
492 Ruth St Geneva, OH 44041
Geneva NeighborhoodEstimated payment $1,984/month
Highlights
- Hot Property
- No HOA
- 2 Car Attached Garage
- Colonial Architecture
- Enclosed Patio or Porch
- Central Air
About This Home
Welcome to this 4 bedroom, 2.5 bath colonial in Geneva! Upon entering the home, you will be captivated by the natural light coming through the new energy efficient windows (2020) and the new paint & carpeting (2025). You will be greeted by the spacious living room. Through the archway you will enter the cozy family room with a gas fireplace. As you continue through the house you will enter a flex room with sliding doors that welcome you to a 3 seasons room, perfect for sitting out and watching your family play in the fully fenced backyard offering privacy and security. As you pass through the spacious laundry room you will find an updated half bath that grants access to another flex room. This room has two doors, one into the house and the other into the heated garage. Perfect for a home office or additional storage. Up the stairs you will find 4 bedrooms, the master with a full bath and double closet. The upstairs bath is updated with a new vanity, vinyl flooring and light fixtures. The entirety of the upstairs has new vinyl flooring, carpeting, paint and light fixtures as of 2025. You will be impressed by the amount of storage and closet space. Other updates to this home include, new hot water heater, heat & insulation added to the garage in 2021, new light fixtures added to the dining room & kitchen. The back yard is fully fenced with gate access on each side of the property.
Listing Agent
Berkshire Hathaway HomeServices Professional Realty Brokerage Email: josephzingales@gmail.com, 440-346-2031 License #2013000048 Listed on: 08/04/2025

Co-Listing Agent
Berkshire Hathaway HomeServices Professional Realty Brokerage Email: josephzingales@gmail.com, 440-346-2031 License #2020006973
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,556
Year Built
- Built in 1997 | Remodeled
Lot Details
- 0.51 Acre Lot
- Back Yard Fenced
Parking
- 2 Car Attached Garage
Home Design
- Colonial Architecture
- Slab Foundation
- Asphalt Roof
- Aluminum Siding
Interior Spaces
- 2,055 Sq Ft Home
- 2-Story Property
- Gas Fireplace
- Family Room with Fireplace
- Washer
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 2.5 Bathrooms
Outdoor Features
- Enclosed Patio or Porch
Utilities
- Central Air
- Heating System Uses Gas
- Heat Pump System
Community Details
- No Home Owners Association
- Chestnut Ridge Subdivision
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 200350000600
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $6,660 | $78,970 | $12,080 | $66,890 |
2023 | $3,811 | $78,970 | $12,080 | $66,890 |
2022 | $2,987 | $60,730 | $9,280 | $51,450 |
2021 | $3,116 | $60,730 | $9,280 | $51,450 |
2020 | $3,117 | $60,730 | $9,280 | $51,450 |
2019 | $2,485 | $46,490 | $9,630 | $36,860 |
2018 | $2,183 | $46,490 | $9,630 | $36,860 |
2017 | $2,156 | $46,490 | $9,630 | $36,860 |
2016 | $2,152 | $44,280 | $9,170 | $35,110 |
2015 | $2,139 | $44,280 | $9,170 | $35,110 |
2014 | $3,585 | $44,280 | $9,170 | $35,110 |
2013 | $3,696 | $48,830 | $8,610 | $40,220 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/12/2025 08/12/25 | Price Changed | $309,900 | -4.6% | $151 / Sq Ft |
08/04/2025 08/04/25 | For Sale | $324,900 | +69.2% | $158 / Sq Ft |
01/24/2020 01/24/20 | Sold | $192,000 | 0.0% | $93 / Sq Ft |
07/12/2019 07/12/19 | Pending | -- | -- | -- |
07/11/2019 07/11/19 | Off Market | $192,000 | -- | -- |
06/13/2019 06/13/19 | For Sale | $199,900 | +16.9% | $97 / Sq Ft |
05/23/2018 05/23/18 | Sold | $171,000 | 0.0% | $86 / Sq Ft |
04/30/2018 04/30/18 | Pending | -- | -- | -- |
04/28/2018 04/28/18 | Off Market | $171,000 | -- | -- |
04/17/2018 04/17/18 | Pending | -- | -- | -- |
03/18/2018 03/18/18 | For Sale | $179,900 | 0.0% | $90 / Sq Ft |
03/01/2018 03/01/18 | Pending | -- | -- | -- |
01/28/2018 01/28/18 | For Sale | $179,900 | -- | $90 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $192,000 | Title Professionals Group Lt | |
Warranty Deed | $171,000 | Ohio Real Tttle |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $6,400 | FHA | |
Open | $188,522 | FHA | |
Previous Owner | $172,727 | New Conventional | |
Previous Owner | $114,083 | FHA | |
Previous Owner | $125,854 | FHA |
About the Listing Agent

Joseph A. Zingales is a broker in the states of Ohio and Florida. Zingales serves as Principal of The Zingales Team and has been a licensed real estate agent since January 1998. In addition to listing and selling homes, Joseph likes sharing his experience and knowledge, therefore managing comes effortlessly for him.
Joseph continues to stay current on the real estate laws, procedures, and trends which helps him provide value to his office. His mission in business and his personal life
Joseph's Other Listings
Source: MLS Now
MLS Number: 5145649

APN: 200350000600
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