$295,000

Estimated payment $1,741/month

Total Views 834
1 Bed
1 Bath
640 Sq Ft
$461 Price per Sq Ft

Highlights

  • 118 Feet of Lake Waterfront
  • No HOA
  • Landscaped with Trees
  • 0.89 Acre Lot
  • Oversized Lot
  • Shed

About This Home

Paradise Awaits !!!! Lakefront Living at its finest...... This cozy one bedroom hideaway could be your Dream Come True! This home is located on Lake Lucerne just a short drive to downtown Winter Haven, Hwy 27, and loads of amenities including shopping, restaurants, and more. Nestled on almost an acre of gorgeous lake frontage, you can enjoy all your favorite things right at home. The living area is on the second level. It includes a nice family room/dining room combo, primary bedroom, bath and kitchen! Everything you need!! The decking on the lakeside gives the best views around Lake Lucerne. Lake Lucerne is a Private lake covering 40 acres. What an awesome location to kick back, relax and enjoy nature at its best. The lower level is currently a storage and laundry area but there is potential for additional living space with a bit of imagination. There is no shortage of storage....2 sheds will allow you plenty of room for all that "Stuff" that you need to put away. There is also a great air-conditioned "Hobby Shack" for you to DO whatever it is you LOVE TO DO!! The possibilities are limitless!! This is a wonderful property that would be great for rental income or just enjoying the lakefront lifestyle..... NO HOA as an added bonus. Don't miss out on this amazing property.....call today to schedule a private showing.

Listing Agent

Eunice Arroyo-Kirchgessner

COLDWELL BANKER REALTY Brokerage Phone: 863-294-7541 License #3187895 Listed on: 02/24/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,282

Year Built

  • Built in 1978

Lot Details

  • 0.89 Acre Lot
  • 118 Feet of Lake Waterfront
  • Lake Front
  • North Facing Home
  • Oversized Lot
  • Landscaped with Trees
  • Property is zoned R-2

Home Design

  • Elevated Home
  • Bi-Level Home
  • Entry on the 2nd floor
  • Frame Construction
  • Shingle Roof
  • HardiePlank Type
  • Pile Dwellings

Interior Spaces

  • 640 Sq Ft Home
  • Partially Furnished
  • Ceiling Fan
  • Sliding Doors
  • Combination Dining and Living Room
  • Laminate Flooring
  • Lake Views
  • Range

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Shed

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Lucerne Shores Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,282

Year Built

Built in 1978

Lot Details

0.89 Acres

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Elevated
  • Construction Materials: HardiPlank Type, Frame
  • Fireplace: No
  • Living Area: 640
  • Lot Size Acres: 0.89
  • New Construction: No
  • Year Built: 1978
  • Building Area Total: 1280
  • Lot Size Sq Ft: 38851
  • Status: Active
  • Street Post Direction: NE
  • Ownership: Fee Simple
  • Entry Level: 2
  • Building Area Total Srch Sq M: 118.92
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Cypress Gardens Blvd
  • Floor Number: 2
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 460.94
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • Property Description: Elevated
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 863-294-7541
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo
  • Appliances Included: Dryer, Range, Refrigerator, Washer
  • Foundation Details: Stilt/On Piling
  • Total Bedrooms: 1
  • Levels: Two
  • Living Area Meters: 59.46

Exterior Features

  • Direction Faces: North
  • Other Structures: Shed(s), Storage
  • Exterior Features: Sliding Doors, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Water Body Name: LAKE LUCERNE
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 118
  • Flood Zone Panel: 12105C0358G
  • Water Frontage Feet Lake: 118

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: R-2
  • Parcel Number: 26-28-02-522100-000651
  • Additional Parcels: No
  • Lot Features: Oversized Lot, Paved
  • Property Attached Yn: Yes
  • Flood Zone Code: X

Rental Info

  • Furnished: Partially
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2282
  • Tax Book Number: 39-38
  • Tax Lot: 64

Multi Family

  • Waterfront Features: Lake Front

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,208 $163,504 -- --
2024 $2,143 $158,896 -- --
2023 $2,143 $154,268 $0 $0
2022 $2,077 $149,775 $0 $0
2021 $2,001 $99,160 $33,709 $65,451
2020 $1,962 $96,641 $32,104 $64,537
2018 $1,756 $86,281 $30,499 $55,782
2017 $1,495 $75,423 $0 $0
2016 $1,461 $69,123 $0 $0
2015 $1,430 $62,839 $0 $0
2014 $1,136 $57,126 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/24/2026 02/24/26 For Sale $295,000 -- $461 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Warranty Deed $25,000 --
Warranty Deed $17,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $25,000 Credit Line Revolving
Closed $22,500 Credit Line Revolving
Previous Owner $14,000 Credit Line Revolving
Source: Public Records

Source: Stellar MLS

MLS Number: P4937956

Stellar MLS

APN: 26-28-02-522100-000651

Your Personal Tour Guide

Ask me questions while you tour the home.