$975,000

492 Pine Reach Dr Kilmarnock, VA 22482

Estimated payment $5,470/month

Total Views 490
3 Beds
3.5 Baths
3,043 Sq Ft
$320 Price per Sq Ft

Highlights

  • Water Views
  • Boat Ramp
  • Home fronts a creek
  • Docks
  • Boat Lift
  • Deck

About This Home

Welcome to this classic brick, one-floor waterfront home on deep, protected Indian Creek, just around the corner from the Chesapeake Bay. With outstanding boating access, a fabulous pier with multiple lifts, no flood zone, and an unbeatable location near Kilmarnock and Indian Creek Yacht & Country Club, this property sets the stage for an incredible coastal lifestyle. The home offers generous square footage and a layout with multiple flexible rooms, giving buyers the chance to customize spaces to fit their needs. Whether someone wants extra guest areas, hobby rooms, or dedicated work spaces, the floor plan provides options that most waterfront properties simply don’t offer. One of the standout features is the expansive waterside sunroom, wrapped in windows to take in the views, vaulted wood ceiling, and a brick fireplace create a warm, inviting focal point, making this space perfect for gathering or simply relaxing as the light shifts across the water. The rooms are nicely sized, providing a great foundation for updating, redesigning, or reimagining the home to your personal style. Outdoor living is a highlight, with a waterside deck, screened porch, and an easy walk to the private pier. Indian Creek is known for its deep, protected anchorage and quick, scenic runs to the Chesapeake Bay. With solid construction, ample space, and a prime boating location, this property is an excellent opportunity for someone ready to create their own waterfront retreat. Don't overlook the multiple detached garages and sheds, perfect for hobbies and storage. Make this your next move!

Listing Agent

David Dew

Isabell K. Horsley R. E., Ltd. License #0225069398 Listed on: 11/06/2025

Co-Listing Agent

Katie and David Dew

Isabell K. Horsley R. E., Ltd. License #0225078297

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,794

Year Built

  • Built in 1982

Lot Details

  • 1.71 Acre Lot
  • Home fronts a creek

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 3,043 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Masonry
  • Bay Window
  • Sliding Doors
  • Separate Formal Living Room
  • Dining Area
  • Screened Porch
  • Water Views
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Oven
  • Stove
  • Dishwasher
  • Laminate Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Outdoor Features

  • Mooring
  • Boat Lift
  • Boat Ramp
  • Docks
  • Dock Available
  • Deck
  • Shed

Schools

  • Northumberland Elementary And Middle School
  • Northumberland High School

Utilities

  • Cooling Available
  • Heating Available
  • Septic Tank

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 51-0-5-0-11-0

Community Details

Overview

  • Pine Reach Estates Subdivision

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,794

Year Built

Built in 1982

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1982
  • Property Attached Yn: No
  • Lot Size Acres: 1.705
  • Water Body Name: Indian Creek
  • Co List Office Mls Id: IHRE01
  • Co List Office Phone: (804) 758-2430
  • Ownership: Individuals
  • Subdivision Name: Pine Reach Estates
  • Above Grade Finished Sq Ft: 3043.0
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Carpet, Vinyl
  • Basement: Crawl Space
  • Appliances: Dishwasher, Oven, Refrigerator, Stove
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Masonry, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Bay Window, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Eat-in Kitchen, Fireplace, Laminate Counters, Bath in Primary Bedroom, Pantry, Walk-In Closet(s)
  • Living Area: 3043.0
  • Stories: 1
  • Window Features: Screens

Exterior Features

  • Roof: Composition
  • Lot Features: Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Brick, Drywall, Wood Siding
  • Exterior Features: Boat Lift, Deck, Dock, Porch
  • Other Structures: Garage(s), Shed(s)
  • Patio And Porch Features: Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Detached, Garage, Other

Utilities

  • Heating: Electric
  • Cooling: Electric
  • Sewer: Septic Tank
  • Water Source: Other
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead
  • Association Fee: 175.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Middle Or Junior School: Northumberland

Lot Info

  • Parcel Number: 51-0-5-0-11-0

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3793.98
  • Tax Lot: 11

MLS Schools

  • Elementary School: Northumberland
  • High School: Northumberland

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,794 $512,700 $157,100 $355,600
2024 $3,384 $512,700 $157,100 $355,600
2023 $3,845 $512,700 $157,100 $355,600
2022 $3,127 $512,700 $157,100 $355,600
2021 $3,127 $512,700 $157,100 $355,600
2020 $3,025 $512,700 $157,100 $355,600
2019 $3,381 $573,000 $161,300 $411,700
2018 $3,209 $573,000 $161,300 $411,700
2017 $3,209 $573,000 $161,300 $411,700
2016 $3,094 $573,000 $161,300 $411,700
2015 -- $573,000 $161,300 $411,700
2014 -- $573,000 $161,300 $411,700
2013 -- $627,400 $199,700 $427,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/06/2025 11/06/25 For Sale $975,000 -- $320 / Sq Ft
Source: Central Virginia Regional MLS

Source: Central Virginia Regional MLS

MLS Number: 2530336

Central Virginia Regional MLS

APN: 51-0-5-0-11-0