NOT LISTED FOR SALE

495 Harbor Dr Reedville, VA 22539

Estimated Value: $575,000 - $602,000

3 Beds
2.5 Baths
2,436 Sq Ft
$242/Sq Ft Est. Value

Last Sold March 18, 2024

Last sale price $596,000 $245 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,403/month

8 Days on Market

Highlights

  • Pier or Dock
  • River View
  • Great Room with Fireplace
  • Private Water Access
  • Deck
  • Ranch Style House

About This Home

As of March 2024

Beautiful, extremely thought out and designed Waterfront Home in Bay Harbor Estates! You will be impressed with the interior Highlights which include: 3 or 4 bedrooms, 2.5 Baths, wonderful entertaining Kitchen (Granite Counters, Stainless appliances, island and custom cabinetry), Great Room has a gas log fireplace plus vaulted ceilings, Large 48 x 10 waterside Sunroom, Gorgeous wood & tile flooring, Lots of special lighting throughout, the large 30 x 22 addition has a gas logs plus a large bathroom along with a closet (Currently used as a den, this room could be a large primary bedroom suite too), a Generator, a jacuzzi tub in the hall Bath, oversized Laundry Room, all windows are solar film coated, Conditioned Crawlspace and much more to see in person! Entering the outside oasis makes you relax immediately as you explore the: Huge deck with retractable awning overlooks the tranquil water, splendid landscaping with attractive plantings, aggregate walkways and a paved driveway. There is ample storage in the 1,260 sq ft garage that also has a 2nd floor. This well maintained home sits on a Nicely Elevated 1.09 Acre with a protected shoreline, including a Nice Pier with 2 boat lifts, a jet ski lift plus a boat house ! The Little Wicomico River is a perfect body of water to be located on as it has good Depth, is very protected but yet seconds to the Chesapeake Bay & some of the best fishing/ crabbing in the Northern Neck of Va! Come see why this is a prime location to live and play!

Last Agent to Sell the Property

Robbie Booth

Shore Realty, Inc. Brokerage Phone: 8045297020 Listed on: 02/08/2024

Last Buyer's Agent

Susan Titus

Cobblestone Realty License #0225038842

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,311

Year Built

  • Built in 1987

Lot Details

  • 1.09 Acre Lot
  • River Front

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Driveway
  • Open Parking

Home Design

  • Ranch Style House
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,436 Sq Ft Home
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Great Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Room
  • River Views
  • Sealed Crawl Space
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Private Water Access
  • Deck
  • Shed

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 38D(1)009

Community Details

Overview

  • Bay Harbor Estates Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,311

Year Built

Built in 1987

Lot Details

0

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.09
  • Water Body Name: Little Wicomico River
  • Subdivision Name: Bay Harbor Estates
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 1987
  • Attribution Contact: 8045297020
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Has Basement: Conditioned Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Fireplace Features: Great Room, Gas Log, Living Room, Two Fireplaces
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Hardwood, Laminate/Wood, Tile, Wall to Wall Carpet
  • Interior Amenities: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Dining Room, Fireplace, Great Room, Special Lighting, Walk-In Closet(s), Other
  • Living Area: 2436
  • Dining Room Features: Dining Area, Eat-in Kitchen, Kitchen-Bar

Exterior Features

  • Lot Features: 1-1.9 acres
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front, Water Access-Private
  • Waterfront: Yes
  • Construction Type: Wood Siding
  • Exterior Features: Other
  • Other Structures: Shed(s), Other
  • Patio And Porch Features: Deck
  • Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Detached, Garage, Two Car, Other, Paved Driveway
  • Total Parking Spaces: 2

Utilities

  • Laundry Features: Washer/Dryer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Other
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 47480.4
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Book Number: 241/333
  • Tax Map Number: 38D(1)009

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 8, 2024
Closed on
Mar 12, 2024
Sold by
Krug Lawrence H and Krug Gwendolyn L
Bought by
Gilfillan Zhe W
Seller's Agent
Robbie Booth
Shore Realty, Inc.
Buyer's Agent
Susan Titus
Cobblestone Realty
List Price
$596,000
Sold Price
$596,000
Views
51
Current Estimated Value
$588,349

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,651
Avg. Annual Appreciation
-2.07%
Original Mortgage
$447,000
Outstanding Balance
$440,660
Interest Rate
6.82%
Mortgage Type
New Conventional
Estimated Equity
$137,530
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gilfillan Zhe W $596,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gilfillan Zhe W $447,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/18/2024 03/18/24 Sold $596,000 0.0% $245 / Sq Ft
02/08/2024 02/08/24 For Sale $596,000 -- $245 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,311 $350,200 $100,900 $249,300
2023 $2,627 $350,200 $100,900 $249,300
2022 $2,136 $350,200 $100,900 $249,300
2021 $2,136 $350,200 $100,900 $249,300
2020 $2,066 $350,200 $100,900 $249,300
2019 $2,102 $356,200 $106,100 $250,100
2018 $1,995 $356,200 $106,100 $250,100
2017 $1,995 $356,200 $106,100 $250,100
2016 $1,923 $356,200 $106,100 $250,100
2015 -- $356,200 $106,100 $250,100
2014 -- $351,400 $106,100 $245,300
2013 -- $414,400 $178,200 $236,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 115739

APN: 38-D-1-0-9-0