$339,950
SOLD OCT 28, 2024

495 Bruce Rd Tappahannock, VA 22560

3 Beds
2.5 Baths
1,394 Sq Ft
0.29 Acres

Recently Sold

$244 Per Sq Ft

2 Days on Market

Highlights

  • Boat Dock
  • Water Access
  • Farmhouse Style Home
  • Beach
  • Under Construction
  • Granite Countertops

About This Home

As of October 2024

NEW CONSTRUCTION with approximate completion date of 10-10-2024. Stunning two story farmhouse with water access to the Rappahannock River with two sand beaches, boat ramp and pier in the water access neighborhood of Gwynnfield. This farmhouse has a wonderful curb appeal as you pull up you will notice the board and batten siding on the front exterior with covered front porch! The interior is bright with beautiful white cabinetry-easy shut/close doors and drawers, stainless appliances, with granite countertops. The open flow of the living, dining, and kitchen make it easy for entertaining and staying warm with your gas fireplace. The primary bedroom has a huge walk-in closet with its own private bath which includes standup shower and double bowl vanity! All of this located within the golf cart community of Gwynnfield with lots of amenities including two community sand beaches, boat ramp and pier.

Last Agent to Sell the Property

Blakely Smith

Hometown Realty License #0225105427 Listed on: 09/13/2024

Hometown Realty

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $292

Year Built

  • Built in 2024 | Under Construction

Lot Details

  • 0.29 Acre Lot
  • Partially Fenced Property
  • Zoning described as R-2

Home Design

  • Farmhouse Style Home
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,394 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Dining Area
  • Crawl Space
  • Washer and Dryer Hookup

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Partially Carpeted
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • Water Access
  • Walking Distance to Water

Schools

  • Tappahannock Elementary School
  • Essex Middle School
  • Essex High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 26C-10-D-27

Community Details

Overview

  • Gwynnfield Subdivision

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$292

Year Built

Built in 2024 | Under Construction

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2024
  • Property Attached Yn: No
  • Lot Size Acres: 0.2933
  • Ownership: Corporate
  • Subdivision Name: Gwynnfield
  • Architectural Style: Farmhouse, Two Story
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: Yes
  • Building Stories: 2
  • Year Built Details: New
  • ResoBuildingAreaSource: Builder
  • Property Sub Type Additional: Single Family Residence
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Vinyl
  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Stove
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Dining Area, Fireplace, Granite Counters, Bath in Primary Bedroom, Pantry, Walk-In Closet(s)
  • Living Area: 1394.0
  • Stories: 2
  • ResoLivingAreaSource: Builder

Exterior Features

  • Fencing: Fenced, Partial
  • Pool Features: None
  • Waterfront Features: Water Access, Walk to Water
  • Waterfront: No
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Unpaved Driveway
  • Property Condition: New Construction, Under Construction

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Electric, Heat Pump, Propane
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Dock

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 26C-10-D-27
  • Zoning Description: R-2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 292.0
  • Tax Lot: 27

MLS Schools

  • Elementary School: Tappahannock
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2024
Closed on
Oct 9, 2024
Sold by
Darrell Kellum Inc and Equity Trust Company
Bought by
Bunns Shyanna
Seller's Agent
Blakely Smith
Hometown Realty
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$339,950
Sold Price
$339,950
Views
20
Current Estimated Value
$346,049

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,099
Avg. Annual Appreciation
1.97%
Original Mortgage
$333,791
Outstanding Balance
$330,106
Interest Rate
6.09%
Mortgage Type
FHA
Estimated Equity
$15,943

Purchase Details

Closed on
Apr 5, 2023
Sold by
Giambanco Filippo
Bought by
Equity Trust Co and Chenault
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $339,950 Fidelity National Title
Deed $90,000 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $333,791 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/28/2024 10/28/24 Sold $339,950 0.0% $244 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/13/2024 09/13/24 For Sale $339,950 -- $244 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $292 $40,000 $40,000 $0
2023 $292 $40,000 $40,000 $0
2022 $292 $40,000 $40,000 $0
2021 $296 $40,000 $40,000 $0
2020 $344 $40,000 $40,000 $0
2019 $352 $40,000 $40,000 $0
2018 $352 $40,000 $40,000 $0
2017 -- $0 $0 $0
2016 $352 $40,000 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2424241

Central Virginia Regional MLS

APN: 26C-10-D-27