495 Bay Harbour Rd Mooresville, NC 28117
Lake Norman Neighborhood
4
Beds
5.5
Baths
6,818
Sq Ft
0.58
Acres
Highlights
- Covered Dock
- Pier
- Waterfront
- Woodland Heights Elementary School Rated A-
- Boat Lift
- Open Floorplan
About This Home
As of June 2025Own a slice of paradise in The Harbour at the Pointe with this well-maintained waterfront home offering stunning main channel views of Lake Norman. A grand foyer with opens to a two-story great room with fireplace, built-ins, and floor-to-ceiling windows showcasing the lake. The main-level primary suite features lake views and a spacious en-suite bath. Upstairs offers charming bedrooms with en-suites, window seats, a loft, and ample storage. The finished basement includes a second owners suite, great room with gas fireplace, kitchenette, exercise room, hot tub room, and a waterview office. Enjoy a sandy beach, covered dock with boat and jet ski lifts, and a dredged swim area with slide. Relax on the screened porch, deck, or patio with gas grill hookup. Landscaped yard with irrigation, newer HVAC units, new septic pump, whole-house water purifier, generator, and more. Move-in ready with incredible potential—your Lake Norman dream awaits!
Last Agent to Sell the Property
Charity Realty Brokerage Email: rachel@charityrealty.org License #215318 Listed on: 05/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,030
Year Built
- Built in 1998
Lot Details
- Waterfront
- Cul-De-Sac
- Level Lot
- Irrigation
- Property is zoned R20
HOA Fees
- $120 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Driveway
- 6 Open Parking Spaces
Home Design
- Traditional Architecture
- Four Sided Brick Exterior Elevation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Great Room with Fireplace
- Screened Porch
- Water Views
Kitchen
- Breakfast Bar
- Double Oven
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Dryer
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
- Interior and Exterior Basement Entry
- Workshop
- Natural lighting in basement
Home Security
- Home Security System
- Intercom
Outdoor Features
- Pier
- Access To Lake
- Boat Lift
- Covered Dock
- Deck
- Patio
Schools
- Woodland Heights Elementary And Middle School
- Lake Norman High School
Utilities
- Central Heating and Cooling System
- Power Generator
- Community Well
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 4625-26-6813.000
Community Details
Overview
- Hawthorne Mgmt Association, Phone Number (704) 377-0114
- The Harbour At The Pointe Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Sport Court
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 23, 2025
Closed on
Jun 24, 2025
Sold by
Mack Robert J and Shundich Jennifer M
Bought by
Cyrus Max Commercial Llc
Seller's Agent
Chris Fortune
Charity Realty
Buyer's Agent
Tyler Goldsmith
Real Broker, LLC
List Price
$2,700,000
Sold Price
$2,700,000
Total Days on Market
0
Views
12
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-33.25%
Purchase Details
Closed on
May 5, 2008
Sold by
Mack Mary A
Bought by
Mack Robert J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
5.84%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Dec 1, 1997
Purchase Details
Closed on
Aug 1, 1996
Similar Homes in Mooresville, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $2,700,000 | None Listed On Document | |
| Warranty Deed | $2,700,000 | None Listed On Document | |
| Quit Claim Deed | -- | None Available | |
| Deed | $276,000 | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $316,000 | New Conventional | |
| Previous Owner | $383,750 | Commercial | |
| Previous Owner | $417,000 | Commercial | |
| Previous Owner | $175,000 | Credit Line Revolving | |
| Previous Owner | $417,000 | Commercial | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $97,000 | Commercial | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $90,000 | Commercial | |
| Previous Owner | $500,000 | Commercial |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | Sold | $2,700,000 | 0.0% | $396 / Sq Ft |
| 05/24/2025 05/24/25 | For Sale | $2,700,000 | -- | $396 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,030 | $1,859,340 | $715,000 | $1,144,340 |
| 2023 | $11,030 | $1,859,340 | $715,000 | $1,144,340 |
| 2022 | $8,514 | $1,347,320 | $495,000 | $852,320 |
| 2021 | $8,510 | $1,347,320 | $495,000 | $852,320 |
| 2020 | $8,510 | $1,347,320 | $495,000 | $852,320 |
| 2019 | $8,376 | $1,347,320 | $495,000 | $852,320 |
| 2018 | $7,093 | $1,178,400 | $440,000 | $738,400 |
| 2017 | $7,093 | $1,178,400 | $440,000 | $738,400 |
| 2016 | $7,093 | $1,178,400 | $440,000 | $738,400 |
| 2015 | $7,093 | $1,178,400 | $440,000 | $738,400 |
| 2014 | $7,190 | $1,278,140 | $440,000 | $838,140 |
Source: Public Records
Agents Affiliated with this Home
-
Chris Fortune
C
Seller's Agent in 2025
Chris Fortune
Charity Realty
(704) 658-7079
4 in this area
34 Total Sales
-
Tyler Goldsmith
Buyer's Agent in 2025
Tyler Goldsmith
Real Broker, LLC
(803) 325-8774
1 in this area
207 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4256426
APN: 4625-26-6813.000
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