A
Seller's Agent in 2026
Alex Flores
Houserebate.com
(760) 220-1720
6 in this area
37 Total Sales
4948 Luna Dr Oceanside, CA 92057
North Valley NeighborhoodEstimated Value: $537,000 - $869,256
5
Beds
3
Baths
1,698
Sq Ft
$459/Sq Ft
Est. Value
Highlights
- 2 Car Attached Garage
- 1-Story Property
- Property is Fully Fenced
- Living Room
- Central Air
- Heating Available
About This Home
As of February 2026Beautifully redesigned 5 bedroom home featuring a versatile bonus recreation room with excellent potential for conversion to an ADU (buyer to verify), two primary bedrooms with private bathrooms, and high end designer finishes throughout. This professionally remodeled residence offers luxury vinyl flooring, a modern kitchen with waterfall countertops and new stainless steel appliances, and updated bathrooms with custom showers and lighted niches. The open concept layout is bright and inviting, while the second main bedroom provides additional flexibility and could be configured as a granny flat or private suite. Thoughtful upgrades and cohesive design elements elevate the home’s overall appeal. Enjoy a large backyard perfect for outdoor living and entertaining. Located near parks, shopping, dining, and easy access to the 5 and 805 freeways.
Co-Listed By
Michael Rosendahl
houserebate.com License #01727422
Last Buyer's Agent
Jessica Vance
Anchor Funding, Inc. License #01491854
Home Details
Home Type
- Single Family
Year Built
- Built in 1965
Lot Details
- 7,000 Sq Ft Lot
- Property is Fully Fenced
- Wood Fence
- Property is zoned R-1:SINGLE
Parking
- 2 Car Attached Garage
Home Design
- Composition Roof
- Asphalt Roof
Interior Spaces
- 5 Bedrooms
- 1,698 Sq Ft Home
- 1-Story Property
- Living Room
Kitchen
- Microwave
- Dishwasher
- Disposal
Utilities
- Central Air
- Heating Available
Community Details
- Oceanside Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 11, 2025
Closed on
Jan 15, 2026
Sold by
Terra Pacific Homes Inc
Bought by
Vance Jessica
Seller's Agent
Alex Flores
Houserebate.com
Buyer's Agent
Jessica Vance
Anchor Funding, Inc.
List Price
$915,000
Sold Price
$865,000
Premium/Discount to List
-$50,000
-5.46%
Views
276
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$90,117
Avg. Annual Appreciation
-36.55%
Original Mortgage
$648,750
Outstanding Balance
$647,499
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$131,565
Purchase Details
Closed on
Jun 20, 2025
Sold by
Howe Bruce and Bruce Howe Trust
Bought by
Terra Pacific Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$667,560
Interest Rate
6.81%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 25, 2017
Sold by
Estrada Juan M and Estrada Sofia A
Bought by
Howe Bruce and Bruce Howe Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,000
Interest Rate
3.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 15, 2017
Sold by
Foreclosure Lifeline Llc
Bought by
Estrada Juan M and Estrada Sofia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,000
Interest Rate
3.85%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 31, 2017
Sold by
Estrada Juan M and Estrada Sofia A
Bought by
Foreclosure Lifeline Llc
Purchase Details
Closed on
Sep 22, 1997
Sold by
San Diego County Ser/Jobs For Progress I
Bought by
Estrada Juan M and Estrada Sofia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,261
Interest Rate
7.54%
Mortgage Type
FHA
Purchase Details
Closed on
May 16, 1997
Sold by
Hud
Bought by
Sd County Ser/Jobs For Progress Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,814
