NOT LISTED FOR SALE

Estimated Value: $514,493 - $533,000

3 Beds
3 Baths
3,435 Sq Ft
$152/Sq Ft Est. Value

Sale Details

Date Sold: May 6, 2026

Last sale price $520,000 $151 Per Sq Ft

Current estimated payment $3,062 / mo

84 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • Living Room with Fireplace
  • A-Frame Home
  • Private Lot
  • High Ceiling

About This Home

As of May 2026

Welcome to 4913 Shoreline Drive, a rare find in Chattanooga's sought after Bal Harbor community, where waterfront living is right outside your door. Enjoy easy access to the Tennessee River with a neighborhood dock just steps away, perfect for boating, kayaking, fishing, or peaceful evenings by the water.

Great Investment Property *Annual Rental Income* 2024 - $50,000 | 2023 - $36,391 | 2022 - $18,800.

Inside, you'll find a bright, open layout highlighted by soaring ceilings and brand new hardwood floors throughout this beautifully updated 3 bedroom, 3 full bath home. The main living area flows effortlessly and opens to a spacious loft above, ideal as a fourth bedroom, home office, or bonus living space overlooking the great room. The kitchen was completely remodeled in 2021, featuring modern finishes and updated appliances that make cooking and entertaining a breeze. For added peace of mind, the roof was professionally inspected in 2025.

The lower level offers incredible versatility with two separate areas designed to fit your lifestyle. One space can easily serve as a private in law suite complete with its own full bathroom, perfect for guests or extended family. The additional bonus area spans over 600 square feet and provides endless possibilities for a media room, game room, home gym, studio, or entertainment space.

Whether you're searching for a primary residence, short term rental, or corporate retreat, this home checks every box. Located just minutes from downtown Chattanooga, you'll enjoy quick access to dining, shopping, and local attractions while still tucked away in a quiet waterfront neighborhood.

Homes in Bal Harbor rarely become available. With its flexible floor plan, river access, recent updates, and unbeatable location, 4913 Shoreline Drive is a standout opportunity you won't want to miss. Schedule your private showing today and discover this hidden waterfront gem!

Last Agent to Sell the Property

Wade Trammell

Greater Downtown Realty dba Keller Williams Realty License #334155 Listed on: 03/06/2026

Greater Downtown Realty dba Keller Williams Realty

Last Buyer's Agent

Wade Trammell

Greater Downtown Realty dba Keller Williams Realty License #334155 Listed on: 03/06/2026

Greater Downtown Realty dba Keller Williams Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,556

Year Built

  • Built in 1982

Lot Details

  • 16,117 Sq Ft Lot
  • Lot Dimensions are 110x146.64
  • Private Lot
  • Cleared Lot

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • A-Frame Home
  • Stone Siding

Interior Spaces

  • 3,435 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Gas Fireplace
  • Living Room with Fireplace
  • Den with Fireplace
  • Screened Porch
  • Storage
  • Washer and Electric Dryer Hookup
  • Smart Locks

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Balcony
  • Deck

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Bal Harbor #3 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 120J A 021.08

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,556

Year Built

Built in 1982

Lot Details

0.37 Acres

HOA Fees

$4 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: A-Frame
  • Year Built: 1982
  • Unit Levels: Three Or More
  • New Construction: No
  • Year Built Details: Existing
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), High Ceilings, Open Floorplan, Storage, Walk-In Closet(s), Master Downstairs
  • Appliances: Refrigerator, Microwave, Electric Range, Dishwasher
  • Fireplace Features: Living Room, Den, Gas, Wood Burning
  • Flooring: Carpet, Laminate, Tile
  • Total Bedrooms: 3
  • Full Bathrooms: 3
  • Building Area Units: Square Feet
  • Living Area: 3435.0
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Smart Lock(s), Balcony
  • Construction Type: Stone, Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Screened
  • Pool Private: No
  • Roof: Other
  • Topography: Cleared,Private,Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Faces Front, Concrete, Driveway
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available, Natural Gas Available, Water Available

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Features: Cleared, Private, Other
  • Lot Size Acres: 0.370
  • Lot Size: 110X146.64
  • Lot Size Units: Acres
  • Parcel #: 120J A 021.08
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 3556

MLS Schools

  • Elementary School: Harrison Elementary School
  • High School: Central High School
  • Middle Or Junior School: Brown Middle School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2026
Closed on
Oct 26, 2021
Sold by
Charles Bradley R and Charles Patricia Lee
Bought by
Seller's Agent
Bekah Cochran
Greater Downtown Realty dba Keller Williams Realty
List Price
$329,000
Sold Price
$315,000
Premium/Discount to List
-$14,000
-4.26%
Current Estimated Value
$522,373

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$207,373
Avg. Annual Appreciation
10.92%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$315,000 Bridge City Ttl East Brainer
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $137,454
Previous Owner Charles Patricia $156,500
Previous Owner Charles Patrick $34,000
Previous Owner Charles Brad $20,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/06/2026 05/06/26 Sold $520,000 -3.7% $151 / Sq Ft
01/28/2026 01/28/26 For Sale $540,000 +71.4% $157 / Sq Ft
10/26/2021 10/26/21 Sold $315,000 0.0% $118 / Sq Ft View Prior Sale
10/26/2021 10/26/21 Sold $315,000 -4.3% $118 / Sq Ft View Prior Sale
09/25/2021 09/25/21 Pending -- -- --
09/25/2021 09/25/21 Pending -- -- --
09/22/2021 09/22/21 For Sale $329,000 0.0% $123 / Sq Ft
09/03/2021 09/03/21 For Sale $329,000 -- $123 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,945 $128,300 $0 $0
2024 $1,773 $79,250 $0 $0
2023 $1,773 $79,250 $0 $0
2022 $1,773 $79,250 $0 $0
2021 $1,773 $79,250 $0 $0
2020 $1,635 $59,125 $0 $0
2019 $1,635 $59,125 $0 $0
2018 $1,473 $59,125 $0 $0
2017 $1,635 $59,125 $0 $0
2016 $1,499 $0 $0 $0
2015 $2,867 $54,225 $0 $0
2014 $2,867 $0 $0 $0
Source: Public Records

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Map

Source: Realtracs

MLS Number: 3144881

Realtracs

APN: 120J-A-021.08

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