NOT LISTED FOR SALE

492 Main St Owego, NY 13827

Estimated Value: $196,149 - $213,000

3 Beds
2 Baths
2,283 Sq Ft
$89/Sq Ft Est. Value

Last Sold July 26, 2019

Last sale price $109,500 $48 Per Sq Ft

Est. 86% increase in value since last sale

Current estimated payment $1,466/month

18 Days on Market

Highlights

  • In Ground Pool
  • Fenced Yard
  • Landscaped
  • Covered Patio or Porch
  • 1 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

As of July 2019

Spacious 2 story in Village. Updated interior with brand new 16x16 multi-use addition - intended use was 1st flr bdrm. Fully fenced yard with in-ground pool, covered patio and heated sun porch. Detached garage with 2nd floor for add'l space. Community green space to right for enjoyment.

Last Agent to Sell the Property

Peggie Gehl

GEHLCO REALTY License #40GE0946866 Listed on: 05/20/2019

Last Buyer's Agent

Melissa Johnson-Hill

EXIT REALTY FRONT AND CENTER License #10401302060

EXIT REALTY FRONT AND CENTER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,575

Year Built

  • Built in 1850

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 66x165
  • Fenced Yard
  • Landscaped
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Composite Building Materials

Interior Spaces

  • 2,283 Sq Ft Home
  • 2-Story Property
  • Electric Fireplace
  • Partial Basement
  • Dishwasher
  • Gas Dryer Hookup

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Owego Elementary School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 493001-129-005-0003-015-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,575

Year Built

Built in 1850

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 66x165
  • Inclusions: CARBON MONOXIDE DETECTOR,LIGHTING FIXTURE,SMOKE DETECTORS
  • Ownership: OWNER
  • Directions: Main Street between Fulton and Farm Roads
  • Above Grade Finished Sq Ft: 2027.0
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1850
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Gas Water Heater, Refrigerator
  • Has Basement: Partial
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Laminate, Vinyl
  • Living Area: 2283.0

Exterior Features

  • Fencing: Yard Fenced
  • Lot Features: Level
  • Pool Features: In Ground
  • Construction Type: Composite Siding
  • Exterior Features: Landscaping, Pool, Patio
  • Foundation Details: Basement
  • Patio And Porch Features: Covered, Patio

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Driveway, Electricity, Garage, One Car Garage

Utilities

  • Laundry Features: Gas Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Schools

  • Elementary School: Owego
  • Junior High Dist: Owego Apalachin

Lot Info

  • Lot Size Sq Ft: 10890.0
  • Parcel #: 493001-129-005-0003-015-000-0000
  • Zoning Description: Res
  • Zoning: Res

Tax Info

  • Tax Annual Amount: 3575.0
  • Tax Book Number: 129.05-3-15

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 20, 2019
Closed on
Jul 23, 2019
Sold by
Smith Charlotte
Bought by
Speaker Donald L and Oneill Brianna C
Seller's Agent
Peggie Gehl
GEHLCO REALTY
Buyer's Agent
Melissa Johnson-Hill
EXIT REALTY FRONT AND CENTER
List Price
$109,500
Sold Price
$109,500
Current Estimated Value
$203,287

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,787
Avg. Annual Appreciation
10.17%
Original Mortgage
$107,504
Outstanding Balance
$93,803
Interest Rate
3.73%
Mortgage Type
FHA
Estimated Equity
$109,484

Purchase Details

Listed on
Apr 4, 2016
Closed on
Jun 13, 2016
Sold by
Everetts Charles
Bought by
Smith Charlotte
Seller's Agent
Thomas Bronk
HOWARD HANNA
Buyer's Agent
Thi Dinh
HOWARD HANNA
List Price
$72,000
Sold Price
$72,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.38%
Original Mortgage
$70,695
Interest Rate
3.57%
Mortgage Type
Unknown

Purchase Details

Listed on
Feb 12, 2012
Closed on
May 11, 2012
Sold by
Angel Robert J
Bought by
Everetts Charles
Seller's Agent
Roger Katchuk
FIRST TIOGA REALTY LLC
Buyer's Agent
Thomas Bronk
HOWARD HANNA
List Price
$39,900
Sold Price
$26,000
Premium/Discount to List
-$13,900
-34.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.28%

Purchase Details

Closed on
Dec 29, 2010
Sold by
Davis William
Bought by
Angel Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,606
Interest Rate
4.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 22, 2000
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Speaker Donald L -- --
Speaker Donald L -- --
Speaker Donald L -- --
Smith Charlotte $72,000 Artan Serjanej
Smith Charlotte $72,000 Artan Serjanej
Everetts Charles $26,000 Jon J Sarra
Everetts Charles $26,000 Jon J Sarra
Angel Robert $132,978 --
Angel Robert $132,978 --
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Speaker Donald L $107,504
Closed Speaker Donald L $107,504
Previous Owner Smith Charlotte $70,695
Previous Owner Angel Robert $129,606
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2025 04/24/25 Off Market $109,500 -- --
07/26/2019 07/26/19 Sold $109,500 0.0% $48 / Sq Ft
06/07/2019 06/07/19 Pending -- -- --
05/20/2019 05/20/19 For Sale $109,500 +52.1% $48 / Sq Ft
06/13/2016 06/13/16 Sold $72,000 0.0% $36 / Sq Ft View Prior Sale
04/06/2016 04/06/16 Pending -- -- --
04/04/2016 04/04/16 For Sale $72,000 +176.9% $36 / Sq Ft
05/11/2012 05/11/12 Sold $26,000 -34.8% $12 / Sq Ft View Prior Sale
04/26/2012 04/26/12 Pending -- -- --
02/12/2012 02/12/12 For Sale $39,900 -- $18 / Sq Ft
Source: Greater Binghamton Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,768 $74,500 $8,200 $66,300
2023 $32 $74,500 $8,200 $66,300
2022 $3,281 $74,500 $8,200 $66,300
2021 $3,262 $74,500 $8,200 $66,300
2020 $2,546 $58,900 $8,200 $50,700
2019 $1,153 $58,900 $8,200 $50,700
2018 $3,557 $58,900 $8,200 $50,700
2017 $3,502 $58,900 $8,200 $50,700
2016 $2,880 $58,900 $8,200 $50,700
2015 -- $58,900 $8,200 $50,700
2014 -- $58,900 $8,200 $50,700
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Binghamton Association of REALTORS®

MLS Number: 220145

APN: 493001-129-005-0003-015-000-0000