$540,000

Estimated payment $3,110/month

Total Views 13,135
3 Beds
3 Baths
3,435 Sq Ft
$157 Price per Sq Ft

Highlights

  • Community Boat Dock
  • A-Frame Home
  • Vaulted Ceiling
  • Open Floorplan
  • Deck
  • Loft

About This Home

Welcome to 4913 Shoreline Drive, a rare find in Chattanooga's sought after Bal Harbor community, where waterfront living is right outside your door. Enjoy easy access to the Tennessee River with a neighborhood dock just steps away, perfect for boating, kayaking, fishing, or peaceful evenings by the water. Great Investment Property *Annual Rental Income* 2024 - $50,000 | 2023 - $36,391 | 2022 - $18,800. Inside, you'll find a bright, open layout highlighted by soaring ceilings and brand new hardwood floors throughout this beautifully updated 3 bedroom, 3 full bath home. The main living area flows effortlessly and opens to a spacious loft above, ideal as a fourth bedroom, home office, or bonus living space overlooking the great room. The kitchen was completely remodeled in 2021, featuring modern finishes and updated appliances that make cooking and entertaining a breeze. For added peace of mind, the roof was professionally inspected in 2025. The lower level offers incredible versatility with two separate areas designed to fit your lifestyle. One space can easily serve as a private in law suite complete with its own full bathroom, perfect for guests or extended family. The additional bonus area spans over 600 square feet and provides endless possibilities for a media room, game room, home gym, studio, or entertainment space. Whether you're searching for a primary residence, short term rental, or corporate retreat, this home checks every box. Located just minutes from downtown Chattanooga, you'll enjoy quick access to dining, shopping, and local attractions while still tucked away in a quiet waterfront neighborhood. Homes in Bal Harbor rarely become available. With its flexible floor plan, river access, recent updates, and unbeatable location, 4913 Shoreline Drive is a standout opportunity you won't want to miss. Schedule your private showing today and discover this hidden waterfront gem!

Listing Agent

Wade Trammell

Keller Williams Realty License #367743 Listed on: 01/28/2026

Keller Williams Realty

Co-Listing Agent

Jeffrey Gardner

Keller Williams Realty License #378873

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,556

Year Built

  • Built in 1982 | Remodeled

Lot Details

  • 0.37 Acre Lot
  • Lot Dimensions are 110x146.64
  • Cleared Lot
  • Few Trees
  • Private Yard
  • Back and Front Yard

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • A-Frame Home
  • Block Foundation
  • Shingle Roof
  • Shingle Siding
  • Stone

Interior Spaces

  • 3,435 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Dining Room
  • Den with Fireplace
  • Loft
  • Storage
  • Smart Locks
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Balcony
  • Deck
  • Screened Patio
  • Terrace
  • Rain Gutters
  • Rear Porch

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Available
  • Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 120j A 021.08

