NOT LISTED FOR SALE

492 Keystone Rd Mary Esther, FL 32569

Mary Esther Area

Estimated Value: $226,015

2 Beds
2.5 Baths
1,289 Sq Ft
$175/Sq Ft Est. Value

Sale Details

Date Sold: August 12, 2019

Last sale price $144,000 $112 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $1,465 / mo

Highlights

  • Woodwork
  • Breakfast Bar
  • Tile Flooring
  • Florosa Elementary School Rated 9+
  • Patio
  • Brick Front

About This Home

As of August 2025

--No Pets--BONUS AMENITY INCLUDED: A portion of rent paid will be used to have HVAC filters delivered to your home approximately every 30 days under the Utility & Maintenance Reduction Program to help you save 5-15% your heating and cooling bill as well as create a clean healthy living environment.*A $50 administration fee will be charged at move-in

Last Agent to Rent the Property

Judy Decker

DAVIS & DECKER PROPERTY MANAGEMENT, INC. License #668986 Listed on: 07/28/2025

Last Renter's Agent

Judy Decker

DAVIS & DECKER PROPERTY MANAGEMENT, INC. License #668986 Listed on: 07/28/2025

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 1,742 Sq Ft Lot
  • Street terminates at a dead end

Parking

  • 1 Car Garage
  • 1 Driveway Space

Home Design

  • Slab Foundation
  • Composition Shingle Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • 1,289 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling Fan
  • Dining Room
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Stove
  • Microwave
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom located on second floor
  • Cultured Marble Bathroom Countertops
  • Bathtub Includes Tile Surround

Outdoor Features

  • Patio

Schools

  • Mary Esther Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Keystone T/H Subdivision
  • The community has rules related to covenants

Listing and Financial Details

  • 12 Month Lease Term

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

1,742 Sq Ft Lot

Parking

1

Rental Info

  • Rental Info Lease Start Date: 2025-09-06
  • Rented Date: 2025-08-28
  • Credit Check: Yes
  • Lease Term: 1 Year
  • Lease Terms: 1 Year, Military Clause
  • Pets Allowed: No
  • Rent Price per Sq Ft: 1.22
  • Rent Per: Month
  • Rent Price per Sq Ft: 1.22
  • Security Deposit: Yes

Listing Details

  • Prop. Type: Rental
  • Property Sub Type: Single Family Residence
  • Design: Townhome
  • Year Built: 1998
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric
  • Interior Amenities: Breakfast Bar, Floor Laminate, Floor Tile, Pantry, Washer/Dryer Hookup, Woodwork Painted
  • Bedroom Location: Second
  • Lower Floor 1 Bedrooms: 2
  • Mstr Bdrm Mstr Bath: MBath Cultured Mrble, MBath Tile
  • Master Bedroom: Second
  • Full Bathroom: Second
  • Half Bathroom: First
  • Lower Floor 1 Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Estimated Heated Cooled Sq Ft: 1289.00
  • Dining Kitchen: First

Exterior Features

  • Pool Type: None
  • Construction Siding: Roof Composite Shngl, Siding Brick Front, Siding Vinyl, Slab, Trim Vinyl
  • Exterior: Patio Open
  • Lot Features: Covenants, Dead End, Within 1/2 Mile to Water
  • Pool: No

Garage/Parking

  • Carport: No
  • Driveway Spaces: 1.00
  • Garage Spaces: Yes
  • Garage Spaces: 1.00
  • Parking Features: Garage

Utilities

  • Utilities Paid By All Utilities: Tenant
  • Utilities Paid By Pest Control: Tenant
  • Utilities Paid By Yard Maintenance: Tenant

Condo/Co-op/Association

  • Managed By: Listing Company

Lot Info

  • Acreage: 0.04
  • Assessor Parcel Number: 000000
  • Zoning: Resid Multi-Family
  • Lot Access: Paved Road

Green Features

  • Energy Efficiency: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Multi Family

  • Number Stories: 2.0
  • Occupancy Status: Occupied

MLS Schools

  • Elementary School: Mary Esther
  • High School: Fort Walton Beach
  • Middle School: Bruner

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2019
Closed on
Aug 9, 2019
Sold by
Borchers Brent W
Bought by
Seller's Agent
Judy Decker
DAVIS & DECKER PROPERTY MANAGEMENT, INC.
Buyer's Agent
Judy Decker
DAVIS & DECKER PROPERTY MANAGEMENT, INC.
Sold Price
$1,320
Current Estimated Value
$226,015

