$485,000
SOLD FEB 18, 2025

493 Gardners Rd Mineral, VA 23117

3 Beds
2 Baths
1,768 Sq Ft
4 Acres

Recently Sold

$274 Per Sq Ft

2% Above List Price

66 Days on Market

Highlights

  • View of Trees or Woods
  • 4 Acre Lot
  • Wood Burning Stove
  • Jouett Elementary School Rated A-
  • Cape Cod Architecture
  • Private Lot

About This Home

As of February 2025

Beautiful 4 acre Louisa County farmette with quick access to I-64, centered between Richmond and Charlottesville with high-speed Firefly fiber internet installed and no HOA. Updated 3 bedroom (plus an office), 2 full bath Cape Cod style house with large covered front porch on private lot with mature trees, pasture, gazebo and decorative fish pond. Large 36 x 28 3-bay garage with water, electricity, heat and compressed air, plus another 20 x 12 workshop with power and four additional large sheds, make this a great property to house a home business, large garden, hobbies and or just relax. A2 Zoning may allow livestock. Built by service technician owner and lovingly maintained and improved. Brand new water heater and Energy Star rated heat pump for heat and AC, but also has a wood stove for backup heat and to cozy up in the living room (and the rest of the house). 2024 freshly painted, new carpet, quartz counters, tile backsplash, fridge, range, sinks, lighting and hardware. Underground electric service. Chimney just swept. Ready for a new owner to make their own!,Painted Cabinets,Quartz Counter,Wood Cabinets,Fireplace in Living Room

Last Agent to Sell the Property

Joey Conover

(434) 806-7871 joey@nestrealty.com NEST REALTY GROUP License #0225209806[4369] Listed on: 11/19/2024

NEST REALTY GROUP

Last Buyer's Agent

Default Agent

Default Office License #CAAR:DEFAULT

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,878

Year Built

  • Built in 1989

Lot Details

  • 4 Acre Lot
  • Private Lot
  • Open Lot
  • Sloped Lot
  • Wooded Lot
  • Property is zoned A-2, Agricultural General

Property Views

  • Woods
  • Pasture
  • Garden

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,768 Sq Ft Home
  • Wood Burning Stove
  • Insulated Windows
  • Double Hung Windows
  • Window Screens
  • Living Room
  • Dining Room
  • Den
  • Crawl Space
  • Home Security System
  • ENERGY STAR Qualified Refrigerator

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Jouett Elementary School
  • Louisa Middle School
  • Louisa High School

Utilities

  • No Cooling
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Cub Creek Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,878

Year Built

Built in 1989

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Building Total Sq Ft: 2756.00
  • Historic: No
  • Inclusions: Main House: range, fridge, dishwasher, microwave, washer, dryer, window treatments, Ring system; Garage: fridge and freezer; Workshop: air compressor; Shed: firewood
  • New Construction: No
  • Story List: Main
  • Year Built: 1989
  • Remarks Public: Beautiful 4 acre Louisa County farmette with quick access to I-64, centered between Richmond and Charlottesville with high-speed Firefly fiber internet installed and no HOA. Updated 3 bedroom (plus an office), 2 full bath Cape Cod style house with large covered front porch on private lot with mature trees, pasture, gazebo and decorative fish pond. Large 36 x 28 3-bay garage with water, electricity, heat and compressed air, plus another 20 x 12 workshop with power and four additional large sheds, make this a great property to house a home business, large garden, hobbies and or just relax. A2 Zoning may allow livestock. Built by service technician owner and lovingly maintained and improved. Brand new water heater and Energy Star rated heat pump for heat and AC, but also has a wood stove for backup heat and to cozy up in the living room (and the rest of the house). 2024 freshly painted, new carpet, quartz counters, tile backsplash, fridge, range, sinks, lighting and hardware. Underground electric service. Chimney just swept. Ready for a new owner to make their own!,Painted Cabinets,Quartz Counter,Wood Cabinets,Fireplace in Living Room
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer, Energy Star Refrigerator
  • Flooring Type: Carpet, Vinyl
  • Interior Amenities: Stove - Wood, Entry Level Bedroom
  • Window Features: Double Hung, Insulated, Screens
  • Fireplace: No
  • Foundation Details: Block, Crawl Space
  • Room List: Living Room, Dining Room, Kitchen, Office, Full Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1768
  • Living Area Sq Ft: 1768
  • Price Per Sq Ft: 268.67
  • Above Grade Finished Sq Ft: 1768
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 493

