NOT LISTED FOR SALE

492 N Charles St Cortland, IL 60112

Estimated Value: $306,000 - $346,000

3 Beds
2.5 Baths
2,640 Sq Ft
$124/Sq Ft Est. Value

Last Sold April 16, 2024

Last sale price $303,000 $115 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,260/month

7 Days on Market

Highlights

  • Deck
  • Vaulted Ceiling
  • Tennis Courts
  • Property is near a park
  • Ranch Style House
  • Stainless Steel Appliances

About This Home

As of April 2024

Come visit this meticulously maintained ranch home offering 2,640 square feet of living space (when including both levels) in Cortland Estates! Upon entering you will be impressed with the vaulted ceilings in both the living room and primary bedroom! First floor offers a primary suite along with two flex rooms! Both flex rooms have beautiful french doors and can double as a bedroom dining room, home office, sewing room etc... The kitchen is open and bright with natural light with its newer sliders (built-in blinds) that lead out to the back deck with views of the generous fenced backyard! The English basement, which boasts new LVP and carpeting, offers a family room, fourth bedroom, half bath and laundry closet along with lots of extra storage! A block away you will discover McPhillips Park! The park has it all! A playground, pickleball, walking trails and more! Please refer to the additional information for an extensive list of wonderful updates! Schedule your showing today!

Last Agent to Sell the Property

Amy Preves

Berkshire Hathaway HomeServices Starck Real Estate Listed on: 02/16/2024

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Joyce Courtney

The HomeCourt Real Estate License #471003787

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,779

Year Built

  • Built in 1999

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 75 x 120
  • Fenced Yard
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Ranch Style House
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,640 Sq Ft Home
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • ENERGY STAR Qualified Windows
  • Blinds
  • Laminate Flooring
  • Unfinished Attic

Kitchen

  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry closet
  • Dryer
  • Washer

Finished Basement

  • English Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Fireplace in Basement
  • Finished Basement Bathroom

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Schools

  • Cortland Elementary School
  • Huntley Middle School
  • De Kalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Softener Leased

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Community Details

Overview

  • Cortland Estates Subdivision, Stanton Floorplan

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,779

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Subdivision Name: Cortland Estates
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water Softener Rented, Gas Cooktop
  • Basement: Full, English
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 1320
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, First Floor Bedroom, First Floor Full Bath, Walk-In Closet(s)
  • LivingArea: 2640
  • Other Equipment: Water-Softener Rented, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 2640
  • Basement Description: Finished
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 1320
  • Basement Sq Ft: 1320
  • Fireplace Location: Basement
  • Total Sq Ft: 2640
  • Attic: Unfinished
  • Main Level Sq Ft: 1320
  • Door Features: French Doors,Sliding Glass Door(s)
  • Window Features: Blinds,ENERGY STAR Qualified Windows
  • ResoLivingAreaSource: Other

Exterior Features

  • ExteriorFeatures: Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 299900
  • Lot Features: Fenced Yard
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Cortland Elementary School
  • High School: De Kalb High School
  • Middle/Junior School: Huntley Middle School
  • Middle/Junior School District: 428

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.21
  • Lot Dimensions: 75 X 120
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 3
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5779
  • Tax Year: 2022
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2024
Closed on
Mar 24, 2024
Sold by
Enright Theodore and Enright Kristine
Bought by
Backer Michael E and Backer Stacey A
Seller's Agent
Amy Preves
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Joyce Courtney
The HomeCourt Real Estate
List Price
$299,900
Sold Price
$303,000
Premium/Discount to List
$3,100
1.03%
Views
85
Current Estimated Value
$326,186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,186
Avg. Annual Appreciation
5.00%
Original Mortgage
$293,910
Outstanding Balance
$289,343
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$36,843

Purchase Details

Listed on
Aug 25, 2022
Closed on
Sep 20, 2022
Sold by
Degand Beth A
Bought by
Enright Theodore and Enright Kristine
Seller's Agent
Jill Jacobsen-Haka
J.Jill Realty Group
Buyer's Agent
Matthew Hoffman
Hoffman Realty
List Price
$239,900
Sold Price
$240,000
Premium/Discount to List
$100
0.04%
Views
66

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.23%

Purchase Details

Listed on
Sep 21, 2014
Closed on
Jul 27, 2015
Sold by
Hermach Kenneth W and Hermach Kathleen M
Bought by
Degand Beth A
Seller's Agent
Carrie Ottum
Weichert REALTORS Signature Professionals
Buyer's Agent
Jill Jacobsen-Haka
J.Jill Realty Group
List Price
$134,000
Sold Price
$134,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.46%
Original Mortgage
$131,572
Interest Rate
3.87%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Backer Michael E $303,000 None Listed On Document
Enright Theodore $240,000 --
Degand Beth A $134,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Backer Michael E $293,910
Previous Owner Degand Beth A $131,572
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/16/2024 04/16/24 Sold $303,000 +1.0% $115 / Sq Ft
02/24/2024 02/24/24 Pending -- -- --
02/21/2024 02/21/24 For Sale $299,900 0.0% $114 / Sq Ft
02/19/2024 02/19/24 Pending -- -- --
02/16/2024 02/16/24 For Sale $299,900 +25.0% $114 / Sq Ft
09/30/2022 09/30/22 Sold $240,000 0.0% $182 / Sq Ft View Prior Sale
08/29/2022 08/29/22 Pending -- -- --
08/25/2022 08/25/22 For Sale $239,900 +79.0% $182 / Sq Ft
07/27/2015 07/27/15 Sold $134,000 0.0% $102 / Sq Ft View Prior Sale
06/18/2015 06/18/15 Pending -- -- --
06/08/2015 06/08/15 Price Changed $134,000 0.0% $102 / Sq Ft
06/08/2015 06/08/15 For Sale $134,000 -4.2% $102 / Sq Ft
02/04/2015 02/04/15 Pending -- -- --
01/07/2015 01/07/15 Price Changed $139,900 -12.5% $106 / Sq Ft
11/04/2014 11/04/14 Price Changed $159,800 -0.1% $121 / Sq Ft
09/21/2014 09/21/14 For Sale $159,900 -- $121 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,432 $85,119 $16,315 $68,804
2023 $6,432 $79,632 $15,263 $64,369
2022 $5,779 $65,268 $14,567 $50,701
2021 $5,948 $62,142 $13,869 $48,273
2020 $5,939 $60,203 $13,436 $46,767
2019 $5,746 $57,677 $12,872 $44,805
2018 $5,557 $54,546 $12,173 $42,373
2017 $5,467 $51,929 $11,589 $40,340
2016 $5,212 $48,806 $10,892 $37,914
2015 -- $45,831 $10,228 $35,603
2014 -- $44,111 $9,844 $34,267
2013 -- $45,711 $10,201 $35,510
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11978798

Midwest Real Estate Data (MRED)

APN: 09-20-104-002