$515,000
SOLD FEB 3, 2026
5 Beds
3 Baths
3,028 Sq Ft
12,197 Sq Ft Lot

Sale Details

Date Sold: February 3, 2026

$170 Per Sq Ft

6% Below List Price

8 Days on Market

Highlights

  • Gated Community
  • Open Floorplan
  • Attic
  • Reverse Osmosis System
  • Private Lot
  • Bonus Room

About This Home

As of February 2026

Welcome to this stunning two-story residence nestled in the tranquil gated community of Lake Pointe in Toho. Boasting 5 bedrooms (plus bonus room), 3 full baths, and 3028 sq.ft., this residence is ideally situated on a quiet cul de sac. Enter through the two-story foyer as you pass a formal living room on your right. Continue into an open-concept floor plan filled with natural light from large sliding glass doors, high ceilings and luxury vinyl flooring throughout. The large kitchen offers extensive granite counter space and cabinet storage, as well as a reverse osmosis water filtration built in. It adjoins a charming casual dining area and breakfast bar that flows seamlessly into the spacious living room, great for entertaining. A screened rear patio spans almost the whole length of the house, an ideal setting for outdoor entertainment and enjoying the spacious backyard. The first floor also has a convenient guest suite with a full bathroom, and a flex room that can serve any function of your choice: a formal dining room, office or extra bedroom, maybe even a game room. The three car garage offers plenty of storage space and an attic access. Heading upstairs, there are three generously sized bedrooms all with walk in closets, and a modernly renovated full guest bathroom. The massive master bedroom impresses with its generous dimensions of 18x17, complemented by dual walk-in closets. The master bathroom offers dual sink vanities, a relaxing garden tub and a stand alone shower. Key updates to this home include are a new roof installed in 2021, a whole house water filtration/softening system, reverse osmosis unit in the kitchen, and emergency backup power grids built into the solar panel system, in addition to the recently added flex space and renovated bathroom.
The Lake Pointe at Toho provides great amenities to its residents, including a pool, two playgrounds, a basketball court, tennis and pickleball courts, walking trails and a viewing dock overlooking East Lake Toho. They hold numerous seasonal events as well, fostering a vibrant neighborhood atmosphere. The location of this house is a stand alone feature, excellently located near the Lake Nona living with restaurants, shopping and entertainment. Major attractions such as Disney World and Universal theme parks, and the Orlando International Airport are just a short drive away. While Cocoa Beach is just a one hour drive east. Also, the elementary and middle school is only about a mile away, making biking or walking kids to school very convenient. Don’t miss out on the opportunity to make this exceptional home yours in one of Saint Cloud’s most desirable neighborhoods! Rare VA assumable loan at 2.875 Perc. interest rate! Qualified veterans can assume the existing low-rate mortgage—no need to obtain new financing at current market rates. Inquire for details.

Last Agent to Sell the Property

Stephen Hachey

FLAT FEE MLS REALTY Brokerage Phone: 813-642-6030 License #3389117 Listed on: 12/11/2025

Last Buyer's Agent

Janet Liciaga

EXP REALTY LLC License #3349084

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,188

Year Built

  • Built in 2006

Lot Details

  • 12,197 Sq Ft Lot
  • Cul-De-Sac
  • Northeast Facing Home
  • Fenced
  • Private Lot
  • Property is zoned R1

HOA Fees

  • $133 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,028 Sq Ft Home
  • Open Floorplan
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room
  • Bonus Room
  • Fire and Smoke Detector
  • Laundry Room
  • Attic

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal
  • Reverse Osmosis System

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Soaking Tub

Accessible Home Design

  • Accessible Bedroom
  • Accessible Common Area
  • Accessible Kitchen
  • Accessible Hallway
  • Accessible Doors

Eco-Friendly Details

  • Solar Water Heater
  • Solar Heating System
  • Reclaimed Water Irrigation System

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance, management, private road, recreational facilities
  • Lake Pointe At Toho Homeowners Association Inc. Association, Phone Number (407) 846-6323
  • Visit Association Website
  • Lake Pointe Subdivision
  • The community has rules related to building or community restrictions, deed restrictions, allowable golf cart usage in the community, vehicle restrictions

