Stephanie Ligsay
Christie's International Real Estate Sereno
(669) 202-9541
20 Total Sales
1 in Tracy
$635,000 Price
492 Banff Ct Tracy, CA 95377
Tracy AreaEstimated Value: $753,546
5
Beds
3
Baths
2,397
Sq Ft
$314/Sq Ft
Est. Value
Highlights
- Cathedral Ceiling
- 2 Fireplaces
- No HOA
- John C. Kimball High School Rated A-
- Granite Countertops
- 5-minute walk to John Erb Park
About This Home
As of June 2025Located in one of Tracy's most desirable neighborhoods, this beautifully updated home offers the perfect blend of style, comfort, and efficiency. With solar and virtually no electric bill, high-end finishes throughout, and a spacious open floor plan, this home is as practical as it is stunning. The kitchen is a chef's dream, featuring granite countertops, a full pantry, and freshly painted cabinetry. A downstairs bedroom and full bathroom provide flexibility for guests or multi-generational living. Upstairs, the primary suite boasts a walk-in closet and a beautifully updated en-suite bathroom, creating a private retreat. Step outside to your park-like backyard oasis, complete with mature trees and lush greeneryperfect for relaxing or entertaining. The huge driveway easily fits an RV, boat, and three cars in the garage, making it a rare find. This home is packed with upgrades, including solar, a new water heater (2023), a new AC compressor, furnace replaced, attic exhaust fans, and a reverse osmosis water system. The freshly painted exterior adds to its move-in-ready appeal. Located near highly rated George Kelly Elementary and Kimball High School, this home offers top-tier education, a prime location, and modern convenience. Don't miss this rare opportunity
Last Agent to Sell the Property
eXp Realty of Northern California, Inc. License #02106357 Listed on: 03/03/2025
Last Buyer's Agent
eXp Realty of Northern California, Inc. License #02106357 Listed on: 03/03/2025
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Home Details
Home Type
- Single Family
Year Built
- Built in 2002 | Remodeled
Lot Details
- 5,929 Sq Ft Lot
- Sprinklers on Timer
Parking
- 3 Car Attached Garage
Home Design
- Slab Foundation
- Frame Construction
- Tile Roof
- Stucco
- Stone
Interior Spaces
- 2,397 Sq Ft Home
- Cathedral Ceiling
- 2 Fireplaces
- Wood Burning Fireplace
- Family Room
- Combination Dining and Living Room
- Granite Countertops
Flooring
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
- Secondary Bathroom Double Sinks
- Bathtub
- Separate Shower
Laundry
- Laundry in unit
- 220 Volts In Laundry
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Utilities
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Net Lease
Listing and Financial Details
- Assessor Parcel Number 240-220-74
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 3, 2025
Closed on
Jun 18, 2025
Sold by
Meyers Thomas L and Chestakova-Meyers Irina N
Bought by
Seller's Agent
Darrin DeSilva
eXp Realty of Northern California, Inc.
Buyer's Agent
Darrin DeSilva
eXp Realty of Northern California, Inc.
