$499,900

Estimated payment $2,916/month

Total Views 405
2 Beds
2 Baths
946 Sq Ft
$528 Price per Sq Ft

Highlights

  • 40 Feet of Salt Water Canal Waterfront
  • Dock has access to electricity
  • Boat Lift
  • Boat Ramp
  • Water access To Gulf or Ocean
  • Screened Pool

About This Home

Deep-Water Gulf Access Paradise in Sought-After Gulf Harbors!
Live the ultimate Florida waterfront lifestyle in this beautifully remodeled 2 bed, 2 bath pool home boasting an open concept layout filled with natural light. Perfectly situated on deep water with no bridges—just minutes out to the Gulf of America.
Enjoy your own private pool, 10,000 lb boat lift , and two community boat ramps, plus exclusive private beach access for Gulf Harbors residents. Every inch of this home has been tastefully updated—modern finishes, upgraded kitchen, stylish bathrooms, and a seamless flow for indoor/outdoor living.
Whether you’re relaxing poolside, fishing from your backyard, or heading out for a sunset cruise, this property offers everything you need for coastal living at its best!
This home checks all the boxes!!!

Listing Agent

Tim Pawloski

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3489917 Listed on: 08/15/2025

KELLER WILLIAMS REALTY- PALM H

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,035

Year Built

  • Built in 1972

Lot Details

  • 5,000 Sq Ft Lot
  • 40 Feet of Salt Water Canal Waterfront
  • Property fronts a freshwater canal
  • Street terminates at a dead end
  • West Facing Home
  • Vinyl Fence
  • Landscaped
  • Sloped Lot
  • Property is zoned R4

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Property Views

  • Canal
  • Pool

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 946 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Ceramic Tile Flooring

Kitchen

  • Convection Oven
  • Dishwasher
  • Solid Surface Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Washer and Electric Dryer Hookup

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool

Outdoor Features

  • Water access To Gulf or Ocean
  • Deeded access to the beach
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Open Dock
  • Courtyard
  • Covered Patio or Porch
  • Shed

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Mittye P. Locke Elementary School
  • Gulf Middle School
  • Gulf High School

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Association Phone (727) 848-0596
  • Visit Association Website
  • Flor A Mar Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking

Recreation

  • Boat Ramp
  • Park
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,035

Year Built

Built in 1972

Lot Details

0

HOA Fees

$10 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 946
  • Lot Size Acres: 0.11
  • New Construction: No
  • Year Built: 1972
  • Building Area Total: 1527
  • Lot Size Sq Ft: 5000
  • Directions to Property: Hwy 19 to Floramar, Turn West to Shell Stream Blvd, go left to Top Sail, go right to Bonito Dr, go left to the property on left
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Palm Harbor
  • Escrow Postal Code: 34684
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N Suite 101
  • Escrow Street Number: 30522
  • List Office Head Office Key Nume: 1038420
  • Minimum Lease: 1 Week
  • RATIO Current Price By Calculate: 528.44
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: 2 Point Moorage,Dock - Open,Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp
  • Attribution Contact: 727-772-0772
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Solid Surface Counters
  • Appliances Included: Convection Oven, Dishwasher, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Street Number Modifier: 4920
  • Living Area Meters: 87.89
  • Room Count: 6

Exterior Features

  • Direction Faces: West
  • Other Structures: Shed(s)
  • Pool Features: Gunite, In Ground, Screen Enclosure
  • Exterior Features: Courtyard, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Beach - Access Deeded,Canal - Saltwater,Freshwater Canal w/Lift to Saltwater Canal,Gulf/Ocean
  • Water Extras: Lift,Sailboat Water,Seawall - Concrete
  • Water Extras YN: 1
  • Water Frontage Feet Canal Salt: 40
  • Water View: Canal
  • Water View YN: 1
  • Waterfront Feet Total: 40
  • Flood Zone Date: 2020-06-05
  • Flood Zone Panel: 12101C0351G
  • Additional Water Information: Deep water - South Channel with no bridges all the way out to the Gulf

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Off Street

Utilities

  • Utilities: Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, In Garage, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Dog Park, Golf Carts OK, No Truck/RV/Motorcycle Parking, Park
  • Association Amenities: Park
  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Phone: 727-848-0596
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Optional
  • Association URL: https://www.gulfharbors.com/

Fee Information

  • Total Annual Fees: 125.00
  • Total Monthly Fees: 10.42
  • Monthly HOA Amount: 10.42

Schools

  • Elementary School: Mittye P. Locke-PO
  • High School: Gulf High-PO
  • Middle Or Junior School: Gulf Middle-PO

Lot Info

  • Zoning: R4
  • Parcel Number: 16-26-18-027.0-024.00-021.0
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: CoastalConstruction Control Line, Flood Insurance Required, FloodZone, Landscaped, Sloped, Street Dead-End, Paved
  • Property Attached Yn: No
  • Flood Zone Code: AE
  • Homestead YN: 0
  • Lot Size Square Meters: 465

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See Pasco County Short Term Rental Restriction Rules

Tax Info

  • Tax Annual Amount: 3034.56
  • Tax Block: 24
  • Tax Book Number: 9-59
  • Tax Lot: 21

Multi Family

  • Waterfront Features: Canal - Saltwater

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,161 $207,330 -- --
2023 $3,044 $201,300 $0 $0
2022 $2,633 $194,820 $0 $0
2021 $2,579 $189,150 $90,000 $99,150
2020 $2,536 $186,540 $90,000 $96,540
2019 $2,489 $182,347 $84,250 $98,097
2018 $3,057 $177,310 $84,250 $93,060
2017 $2,842 $160,395 $79,250 $81,145
2016 $2,658 $149,553 $77,850 $71,703
2015 $2,619 $144,128 $77,850 $66,278
2014 $1,120 $139,351 $76,850 $62,501
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 For Sale $499,900 -- $528 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Warranty Deed $185,000 Total Title Solutions Npr
Quit Claim Deed -- --
Warranty Deed $100 --
Deed $71,500 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $110,000 Credit Line Revolving
Previous Owner $333,450 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

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Source: Stellar MLS

MLS Number: W7878217

Stellar MLS

APN: 18-26-16-0270-02400-0210