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Park

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,188

Year Built

Built in 2006

Lot Details

0.28 Acres

HOA Fees

$133 per month

Parking

3

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds, Management, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3028
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2006
  • Accessibility Features: Accessible Bedroom, Accessible Common Area, Accessible Doors, Accessible Hallway(s), Accessible Kitchen, Accessible Central Living Area
  • Building Area Total: 3908
  • Lot Size Sq Ft: 12197
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 363.06
  • Escrow City: RIVERVIEW
  • Escrow State: FL
  • Escrow Street Name: Bloomingdale Ridge
  • Minimum Lease: 1 Month
  • Number Of Pets: 10+
  • RATIO Current Price By Calculate: 170.08
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-642-6030
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Solar Hot Water
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds, Window Treatments
  • Additional Rooms: Attic,Bonus Room,Family Room,Formal Living Room Separate
  • Living Area Meters: 281.31

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Lighting, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Off Street

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Solar
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Gated, Other, Park, Playground, Pool, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 400
  • Association Fee Frequency: Quarterly
  • Association Name: Lake Pointe at Toho Homeowners Association Inc.
  • Phone: 407-846-6323
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Pets walked on leash and must comply with city ordinances.
  • Association Fee Requirement: Required
  • Association Email: communitycare@sentrymgt.com
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: www.accesssentrymgt.com

Fee Information

  • Total Annual Fees: 1600.00
  • Total Monthly Fees: 133.33
  • Monthly HOA Amount: 133.33

Lot Info

  • Zoning: R1
  • Parcel Number: 07-25-31-3885-0001-1150
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, In County, Sidewalk, Paved, Private
  • Property Attached Yn: No
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: -No bed and breakfast -Individual rooms may not be leased -All leases shall be in writing -Short term rentals are not allowed

Tax Info

  • Tax Annual Amount: 5188
  • Tax Block: 00
  • Tax Book Number: 16/90-92
  • Tax Lot: 115

Multi Family

  • Approval Process: The transfer of the deed automatically makes the new owner a member of the association and constrained by the bylaws and declarations therein.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2025
Closed on
Feb 3, 2026
Sold by
Sanks Fred and Sanks Carla
Bought by
Ryan Thomas J and Ryan Sorene A
Seller's Agent
Stephen Hachey
FLAT FEE MLS REALTY
Buyer's Agent
Janet Liciaga
EXP REALTY LLC
List Price
$544,999
Sold Price
$515,000
Premium/Discount to List
-$29,999
-5.5%
Views
10

Purchase Details

Listed on
May 20, 2021
Closed on
Jun 15, 2021
Sold by
U S Bank Trust Na
Bought by
Sanks Fred and Sanks Carla
Seller's Agent
Diana Perez
PROFESSIONAL REAL ESTATE TEAM
Buyer's Agent
Brandi Tropf
EXP REALTY LLC
List Price
$399,900
Sold Price
$440,000
Premium/Discount to List
$40,100
10.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.50%
Original Mortgage
$424,000
Interest Rate
2.9%
Mortgage Type
VA

Purchase Details

Closed on
Dec 5, 2016
Sold by
Quijano Frederick
Bought by
U S Bank Na and Lsf9 Master Participation Trust

Purchase Details

Closed on
Dec 1, 2016
Bought by
Lsf9 Master Participation Trus

Purchase Details

Closed on
Sep 7, 2006
Sold by
Tousa Homes Inc
Bought by
Quijano Frederick and Quijano Martha Pena

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,159
Interest Rate
6.58%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $515,000 Excel Title
Special Warranty Deed $440,000 Paramount Title
Trustee Deed -- None Available
Deed $100 --
Special Warranty Deed $460,200 Universal Land Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $424,000 VA
Previous Owner $368,159 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/03/2026 02/03/26 Sold $515,000 -5.5% $170 / Sq Ft
12/19/2025 12/19/25 Pending -- -- --
12/11/2025 12/11/25 For Sale $544,999 +23.9% $180 / Sq Ft
07/12/2021 07/12/21 Sold $440,000 +10.0% $145 / Sq Ft View Prior Sale
06/08/2021 06/08/21 Pending -- -- --
06/01/2021 06/01/21 For Sale $399,900 0.0% $132 / Sq Ft
06/01/2021 06/01/21 Pending -- -- --
05/18/2021 05/18/21 For Sale $399,900 -- $132 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,853 -- -- --
2024 $5,853 -- -- --
2023 $5,853 $419,725 $0 $0
2022 $5,641 $0 $0 $0
2021 $4,831 $296,600 $60,000 $236,600
2020 $4,627 $282,100 $55,000 $227,100
2019 $4,302 $256,700 $50,000 $206,700
2018 $4,328 $260,500 $50,000 $210,500
2017 $4,207 $246,600 $45,000 $201,600
2016 $4,036 $233,200 $40,000 $193,200
2015 $4,037 $227,900 $40,000 $187,900
2014 $3,886 $219,300 $33,000 $186,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8455750

Stellar MLS

APN: 07-25-31-3885-0001-1150

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