4941 Cardinal Trail Palm Harbor, FL 34683
Palm Harbor AreaEstimated payment $3,501/month
Highlights
- In Ground Pool
- Vaulted Ceiling
- Pool View
- Sunset Hills Elementary School Rated A-
- Traditional Architecture
- No HOA
About This Home
Move-in ready with a 2021 roof, 2021 HVAC, and the rare opportunity for eligible buyers to assume a transferable flood insurance policy with an annual premium of approximately $1,757. Located in the highly desirable, golf-cart-friendly Blue Jay Woodlands community, this 4-bedroom, 3-bath split-level home offers 2,175 square feet of flexible living space on an oversized corner lot just 0.1 miles from the residents-only boat ramp with Gulf access. Inside, vaulted ceilings, a wood-burning fireplace, and a private ground-level suite with its own entrance provide exceptional flexibility for multigenerational living, guests, a home office, or income-producing potential where permitted. Step outside to your fully fenced backyard featuring a saltwater pool, covered patio, and enclosed boat/toy storage. With major system updates already complete, versatile living spaces, boating access, EV charging, and long-term ownership value, this Palm Harbor home is ready to welcome its next owner
Listing Agent
MARK SPAIN REAL ESTATE Brokerage Phone: 855-299-7653 License #3642610 Listed on: 06/08/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,018
Year Built
- Built in 1981
Lot Details
- 7,928 Sq Ft Lot
- Lot Dimensions are 80x100
- West Facing Home
- Wood Fence
- Mature Landscaping
- Property is zoned R-3
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
Home Design
- Traditional Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,175 Sq Ft Home
- Vaulted Ceiling
- Wood Burning Fireplace
- Living Room
- Pool Views
Kitchen
- Microwave
- Dishwasher
Flooring
- Carpet
- Linoleum
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
Outdoor Features
- In Ground Pool
- Patio
Schools
- Sunset Hills Elementary School
- Tarpon Springs Middle School
- Tarpon Springs High School
Utilities
- Central Heating and Cooling System
- Thermostat
Community Details
- No Home Owners Association
- Blue Jay Woodlands Ph 1 Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 0320
- Assessor Parcel Number 23-27-15-09420-000-0320
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,018 | $475,956 | ||
| 2024 | $3,821 | $462,542 | $166,906 | $295,636 |
| 2023 | $3,821 | $244,762 | $0 | $0 |
| 2022 | $3,712 | $237,633 | $0 | $0 |
| 2021 | $3,738 | $230,712 | $0 | $0 |
| 2020 | $3,728 | $227,527 | $0 | $0 |
| 2019 | $3,798 | $229,401 | $0 | $0 |
| 2018 | $3,747 | $225,124 | $0 | $0 |
| 2017 | $3,856 | $227,671 | $0 | $0 |
| 2016 | $3,823 | $222,988 | $0 | $0 |
| 2015 | $2,927 | $177,370 | $0 | $0 |
| 2014 | $2,916 | $175,962 | $0 | $0 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/29/2026 06/29/26 | Price Changed | $520,000 | -1.9% | $239 / Sq Ft | |
| 06/08/2026 06/08/26 | For Sale | $530,000 | -2.2% | $244 / Sq Ft | |
| 06/23/2023 06/23/23 | Sold | $542,000 | -1.5% | $249 / Sq Ft | View Prior Sale |
| 05/08/2023 05/08/23 | Pending | -- | -- | -- | |
| 05/04/2023 05/04/23 | For Sale | $550,000 | 0.0% | $253 / Sq Ft | |
| 04/26/2023 04/26/23 | Pending | -- | -- | -- | |
| 04/20/2023 04/20/23 | For Sale | $550,000 | -- | $253 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $542,000 | Talon Title Services | |
| Warranty Deed | $248,000 | Total Title Solutions | |
| Warranty Deed | $200,000 | Total Title Solutions Clw | |
| Special Warranty Deed | -- | Attorney | |
| Warranty Deed | $258,000 | -- | |
| Warranty Deed | $169,000 | Gulf Coast Title | |
| Warranty Deed | $169,000 | -- | |
| Warranty Deed | $114,000 | -- | |
| Warranty Deed | $94,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $514,900 | New Conventional | |
| Previous Owner | $250,000 | New Conventional | |
| Previous Owner | $243,508 | FHA | |
| Previous Owner | $286,400 | Unknown | |
| Previous Owner | $266,000 | Unknown | |
| Previous Owner | $232,200 | Stand Alone First | |
| Previous Owner | $160,550 | Unknown | |
| Previous Owner | $107,000 | New Conventional |
Source: Stellar MLS
MLS Number: TB8516860
APN: 23-27-15-09420-000-0320
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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