NOT LISTED FOR SALE

495 Cotter St Ringgold, GA 30736

Estimated Value: $216,000 - $253,000

3 Beds
1.5 Baths
1,176 Sq Ft
$201/Sq Ft Est. Value

Last Sold June 11, 2021

Last sale price $180,000 $153 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,354/month

2 Days on Market

Highlights

  • Contemporary Architecture
  • No HOA
  • Double Vanity
  • Ringgold Middle School Rated A-
  • Porch
  • Tile Flooring

About This Home

As of June 2021

Make this home yours! All new from roof to floors! Move in ready with new flooring, doors, hardware, paint, electrical, plumbing, light fixtures and more! Kitchen offers new stainless steel appliances and granite countertops. Pay attention to detail as you enter into the main bathroom offering a beautiful vanity and tile shower. The new outdoor concrete patio is ready for entertaining.

Last Agent to Sell the Property

Christi Oliver

Real Estate Partners Chattanooga, LLC Brokerage Phone: 4237188638 License #351826 Listed on: 11/13/2025

Real Estate Partners Chattanooga, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $459

Year Built

  • Built in 1930

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 66 x 190
  • Level Lot

Home Design

  • Contemporary Architecture
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 1,176 Sq Ft Home
  • Property has 3 Levels
  • Gas Fireplace
  • ENERGY STAR Qualified Windows
  • Living Room with Fireplace
  • Tile Flooring
  • Washer and Gas Dryer Hookup

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Double Vanity

Schools

  • Ringgold Primary Elementary School
  • Ringgold Middle School
  • Ringgold High School

Additional Features

  • Porch
  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Sale Inc Mh On Acc Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0060135

Home Details

Home Type

Single Family

Est. Annual Taxes

$459

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Year Built: 1930
  • Unit Levels: Three Or More
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Microwave, Dishwasher, Range
  • Fireplace Features: Living Room, Gas
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Tile
  • Total Bedrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Has Basement: None
  • Building Area Units: Square Feet
  • Living Area: 1176
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Stone, Vinyl Siding
  • Patio And Porch Features: Porch
  • Pool Private: No
  • Roof: Other
  • Topography: Level
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Utilities: Electricity Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Green Features

  • Efficiency: Windows

Lot Info

  • Lot Features: Level
  • Lot Size Acres: 0.29
  • Lot Size: 66 x 190
  • Lot Size Units: Acres
  • Parcel #: R0060135
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 459

MLS Schools

  • Elementary School: Ringgold Primary School
  • High School: Ringgold High School
  • Middle Or Junior School: Ringgold Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2025
Closed on
Jun 11, 2021
Sold by
Bennett Tony
Bought by
Barnes Christine
Seller's Agent
Christi Oliver
Real Estate Partners Chattanooga, LLC
List Price
$187,900
Sold Price
$180,000
Premium/Discount to List
-$7,900
-4.2%
Current Estimated Value
$236,763

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,763
Avg. Annual Appreciation
6.11%
Original Mortgage
$176,739
Outstanding Balance
$160,015
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$76,748

Purchase Details

Listed on
Aug 19, 2019
Closed on
Sep 25, 2019
Sold by
Weaver Paul Andrew
Bought by
Bennett Tony and Teter Melinda
Seller's Agent
Deane Clayton
Coldwell Banker Kinard Realty - Ga
Buyer's Agent
Deane Clayton
Coldwell Banker Kinard Realty - Ga
List Price
$51,000
Sold Price
$42,000
Premium/Discount to List
-$9,000
-17.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
134.21%

Purchase Details

Closed on
Mar 27, 2019
Sold by
Carrington Mtg Svcs Llc
Bought by
Weaver Paul Andrew

Purchase Details

Closed on
Feb 5, 2019
Sold by
Mitchell William E
Bought by
Carrington Mtg Svcs Llc

Purchase Details

Closed on
Apr 7, 2004
Bought by
Mitchell William E
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Barnes Christine $180,000 --
Bennett Tony $42,000 --
Weaver Paul Andrew $40,040 --
Carrington Mtg Svcs Llc $40,040 --
Mitchell William E $55,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Barnes Christine $176,739
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/11/2021 06/11/21 Sold $180,000 -4.2% $153 / Sq Ft
05/05/2021 05/05/21 Pending -- -- --
05/03/2021 05/03/21 For Sale $187,900 +347.4% $160 / Sq Ft
09/25/2019 09/25/19 Sold $42,000 0.0% $36 / Sq Ft View Prior Sale
09/25/2019 09/25/19 Sold $42,000 -17.6% $36 / Sq Ft View Prior Sale
09/07/2019 09/07/19 Pending -- -- --
09/07/2019 09/07/19 Pending -- -- --
08/19/2019 08/19/19 For Sale $51,000 -6.8% $43 / Sq Ft
05/17/2019 05/17/19 For Sale $54,700 -- $47 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,539 $63,035 $5,920 $57,115
2023 $1,207 $47,355 $5,920 $41,435
2022 $954 $37,437 $5,920 $31,517
2021 $494 $20,580 $5,920 $14,660
2020 $441 $17,504 $5,920 $11,584
2019 $464 $17,504 $5,920 $11,584
2018 $534 $19,211 $5,075 $14,136
2017 $60 $19,141 $5,075 $14,066
2016 $57 $17,990 $5,075 $12,915
2015 -- $17,990 $5,075 $12,915
2014 -- $17,990 $5,075 $12,915
2013 -- $17,989 $5,074 $12,914
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2342967

Realtracs

APN: R0060-135