List Price
$825,000
Sold Price
$790,000
Premium/Discount to List
-$35,000
-4.24%
Views
114
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$36,454
Avg. Annual Appreciation
-3.83%
Original Mortgage
$590,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 12, 2010
Sold by
Morfin Mayra
Bought by
Meyers Thomas L and Chestakova Meyers Irina N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
4.52%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 27, 2007
Sold by
U S Bank Na
Bought by
Morfin Mayra
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.07%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 6, 2007
Sold by
Patel Ahmed A
Bought by
U S Bank Na and Asset Backed Securities Corp Home Equity
Purchase Details
Closed on
Jul 25, 2005
Sold by
Ahmed Rabia
Bought by
Patel Ahmed A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$580,500
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 15, 2005
Sold by
Estavilla Simon and Estavilla Adriana
Bought by
Patel Ahmed A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$580,500
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 5, 2002
Sold by
Estavilla Adriana
Bought by
Estavilla Simon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,500
Interest Rate
6.74%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Tracy, CA
-
Stephanie Ligsay
-
Ivan Caballero
Ivan Caballero
1st Class Realty Co
(669) 266-0469
58 Total Sales
1 in Tracy
$800,000 Price
-
Stephanie Ward
Stephanie Ward
Realty ONE Group Complete
(916) 469-0151
98 Total Sales
2 in Tracy
$795K - $1.3M Price Range
-
Linh Truong-Rumer
Linh Truong-Rumer
Christie's International Real Estate Sereno
(669) 444-4863
33 Total Sales
1 in Tracy
$795,000 Price
-
Triet Nguyen
Triet Nguyen
Tera Real Estate
(650) 885-9155
63 Total Sales
1 in Tracy
$765,000 Price
-
Ismael Ontiveros Jr
Ismael Ontiveros Jr
HomeSmart PV & Associates
(209) 502-2514
56 Total Sales
1 in Tracy
$840,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $790,000 | Wfg National Title Insurance C | ||
| Meyers Thomas L | $260,000 | Lsi Title Agency Inc | |
| Morfin Mayra | $417,000 | Lsi Title | |
| U S Bank Na | $565,000 | None Available | |
| Patel Ahmed A | -- | First Amer Title Co | |
| Patel Ahmed A | $645,000 | First Amer Title Co | |
| Estavilla Simon | $339,500 | North American Title Co | |
| Estavilla Simon | -- | North American Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $590,000 | ||
| Previous Owner | Meyers Thomas L | $100,000 | |
| Previous Owner | Meyers Thomas L | $238,266 | |
| Previous Owner | Meyers Thomas L | $99,900 | |
| Previous Owner | Meyers Thomas L | $141,417 | |
| Previous Owner | Meyers Thomas L | $130,000 | |
| Previous Owner | Meyers Thomas L | $105,000 | |
| Previous Owner | Meyers Thomas L | $104,000 | |
| Previous Owner | Morfin Mayra | $417,000 | |
| Previous Owner | Patel Ahmed A | $580,500 | |
| Previous Owner | Estavilla Simon | $282,000 | |
| Previous Owner | Estavilla Simon | $253,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $790,000 | -3.6% | $330 / Sq Ft |
| 05/29/2025 05/29/25 | Pending | -- | -- | -- |
| 04/22/2025 04/22/25 | Price Changed | $819,900 | -0.6% | $342 / Sq Ft |
| 03/03/2025 03/03/25 | For Sale | $825,000 | -- | $344 / Sq Ft |
Source: MetroList
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,215 | $333,095 | $83,271 | $249,824 |
| 2024 | $4,877 | $326,565 | $81,639 | $244,926 |
| 2023 | $4,788 | $320,163 | $80,039 | $240,124 |
| 2022 | $4,960 | $313,886 | $78,470 | $235,416 |
| 2021 | $4,874 | $307,732 | $76,932 | $230,800 |
| 2020 | $4,822 | $304,578 | $76,144 | $228,434 |
| 2019 | $4,737 | $298,606 | $74,651 | $223,955 |
| 2018 | $4,637 | $292,752 | $73,188 | $219,564 |
| 2017 | $4,447 | $287,012 | $71,753 | $215,259 |
| 2016 | $4,457 | $281,385 | $70,346 | $211,039 |
| 2014 | $4,216 | $271,731 | $67,933 | $203,798 |
Source: Public Records
Agents Affiliated with this Home
-
Darrin DeSilva
Seller's Agent in 2025
Darrin DeSilva
eXp Realty of Northern California, Inc.
(209) 346-5429
73 Total Sales
-
Ksenia Chestakova
Seller Co-Listing Agent in 2025
Ksenia Chestakova
eXp Realty of Northern California, Inc.
(510) 938-9703
3 Total Sales
Map
Source: MetroList
MLS Number: 225025045
APN: 240-220-74
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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