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Fiber Cement
  • Construction Completed: No
  • Roof: Architectural Shingle
  • View: Pasture, Trees/Woods, Garden/Lawn
  • Water Oriented: No
  • Pool: No Pool
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Heat Pump(s)
  • Cooling: No
  • Heating Type: Heat Pump(s), Wood Burn Stove
  • Heating: Yes
  • Security: Security System
  • Sewer/Septic System: Septic Exists
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • Elementary School: JOUETT
  • Middle School: LOUISA
  • High School: LOUISA
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139403138
  • School District Source: Listing Agent
  • Elementary School: JOUETT
  • High School: LOUISA
  • Middle Or Junior School: LOUISA

Lot Info

  • Lot Features: Sloping, Open, Private, Trees/Wooded
  • Lot Size Acres: 4.00
  • Remarks Farm: A2 Zoning may allow livestock. See documents. Agent has additional info from County as well.
  • Zoning: A-2
  • Zoning Description: Agricultural General

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1878.00
  • Tax Year: 2024
  • Close Date: 02/18/2025

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2024
Closed on
Feb 18, 2025
Sold by
Lozano Mark
Bought by
Lozano Mark and Lozano Molly
Seller's Agent
Joey Conover
NEST REALTY GROUP
Buyer's Agent
Default Agent
Default Office
List Price
$475,000
Sold Price
$485,000
Premium/Discount to List
$10,000
2.11%
Views
70
Current Estimated Value
$480,141

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,859
Avg. Annual Appreciation
-1.61%
Original Mortgage
$470,450
Outstanding Balance
$467,654
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$12,487

Purchase Details

Listed on
Nov 19, 2024
Closed on
Feb 10, 2025
Sold by
Purgason Sarah Elizabeth and George Philip Purgason Sr Living Trust
Bought by
Lozano Mark
Seller's Agent
Joey Conover
NEST REALTY GROUP
Buyer's Agent
Default Agent
Default Office
List Price
$475,000
Sold Price
$485,000
Premium/Discount to List
$10,000
2.11%
Views
70

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$470,450
Outstanding Balance
$467,654
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$12,487

Purchase Details

Closed on
Oct 13, 2005
Sold by
Purgason George P and Purgason Carrie H
Bought by
Purgason George P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
5.93%
Mortgage Type
Credit Line Revolving
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Gift Deed -- None Listed On Document
Gift Deed -- None Listed On Document
Deed $485,000 Fidelity National Title
Deed $485,000 Fidelity National Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $470,450 New Conventional
Closed $470,450 New Conventional
Previous Owner $30,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/18/2025 02/18/25 Sold $485,000 +2.1% $274 / Sq Ft
01/24/2025 01/24/25 Pending -- -- --
11/19/2024 11/19/24 For Sale $475,000 -- $269 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,878 $260,800 $50,100 $210,700
2023 $1,674 $244,700 $46,200 $198,500
2022 $1,593 $221,300 $43,600 $177,700
2021 $1,149 $206,800 $41,000 $165,800
2020 $1,427 $198,200 $41,000 $157,200
2019 $1,390 $193,100 $41,000 $152,100
2018 $1,383 $192,100 $41,000 $151,100
2017 $1,299 $184,900 $39,700 $145,200
2016 $1,299 $180,400 $39,700 $140,700
2015 $1,230 $170,900 $39,700 $131,200
2013 -- $164,800 $41,000 $123,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 658874

Bright MLS

APN: 90-60A