Interest Rate
7.98%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 21, 1997
Sold by
Pnc Mtg Corp Of America
Bought by
Hud
Purchase Details
Closed on
Jan 16, 1997
Sold by
Garcia Felipe A and Gustavo Montiel
Bought by
Pnc Mtg Corp Of America
Purchase Details
Closed on
Sep 29, 1993
Sold by
Mcmanus Nicole
Bought by
Garcia Felipe Arambula and Montiel Gustavo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,312
Interest Rate
6.97%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 25, 1983
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Vance Jessica | $537,727 | Chicago Title | |
| Terra Pacific Homes Inc | $558,500 | Chicago Title | |
| Howe Bruce | $370,000 | First American Title Ins Co | |
| Estrada Juan M | -- | None Available | |
| Foreclosure Lifeline Llc | -- | None Available | |
| Estrada Juan M | $120,000 | American Title Co | |
| Sd County Ser/Jobs For Progress Inc | $88,500 | Commonwealth Land Title Co | |
| Hud | -- | First Southwestern Title Co | |
| Pnc Mtg Corp Of America | $141,843 | First Southwestern Title Co | |
| Garcia Felipe Arambula | $135,000 | First American Title | |
| -- | $82,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Vance Jessica | $648,750 | |
| Previous Owner | Terra Pacific Homes Inc | $667,560 | |
| Previous Owner | Howe Bruce | $259,000 | |
| Previous Owner | Estrada Juan M | $45,000 | |
| Previous Owner | Estrada Juan M | $119,261 | |
| Previous Owner | Sd County Ser/Jobs For Progress Inc | $100,814 | |
| Previous Owner | Garcia Felipe Arambula | $134,312 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/06/2026 02/06/26 | Sold | $865,000 | -2.3% | $509 / Sq Ft |
| 01/06/2026 01/06/26 | Pending | -- | -- | -- |
| 01/05/2026 01/05/26 | Price Changed | $885,000 | -1.6% | $521 / Sq Ft |
| 12/29/2025 12/29/25 | Price Changed | $899,000 | -1.7% | $529 / Sq Ft |
| 12/11/2025 12/11/25 | For Sale | $915,000 | -- | $539 / Sq Ft |
Source: San Diego MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,666 | $420,991 | $295,833 | $125,158 |
| 2024 | $4,666 | $412,737 | $290,033 | $122,704 |
| 2023 | $4,522 | $404,646 | $284,347 | $120,299 |
| 2022 | $4,454 | $396,713 | $278,772 | $117,941 |
| 2021 | $4,472 | $388,935 | $273,306 | $115,629 |
| 2020 | $4,334 | $384,948 | $270,504 | $114,444 |
| 2019 | $4,209 | $377,400 | $265,200 | $112,200 |
| 2018 | $4,164 | $370,000 | $260,000 | $110,000 |
| 2017 | $1,808 | $165,080 | $76,401 | $88,679 |
| 2016 | $1,748 | $161,844 | $74,903 | $86,941 |
| 2015 | $1,697 | $159,414 | $73,778 | $85,636 |
| 2014 | $1,631 | $156,292 | $72,333 | $83,959 |
Source: Public Records
Agents Affiliated with this Home
-
Alex Flores
-
M
Seller Co-Listing Agent in 2026
Michael Rosendahl
houserebate.com
-
J
Buyer's Agent in 2026
Jessica Vance
Anchor Funding, Inc.
Map
Source: San Diego MLS
MLS Number: 250045603
APN: 157-220-56
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.
Nearby Homes
- 4919 Roja Dr
- 5065 Waterview Way Unit 101
- 5065 Waterview Way
- 5063 Waterview Way Unit 101
- 5063 Waterview Way
- 5063 Waterview Way Unit 102
- 4924 Verde Dr
- 5004 Los Morros Way Unit 2
- 5034 Los Morros Way Unit 62
- 4795 Claire Dr
- 150 N River Cir Unit 105
- 5130 N River Rd
- 4907 Stephanie Place
- 505 Calle Montecito Unit 28
- 522 Calle Montecito Unit 114
- 525 Calle Montecito Unit 122
- 518 Calle Montecito Unit 95
- 4969 Stephanie Place
- 656 Roja St
- 5108 Andrew Jackson St
Your Personal Tour Guide
Ask me questions while you tour the home.