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$224,695
Avg. Annual Appreciation
6.56%
Original Mortgage
$122,400
Outstanding Balance
$104,599
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$121,416
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Mary Esther, FL

  • Jennifer Cook Real Estate Agent - Real Broker LLC

    Jennifer Cook

    Responds Quickly

    Real Broker LLC

    (850) 204-9394

    54 Total Sales

    2 in Mary Esther

    $90K - $101K Price Range

    Jennifer Cook
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  • Susan Sharpe Real Estate Agent - Exit Realty Anchor South

    Susan Sharpe

    Responds Quickly

    Exit Realty Anchor South

    (850) 467-9061

    41 Total Sales

    3 in Mary Esther

    $323K - $480K Price Range

    Susan Sharpe
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  • BRYAN CHRISTENSEN Real Estate Agent - Axen Realty LLC

    BRYAN CHRISTENSEN

    Axen Realty LLC

    (850) 716-1922

    35 Total Sales

    1 in Mary Esther

    $350,000 Price

    BRYAN CHRISTENSEN
     Section Image
  • Ramona Speer Real Estate Agent - ERA American Real Estate

    Ramona Speer

    Responds Quickly

    ERA American Real Estate

    (850) 613-0043

    126 Total Sales

    3 in Mary Esther

    $210K - $400K Price Range

    Ramona Speer
     Section Image
  • Joshua Scott Real Estate Agent - Serhant Florida LLC

    Joshua Scott

    Serhant Florida LLC

    (850) 876-3403

    57 Total Sales

    1 in Mary Esther

    $255,000 Price

    Joshua Scott
     Section Image
  • Tracy McFarland Real Estate Agent - World Impact Real Estate

    Tracy McFarland

    World Impact Real Estate

    (615) 703-4887

    102 Total Sales

    8 in Mary Esther

    $254K - $900K Price Range

    Tracy McFarland
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$144,000 Bradley Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $122,400
Previous Owner Borchers Brent W $78,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/28/2025 08/28/25 Rented $1,570 0.0% --
07/28/2025 07/28/25 For Rent $1,570 +21.2% --
08/27/2020 08/27/20 Rented $1,295 -1.9% --
08/27/2020 08/27/20 Under Contract -- -- --
07/15/2020 07/15/20 For Rent $1,320 0.0% --
09/18/2019 09/18/19 Rented $1,320 0.0% --
09/18/2019 09/18/19 Under Contract -- -- --
08/21/2019 08/21/19 For Rent $1,320 0.0% --
08/12/2019 08/12/19 Sold $144,000 0.0% $112 / Sq Ft View Prior Sale
07/10/2019 07/10/19 Pending -- -- --
06/28/2019 06/28/19 For Sale $144,000 -- $112 / Sq Ft
Source: Navarre Area Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,271 $190,777 $35,000 $155,777
2024 $2,118 $197,661 $30,000 $167,661
2023 $2,118 $187,879 $30,000 $157,879
2022 $1,853 $163,770 $30,000 $133,770
2021 $1,647 $133,347 $30,000 $103,347
2020 $1,447 $121,145 $30,000 $91,145
2019 $1,170 $106,018 $30,000 $76,018
2018 $1,027 $94,743 $0 $0
2017 $972 $88,902 $0 $0
2016 $793 $67,908 $0 $0
2015 $833 $69,168 $0 $0
2014 $824 $67,506 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • JD

    Landlord's Agent in 2025

    Judy Decker

    DAVIS & DECKER PROPERTY MANAGEMENT, INC.

    (850) 939-5422

    1 Total Sale

    Judy Decker
    Section Image

  • CO

    Seller's Agent in 2019

    Claire O'Connell

    Crye-Leike Coastal Realty

  • CV

    Buyer's Agent in 2019

    Cristofer Valenzuela

    Equity & Trust Realty Inc

    (850) 910-1274

    4 Total Sales

    Cristofer Valenzuela
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Map

Source: Navarre Area Board of REALTORS®

MLS Number: 981856

Navarre Area Board of REALTORS®

APN: 14-2S-25-0944-000B-0130

Florida Okaloosa County Mary Esther 32569

492 Keystone Rd, Mary Esther, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Navarre Area Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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