492 Pear Tree Point Rd Chestertown, MD 21620
Estimated payment $5,528/month
Highlights
- 150 Feet of Waterfront
- Fishing Allowed
- Cape Cod Architecture
- Church Hill Elementary School Rated A-
- Panoramic View
- Private Lot
About This Home
Great opportunity to own a waterfront property on the scenic Chester River! This beautifully landscaped 3 bedroom, 2 bath home with a wraparound porch offers stunning views. There is an additional partially finished 700+/- sq ft space over the garage, filled with natural light and river views, ideal for extra bedrooms with bath, master bedroom or an in-law suite. Tucked away in a peaceful, private setting on a quiet dead-end road, this property is just a short distance from the historic town of Chestertown, offering the perfect blend of seclusion and convenience. Enjoy the ease of a walk out basement. House is in need of TLC, with some updating this waterfront property can truly shine - an excellent opportunity for investors or buyers with renovation experience. Bring your vision and make this waterfront gem your own!
Listing Agent
(443) 880-2257 leokuneman0@gmail.com Meredith Fine Properties Listed on: 08/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,142
Year Built
- Built in 2001
Lot Details
- 0.91 Acre Lot
- 150 Feet of Waterfront
- Home fronts navigable water
- Landscaped
- Private Lot
- Partially Wooded Lot
- Back and Front Yard
- Property is zoned NC-20
Parking
- 2 Car Attached Garage
- Oversized Parking
- Parking Storage or Cabinetry
- Front Facing Garage
Property Views
- River
- Panoramic
- Scenic Vista
- Woods
Home Design
- Cape Cod Architecture
- Block Foundation
- Stick Built Home
Interior Spaces
- Property has 2 Levels
- 1 Fireplace
- Bonus Room
- Walk-Out Basement
Bedrooms and Bathrooms
Outdoor Features
- Water Access
- River Nearby
- Stream or River on Lot
Utilities
- Heat Pump System
- Well
- Propane Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 1807003919
Community Details
Overview
- No Home Owners Association
- Pear Tree Point Subdivision
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,885 | $699,600 | $389,100 | $310,500 |
| 2024 | $5,885 | $652,000 | $0 | $0 |
| 2023 | $5,589 | $604,400 | $0 | $0 |
| 2022 | $5,305 | $556,800 | $309,100 | $247,700 |
| 2021 | $5,400 | $556,800 | $309,100 | $247,700 |
| 2020 | $5,400 | $556,800 | $309,100 | $247,700 |
| 2019 | $5,501 | $567,300 | $352,000 | $215,300 |
| 2018 | $5,280 | $544,267 | $0 | $0 |
| 2017 | $5,059 | $521,233 | $0 | $0 |
| 2016 | -- | $498,200 | $0 | $0 |
| 2015 | $2,631 | $498,200 | $0 | $0 |
| 2014 | $2,631 | $498,200 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/30/2025 08/30/25 | Price Changed | $949,900 | -13.6% | $365 / Sq Ft |
| 08/14/2025 08/14/25 | For Sale | $1,100,000 | -- | $423 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Timios Inc | |
| Deed | $315,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $224,000 | New Conventional | |
| Closed | $274,181 | New Conventional | |
| Closed | -- | No Value Available |
Source: Bright MLS
MLS Number: MDQA2013108
APN: 07-003919
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