$920,000

492 Pear Tree Point Rd Chestertown, MD 21620

Estimated payment $5,327/month

Total Views 6,313
3 Beds
2 Baths
3,720 Sq Ft
$247 Price per Sq Ft

Highlights

  • 150 Feet of Waterfront
  • Access to Tidal Water
  • River View
  • Church Hill Elementary School Rated A-
  • Gourmet Kitchen
  • Open Floorplan

About This Home

Welcome to 492 Pear Tree Point Road: an exceptional Chester River waterfront home with unique upriver views. Spacious rooms, gorgeous cherry hardwoods, a back deck to die for, private setting, and with space to add; this home has it all! Good water depth for a dock and center console. Nearly an acre of elevated land - out of the flood zone - that backs to picturesque horse pasture. The main floor features a huge open-concept kitchen and living/dining room space which naturally flows onto the unmatched second-story wrap-around deck; perfect for crab feasts, bbq, and watching summer sunsets. Perched on the second floor is the primary suite with private Romeo and Juliet style balcony high above. Ensuite bath is unfinished but is plumbed and ready for tile and final fixtures. Walk down the sunroom to the oversized two-car garage with workshop behind and the massive unfinished loft above. With electric and insulation already in place, this space is a blank canvas ready to be turned into a fantastic rec room or 4th bedroom. Finishing the loft and primary bath would make the home over 3,000 square feet of finished space and 3/4 bedrooms and 3 fun baths. Add the final touches to make this space your own. Walkout basement has tons of storage for outdoor equipment and has a bedroom and full bath. Open House Saturday October 18, 10:00 - 2:00. Come join us.

Listing Agent

Joseph Ciganek

(410) 708-3924 jciganek@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5005876 Listed on: 10/17/2025

Coldwell Banker Chesapeake Real Estate Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,142

Year Built

  • Built in 2001

Lot Details

  • 0.91 Acre Lot
  • 150 Feet of Waterfront
  • Home fronts navigable water
  • Rural Setting
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Secluded Lot
  • Level Lot
  • Partially Wooded Lot
  • Back, Front, and Side Yard
  • Property is in very good condition
  • Property is zoned NC-20

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Front Facing Garage

Property Views

  • River
  • Scenic Vista
  • Woods
  • Pasture

Home Design

  • Coastal Architecture
  • Traditional Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Stick Built Home

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • 1 Fireplace
  • Sliding Doors
  • Insulated Doors
  • Family Room Off Kitchen
  • Combination Kitchen and Living

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Improved Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Laundry in Basement
  • Basement Windows

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • River Nearby
  • Stream or River on Lot
  • Deck
  • Exterior Lighting
  • Outdoor Storage
  • Wrap Around Porch

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Propane Water Heater
  • On Site Septic
  • Septic Tank

Community Details

  • No Home Owners Association
  • Pear Tree Point Subdivision

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 1807003919

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,142

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 10/17/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2001
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Washer, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances
  • Flooring Type: Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Entry Level Bedroom, Bathroom - Tub Shower, Breakfast Area, Combination Kitchen/Living, Floor Plan - Open, Family Room Off Kitchen, Kitchen - Gourmet, Recessed Lighting, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: 9'+ Ceilings
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Improved, Interior Access, Outside Entrance, Walkout Level, Windows
  • Laundry Type: Basement
  • Total Sq Ft: 4770
  • Living Area Sq Ft: 3720
  • Price Per Sq Ft: 353.85
  • Above Grade Finished Sq Ft: 2600
  • Above Grade Unfinished Sq Ft: 900
  • Below Grade Finished Sq Ft: 1120
  • Below Grade Sq Ft: 150
  • Total Below Grade Sq Ft: 1270
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stick Built
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Secure Storage
  • Roof: Architectural Shingle
  • View: River, Scenic Vista, Trees/Woods, Pasture
  • Water Access: Yes
  • Water Body Name: Chester
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 150

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Additional Storage Area, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: On Site Septic, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Front Yard, Landscaping, Level, Not In Development, Partly Wooded, Private, Rear Yard, Rural, Secluded, Sideyard(s), Trees/Wooded
  • Lot Size Acres: 0.91
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 39728.00
  • Outdoor Living Structures: Deck(s), Wrap Around
  • Property Condition: Very Good
  • Zoning: NC-20
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6142.00
  • Assessor Parcel Number: 1807003919
  • Tax Lot: 5
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,193 $699,600 $389,100 $310,500
2024 $5,885 $652,000 $0 $0
2023 $5,589 $604,400 $0 $0
2022 $5,305 $556,800 $309,100 $247,700
2021 $5,400 $556,800 $309,100 $247,700
2020 $5,400 $556,800 $309,100 $247,700
2019 $5,501 $567,300 $352,000 $215,300
2018 $5,280 $544,267 $0 $0
2017 $5,059 $521,233 $0 $0
2016 -- $498,200 $0 $0
2015 $2,631 $498,200 $0 $0
2014 $2,631 $498,200 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 For Sale $920,000 -- $247 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Timios Inc
Deed $315,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $224,000 New Conventional
Closed -- No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDQA2015126

Bright MLS

APN: 07-003919