492 Pear Tree Point Rd Chestertown, MD 21620
Estimated payment $5,327/month
Highlights
- 150 Feet of Waterfront
- Access to Tidal Water
- River View
- Church Hill Elementary School Rated A-
- Gourmet Kitchen
- Open Floorplan
About This Home
Welcome to 492 Pear Tree Point Road: an exceptional Chester River waterfront home with unique upriver views. Spacious rooms, gorgeous cherry hardwoods, a back deck to die for, private setting, and with space to add; this home has it all! Good water depth for a dock and center console. Nearly an acre of elevated land - out of the flood zone - that backs to picturesque horse pasture. The main floor features a huge open-concept kitchen and living/dining room space which naturally flows onto the unmatched second-story wrap-around deck; perfect for crab feasts, bbq, and watching summer sunsets. Perched on the second floor is the primary suite with private Romeo and Juliet style balcony high above. Ensuite bath is unfinished but is plumbed and ready for tile and final fixtures. Walk down the sunroom to the oversized two-car garage with workshop behind and the massive unfinished loft above. With electric and insulation already in place, this space is a blank canvas ready to be turned into a fantastic rec room or 4th bedroom. Finishing the loft and primary bath would make the home over 3,000 square feet of finished space and 3/4 bedrooms and 3 fun baths. Add the final touches to make this space your own. Walkout basement has tons of storage for outdoor equipment and has a bedroom and full bath. Open House Saturday October 18, 10:00 - 2:00. Come join us.
Listing Agent
(410) 708-3924 jciganek@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company License #5005876 Listed on: 10/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,142
Year Built
- Built in 2001
Lot Details
- 0.91 Acre Lot
- 150 Feet of Waterfront
- Home fronts navigable water
- Rural Setting
- Landscaped
- Extensive Hardscape
- Private Lot
- Secluded Lot
- Level Lot
- Partially Wooded Lot
- Back, Front, and Side Yard
- Property is in very good condition
- Property is zoned NC-20
Parking
- 2 Car Attached Garage
- Oversized Parking
- Parking Storage or Cabinetry
- Front Facing Garage
Property Views
- River
- Scenic Vista
- Woods
- Pasture
Home Design
- Coastal Architecture
- Traditional Architecture
- Block Foundation
- Architectural Shingle Roof
- Stick Built Home
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Ceiling height of 9 feet or more
- Recessed Lighting
- 1 Fireplace
- Sliding Doors
- Insulated Doors
- Family Room Off Kitchen
- Combination Kitchen and Living
Kitchen
- Gourmet Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- Bathtub with Shower
Laundry
- Dryer
- Washer
Improved Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Laundry in Basement
- Basement Windows
Outdoor Features
- Access to Tidal Water
- Water Access
- River Nearby
- Stream or River on Lot
- Deck
- Exterior Lighting
- Outdoor Storage
- Wrap Around Porch
Utilities
- Central Air
- Heat Pump System
- Well
- Propane Water Heater
- On Site Septic
- Septic Tank
Community Details
- No Home Owners Association
- Pear Tree Point Subdivision
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 1807003919
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,193 | $699,600 | $389,100 | $310,500 |
| 2024 | $5,885 | $652,000 | $0 | $0 |
| 2023 | $5,589 | $604,400 | $0 | $0 |
| 2022 | $5,305 | $556,800 | $309,100 | $247,700 |
| 2021 | $5,400 | $556,800 | $309,100 | $247,700 |
| 2020 | $5,400 | $556,800 | $309,100 | $247,700 |
| 2019 | $5,501 | $567,300 | $352,000 | $215,300 |
| 2018 | $5,280 | $544,267 | $0 | $0 |
| 2017 | $5,059 | $521,233 | $0 | $0 |
| 2016 | -- | $498,200 | $0 | $0 |
| 2015 | $2,631 | $498,200 | $0 | $0 |
| 2014 | $2,631 | $498,200 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/17/2025 10/17/25 | For Sale | $920,000 | -- | $247 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Timios Inc | |
| Deed | $315,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $224,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDQA2015126
APN: 07-003919
- 26933 Mallard Rd
- 302 Rosin Dr
- 600 Rosin Dr
- 109 Wilton Rd
- 222 Dutchess Rd
- 119 Darden Rd
- 105 Parma Rd
- 110 Tuxedo Rd
- 116 Pine Chip Rd
- 225 Duke of Kent St
- 201 Birch Run Rd
- 101 Birch Run Rd
- 0 East St
- 515 N Kent St
- 411 Greenwood Ave
- 303 E Campus Ave
- 221 Old Bridge Rd
- 206 Valley Rd
- 0 Elm St Unit MDKE2003590
- 304 Hadaway Dr
- 101 Morgnec Rd
- 24906 Lambs Meadow Rd
- 715 Burrisville Rd
- 178 Sassafras St Unit 1
- 101 S Commerce St
- 21244 Loller Ln
- 108 Little Kidwell Ave Unit A
- 31826 Glen Rd
- 6119 New St Unit 2
- 1089 Pond Neck Rd
- 82 Basin Rd
- 203 E Main St
- 235 Bryce Rd
- 235 Bryce Rd Unit B
- 225 Thompson Ave
- 113 Maple Ave
- 68 Friars Ln
- 25513 Hill Rd
- 1909 Mitchell Dr
- 2238 Lockwood Chapel Rd