Community Details

Overview

  • Bal Harbor #3 Subdivision

Recreation

  • Community Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,556

Year Built

Built in 1982 | Remodeled

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Lot Size: 110X146.64
  • Road Surface Type: Asphalt, Paved
  • Co List Office Mls Id: 10708
  • Co List Office Phone: 423-664-1900
  • Inclusions: All furniture and kitchenware to be included with sale with acceptable offer.
  • Subdivision Name: Bal Harbor #3
  • Directions: From Downtown Chattanooga, travel north on US 27 and merge onto TN 153 toward the airport and Decatur. Continue on TN 153 for roughly five miles, then take the exit for Amnicola Highway (TN 58 North). Turn right onto TN 58 and drive about two miles before turning left onto Webb Road. Follow Webb Road to the entrance of the Bal Harbor subdivision, then turn left onto Shoreline Drive. Continue along Shoreline Drive and the home will be located on the left.
  • Above Grade Finished Sq Ft: 3435.0
  • Architectural Style: A-Frame
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 3435.0
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1982
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 120j A 021.08
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 3556.19
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3435.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.37
  • General Property Information Lot Size Square Feet2: 16117.2
  • General Property Information Lot Size Dimensions: 110X146.64
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to 4913 Shoreline Drive, a rare find in Chattanooga's sought after Bal Harbor community, where waterfront living is right outside your door. Enjoy easy access to the Tennessee River with a neighborhood dock just steps away, perfect for boating, kayaking, fishing, or peaceful evenings by the water. Great Investment Property *Annual Rental Income* 2024 - $50,000 | 2023 - $36,391 | 2022 - $18,800. Inside, you'll find a bright, open layout highlighted by soaring ceilings and brand new hardwood floors throughout this beautifully updated 3 bedroom, 3 full bath home. The main living area flows effortlessly and opens to a spacious loft above, ideal as a fourth bedroom, home office, or bonus living space overlooking the great room. The kitchen was completely remodeled in 2021, featuring modern finishes and updated appliances that make cooking and entertaining a breeze. For added peace of mind, the roof was professionally inspected in 2025. The lower level offers incredible versatility with two separate areas designed to fit your lifestyle. One space can easily serve as a private in law suite complete with its own full bathroom, perfect for guests or extended family. The additional bonus area spans over 600 square feet and provides endless possibilities for a media room, game room, home gym, studio, or entertainment space. Whether you're searching for a primary residence, short term rental, or corporate retreat, this home checks every box. Located just minutes from downtown Chattanooga, you'll enjoy quick access to dining, shopping, and local attractions while still tucked away in a quiet waterfront neighborhood. Homes in Bal Harbor rarely become available. With its flexible floor plan, river access, recent updates, and unbeatable location, 4913 Shoreline Drive is a standout opportunity you won't want to miss. Schedule your private showing today and discover this hidden waterfront gem!
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bedroom Level: First
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 1
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Interior Features Breakfast Nook: Yes
  • Architectural Style A-Frame: Yes
  • Appliances Water Heater2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Laundry Features:Inside: Yes
  • Flooring Laminate: Yes
  • Room Types Loft: Yes
  • Room Types Loft Level: Second
  • Association Amenities Boat Dock2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Water Heater, Refrigerator, Microwave, Electric Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Den, Gas Log, Living Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, En Suite, Granite Counters, High Ceilings, Open Floorplan, Recessed Lighting, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Community Features:Dock: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Vaulted Ceiling(s): Yes

Exterior Features

  • Lot Features: Back Yard, Cleared, Few Trees, Front Yard, Private
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Shingle Siding, Stone
  • Exterior Features: Balcony, Private Yard, Rain Gutters, Smart Lock(s)
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Rear Porch, Screened, Terrace
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Back Yard2: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Private: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Exterior Features:Balcony: Yes
  • Lot Features:Few Trees: Yes
  • Exterior Features:Smart Lock(s): Yes
  • Construction Materials:Shingle Siding: Yes
  • Patio And Porch Features:Screened: Yes
  • Patio And Porch Features:Terrace: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Faces Front, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Inside, Main Level, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Dock
  • Senior Community: No
  • Amenities: Boat Dock
  • Association Fee: 50.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 50.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 16117.2
  • Additional Parcels: No
  • Parcel #: 120j A 021.08

Tax Info

  • Tax Annual Amount: 3556.19

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,945 $128,300 $0 $0
2024 $1,773 $79,250 $0 $0
2023 $1,773 $79,250 $0 $0
2022 $1,773 $79,250 $0 $0
2021 $1,773 $79,250 $0 $0
2020 $1,635 $59,125 $0 $0
2019 $1,635 $59,125 $0 $0
2018 $1,473 $59,125 $0 $0
2017 $1,635 $59,125 $0 $0
2016 $1,499 $0 $0 $0
2015 $2,867 $54,225 $0 $0
2014 $2,867 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/28/2026 01/28/26 For Sale $540,000 +71.4% $157 / Sq Ft
10/26/2021 10/26/21 Sold $315,000 0.0% $118 / Sq Ft View Prior Sale
10/26/2021 10/26/21 Sold $315,000 -4.3% $118 / Sq Ft View Prior Sale
09/25/2021 09/25/21 Pending -- -- --
09/25/2021 09/25/21 Pending -- -- --
09/22/2021 09/22/21 For Sale $329,000 0.0% $123 / Sq Ft
09/03/2021 09/03/21 For Sale $329,000 -- $123 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Bridge City Ttl East Brainer
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1527466

Greater Chattanooga REALTORS®

APN: 120J-A-021.08