoor Features

  • Patio

Schools

  • Big Foot High School

Utilities

  • Window Unit Cooling System
  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • Property has a Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number SG 00029

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,170

Lot Details

0

Listing Details

  • Prop. Type: Single-Family
  • Lot Size Acres: 0.32
  • Inclusions: Oven; Range; Refrigerator; Microwave; Washer; Dryer; Window AC
  • Directions: Off Hwy 67, turn east on Stearns Rd. Next turn north (left) on N. Lakeshore Dr. Then west (left) on N. Lower Gardens Rd. Property is on the corner of N. Lakeshore Dr. & N. Lower Gardens.
  • Architectural Style: Colonial
  • Garage Yn: No
  • Unit Levels: 2 Story, Exposed Basement
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator, Microwave, Washer, Dryer, Window A/C
  • Accessibility Features: Full Bath on Main Level, Laundry on Main Level, Bedroom on Main Level
  • Has Basement: Full, Partial, Crawl Space, Walk Out/Outer Door, Poured Concrete, Full Size Windows, Finished, Stone
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Interior Amenities: Natural Fireplace, Pantry, Cable TV Available, Wood or Sim Wood Floors, Split Bedrooms, Walk-thru Bedroom, Walk-In Closet(s), High Speed Internet

Exterior Features

  • Lot Features: Corner Lot, Wooded, View of Water
  • Construction Type: Aluminum/Steel
  • Exterior Features: Patio

Garage/Parking

  • Attached Garage: No
  • Parking Features: Paved, Parking Space
  • Garage Type: None

Utilities

  • Heating: Natural Gas, Forced Air
  • Heating Yn: Yes
  • Sewer: Municipal Sewer

Condo/Co-op/Association

  • Association: Yes

Schools

  • Junior High Dist: Big Foot UHS
  • High School: Big Foot

Lot Info

  • Lot Size Sq Ft: 13939.2
  • Parcel #: SG 00029

Tax Info

  • Tax Annual Amount: 3170.4
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2025
Closed on
Mar 20, 2025
Sold by
Cook Gina Maria and Cook Randy
Bought by
Lynn L Larson 2018 Trust
Seller's Agent
Kristin Stone
MELGES Real Estate, LLC
Buyer's Agent
Kristin Stone
MELGES Real Estate, LLC
List Price
$649,000
Sold Price
$649,000
Total Days on Market
1
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.78%

Purchase Details

Closed on
Dec 12, 2006
Sold by
Wallin Mary Ann F
Bought by
Cook Gina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Fontana, WI

  • 831 Sauganash Dr, Fontana, WI 53125

    $599,000

    • 3 Beds
    • 2 Baths
    • 1,574 Sq Ft
    • 831 Sauganash Dr
    • Fontana, WI

    3 Bedroom, 2 Bath Ranch Home on a Level .28 Acre Lot located on the Less Traveled Lower Sauganash Drive in Fontana's Country Club Estates. Enter into the Large 22 x 15 Great Room with Cathedral Ceilings, Scraped Engineered Oak Floor, and Double Sliding Glass Doors that lead out to a 38 x 15 Composite Deck. Entertaining in this Room goes Next-Level with the Included 65'' LG TV. The Island Kitchen

    Harry Mohr Berkshire Hathaway Starck Real Estate

    Section Image
  • 438 Sylvan Dr, Fontana, WI 53125

    $555,000

    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft
    • 438 Sylvan Dr
    • Fontana, WI

    With Summer around the corner, this move-in ready home is designed to meet your every need with subtle sophistication. Whether you're looking for a permanent residence or a seasonal getaway, this updated & freshly painted, 3 bedroom, 2 bath home is being sold completely furnished down to the bedding. Natural light throughout, gleaming hardwood floors, sliders that open to a deck which is perfect

    Tricia Forbeck Compass Wisconsin-Lake Geneva

    Section Image
  • 1090 Shabbona Dr, Fontana, WI 53125

    $625,000

    • 3 Beds
    • 2 Baths
    • 2,073 Sq Ft
    • 1090 Shabbona Dr
    • Fontana, WI

    Experience the charm of Country Club Estates, a scenic lakeside community with private Geneva Lake access, a sandy beach, pier, and park. Enjoy the 9-hole golf course, clubhouse, and social events. The peaceful neighborhood boasts tree-lined streets, perfect for walks and bike rides. Tennis, pickleball and basket ball courts and more. This classic ranch offers single-level living with a stone

    Elizabeth Lupo DiVito Mahler Sotheby's International Realty

    Section Image
  • 262 Castle Terrace Ave, Fontana, WI 53125

    $655,000

    • 4 Beds
    • 3 Baths
    • 2,799 Sq Ft
    • 262 Castle Terrace Ave
    • Fontana, WI

    Prime location in Country Club Estates- Ranch home views golf and enjoys access to Geneva lake! Association offers beach, pier, golf, tennis, pickleball & playground- Lake life fun awaits! Updated home offers lots of natural light, an open large floor plan and great space to entertain family & friends! The living room with fireplace opens to a cozy sunroom & large deck, the kitchen will please

    Linda Tonge Compass Wisconsin-Lake Geneva

    Section Image
  • W4641 Hillcrest Dr, Fontana, WI 53125

    $799,990

    • 3 Beds
    • 2 Baths
    • 1,721 Sq Ft
    • W4641 Hillcrest Dr
    • Fontana, WI

    Check out our classic new ranch home design. Featuring a covered front porch that spans the length of the house. As you enter into the foyer you are greeted by a myriad of windows in your great room, along w/vaulted ceilings & FP. Enjoy the peaceful view while looking out your kitchen windows. The number of windows in the dinette area allow for the tranquil experience you discover, while you

    Claudia Germann Shorewest Realtors, Inc.

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $649,000 None Listed On Document
Quit Claim Deed $250 --
Quit Claim Deed $65,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $25,000 Credit Line Revolving
Previous Owner $79,387 New Conventional
Previous Owner $83,000 New Conventional
Previous Owner $15,000 Credit Line Revolving
Previous Owner $65,000 New Conventional
Previous Owner $250,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/20/2025 03/20/25 Sold $649,000 0.0% $325 / Sq Ft
03/09/2025 03/09/25 Pending -- -- --
03/08/2025 03/08/25 For Sale $649,000 -- $325 / Sq Ft
Source: Metro MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,170 $368,100 $181,000 $187,100
2023 $4,240 $312,100 $125,000 $187,100
2022 $3,903 $312,100 $125,000 $187,100
2021 $3,499 $312,100 $125,000 $187,100
2020 $3,367 $249,300 $125,000 $124,300
2019 $3,102 $249,300 $125,000 $124,300
2018 $3,108 $249,300 $125,000 $124,300
2017 $3,311 $249,300 $125,000 $124,300
2016 $3,310 $249,300 $125,000 $124,300
2015 $3,681 $249,300 $125,000 $124,300
2014 $3,505 $249,300 $125,000 $124,300
2013 $3,505 $271,100 $125,000 $146,100
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Metro MLS

MLS Number: 1909185

Metro MLS

APN: SG00029