NOT LISTED FOR SALE

492 Banff Ct Tracy, CA 95377

Tracy Area

Estimated Value: $742,000 - $789,000

5 Beds
3 Baths
2,397 Sq Ft
$317/Sq Ft Est. Value

Sale Details

Date Sold: June 30, 2025

Last sale price $790,000 $330 Per Sq Ft

Est. 4% decrease in value since last sale

Current estimated payment $4,577 / mo

87 Days on Market

Highlights

  • Cathedral Ceiling
  • 2 Fireplaces
  • No HOA
  • John C. Kimball High School Rated A-
  • Granite Countertops
  • 5-minute walk to John Erb Park

About This Home

As of June 2025

Located in one of Tracy's most desirable neighborhoods, this beautifully updated home offers the perfect blend of style, comfort, and efficiency. With solar and virtually no electric bill, high-end finishes throughout, and a spacious open floor plan, this home is as practical as it is stunning. The kitchen is a chef's dream, featuring granite countertops, a full pantry, and freshly painted cabinetry. A downstairs bedroom and full bathroom provide flexibility for guests or multi-generational living. Upstairs, the primary suite boasts a walk-in closet and a beautifully updated en-suite bathroom, creating a private retreat. Step outside to your park-like backyard oasis, complete with mature trees and lush greeneryperfect for relaxing or entertaining. The huge driveway easily fits an RV, boat, and three cars in the garage, making it a rare find. This home is packed with upgrades, including solar, a new water heater (2023), a new AC compressor, furnace replaced, attic exhaust fans, and a reverse osmosis water system. The freshly painted exterior adds to its move-in-ready appeal. Located near highly rated George Kelly Elementary and Kimball High School, this home offers top-tier education, a prime location, and modern convenience. Don't miss this rare opportunity

Last Agent to Sell the Property

Darrin DeSilva

eXp Realty of Northern California, Inc. License #02106357 Listed on: 03/03/2025

eXp Realty of Northern California, Inc.

Co-Listed By

Ksenia Chestakova

eXp Realty of Northern California, Inc. License #02082046

Last Buyer's Agent

Darrin DeSilva

eXp Realty of Northern California, Inc. License #02106357 Listed on: 03/03/2025

eXp Realty of Northern California, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2002 | Remodeled

Lot Details

  • 5,929 Sq Ft Lot
  • Sprinklers on Timer

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Tile Roof
  • Stucco
  • Stone

Interior Spaces

  • 2,397 Sq Ft Home
  • Cathedral Ceiling
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Family Room
  • Combination Dining and Living Room
  • Granite Countertops

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 3 Full Bathrooms
  • Secondary Bathroom Double Sinks
  • Bathtub
  • Separate Shower

Laundry

  • Laundry in unit
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Net Lease

Listing and Financial Details

  • Assessor Parcel Number 240-220-74

Home Details

Home Type

Single Family

Year Built

Built in 2002 | Remodeled

Lot Details

5,929 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Yes
  • Year Built: 2002
  • Remodeled/Updated Desc: Bath 6-10YR, Kitchen 6-10YR, Bed 6-10YR
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Fireplace Features: Living Room, Wood Burning
  • Fireplaces: 2
  • Flooring: Carpet, Laminate, Tile
  • Total Bathrooms: 3
  • Bathroom Features: Shower Stall(s), Double Sinks, Tub
  • Dining Room Features: Dining/Living Combo
  • Kitchen Features: Granite Counter
  • Living Room Features: Cathedral/Vaulted
  • Main Level: Dining Room, Family Room, Full Bath(s), Garage, Kitchen, Street Entrance
  • Price Per Square Foot: 329.58
  • Square Footage: 2397.00

Exterior Features

  • Construction Materials: Stone, Stucco, Frame
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 819900.00
  • Lot Features: Auto Sprinkler F&R
  • New Construction: No
  • Pool: No
  • Roof: Tile
  • Spa: No

Garage/Parking

  • Garage Spaces: 3.00
  • Parking Features: Attached

Utilities

  • Security: Carbon Mon Detector, Smoke Detector
  • Sewer: In & Connected
  • Utilities: Public
  • Cooling: Central
  • Electric: 220 Volts in Laundry
  • Heating: Central
  • Laundry Features: Inside Area
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Tracy Unified

Lot Info

  • Zoning: SFR
  • Irrigation: Public District
  • Lot Size Acres: 0.1361
  • Lot Size Sq Ft: 5929.00

Rental Info

  • Lease Type: Net

Multi Family

Tax Info

  • Assessor Parcel Number: 240-220-74
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2025
Closed on
Jun 18, 2025
Sold by
Bought by
Seller's Agent
Darrin DeSilva
eXp Realty of Northern California, Inc.
Buyer's Agent
Darrin DeSilva
eXp Realty of Northern California, Inc.
List Price
$825,000
Sold Price
$790,000
Premium/Discount to List
-$35,000
-4.24%
Views
114
Current Estimated Value
$760,166

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$29,834
Avg. Annual Appreciation
-3.67%
Original Mortgage
$590,000
Interest Rate
0.0681%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 12, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
0.0452%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 27, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
0.0607%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 6, 2007
Sold by
Bought by

Purchase Details

Closed on
Jul 25, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$580,500
Interest Rate
0.065%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 15, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$580,500
Interest Rate
0.065%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 5, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,500
Interest Rate
0.0674%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$790,000 Wfg National Title Insurance C
$260,000 Lsi Title Agency Inc
$417,000 Lsi Title
$565,000 None Available
-- First Amer Title Co
$645,000 First Amer Title Co
$339,500 North American Title Co
-- North American Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $590,000
Previous Owner $100,000
Previous Owner $238,266
Previous Owner $99,900
Previous Owner $141,417
Previous Owner $130,000
Previous Owner $105,000
Previous Owner $104,000
Previous Owner $417,000
Previous Owner $580,500
Previous Owner $282,000
Previous Owner $253,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2025 06/30/25 Sold $790,000 -3.6% $330 / Sq Ft
05/29/2025 05/29/25 Pending -- -- --
04/22/2025 04/22/25 Price Changed $819,900 -0.6% $342 / Sq Ft
03/03/2025 03/03/25 For Sale $825,000 -- $344 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,215 $333,095 $83,271 $249,824
2024 $4,877 $326,565 $81,639 $244,926
2023 $4,788 $320,163 $80,039 $240,124
2022 $4,960 $313,886 $78,470 $235,416
2021 $4,874 $307,732 $76,932 $230,800
2020 $4,822 $304,578 $76,144 $228,434
2019 $4,737 $298,606 $74,651 $223,955
2018 $4,637 $292,752 $73,188 $219,564
2017 $4,447 $287,012 $71,753 $215,259
2016 $4,457 $281,385 $70,346 $211,039
2014 $4,216 $271,731 $67,933 $203,798
Source: Public Records

Agents Affiliated with this Home

  • Darrin DeSilva

    Seller's Agent in 2025

    Darrin DeSilva

    eXp Realty of Northern California, Inc.

    (209) 346-5429

    78 Total Sales

    Darrin DeSilva
    Section Image
  • Ksenia Chestakova

    Seller Co-Listing Agent in 2025

    Ksenia Chestakova

    eXp Realty of Northern California, Inc.

    (510) 938-9703

    3 Total Sales

    Ksenia Chestakova
    Section Image
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Map

Source: MetroList

MLS Number: 225025045

MetroList

APN: 240-220-74

California San Joaquin County Tracy 95377

492 Banff Ct, Tracy, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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