$395,000

495 Indian Woman Rd Santa Rosa Beach, FL 32459

Estimated payment $2,295/month

Total Views 8,122
3 Beds
2 Baths
1,354 Sq Ft
$292 Price per Sq Ft

Highlights

  • Newly Painted Property
  • Cathedral Ceiling
  • Fireplace
  • Bay Elementary School Rated A-
  • Beach House
  • Living Room

About This Home

$5K seller credit at closing, use it to lower your closing costs or buy down your interest rate!Located just minutes from beaches, shopping, dining, and outdoor recreation, this home offers both convenience and coastal charm. Whether you're looking for a full-time residence, vacation getaway, or investment property, this updated Santa Rosa Beach home is a must-see! Upgrades include electric fireplace with built-in TV for a cozy living space. Modern kitchen with tiled backsplash. Extended concrete driveway providing ample parking for trailers, RVs, golf carts & more. Fully paved backyard with underground electrical to the back of lot, storage shed for added convenience and gutters. Luxury vinyl plank flooring throughout & master bathroom remodel featuring a custom tiled walk-in shower. 495 Indian Woman is a beautifully updated home offering both comfort and functionality in a prime location making it move-in ready and perfect for enjoying the Florida lifestyle.

Listing Agent

Brenda Coffee

Berkshire Hathaway HomeServices License #3297749 Listed on: 03/07/2025

Berkshire Hathaway HomeServices

Co-Listing Agent

shelia coffee

Berkshire Hathaway HomeServices License #3120377

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,721

Year Built

  • Built in 2020

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 50x125
  • Property fronts a county road
  • Property is Fully Fenced
  • Privacy Fence

Home Design

  • Beach House
  • Newly Painted Property
  • Off Grade Structure
  • Dimensional Roof
  • Cement Board or Planked

Interior Spaces

  • 1,354 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Living Room

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Outdoor Features

  • Shed
  • Rain Gutters

Location

  • Flood Insurance May Be Required

Schools

  • Dune Lakes Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 22-2S-20-33120-070-0020

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,721

Year Built

Built in 2020

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 50x125
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: EBPF
  • Co List Office Phone: 850-534-3006
  • Subdivision Name: none
  • Directions: From Hwy. 98 and Hwy. 393 go north to Chat Holly and take a right (going east), Indian Woman Rd. will be on your left about a mile. Go north on Indian Woman for less than a mile and the house will be on your left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2020
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Cathedral, Ceiling Vaulted, Fireplace, Newly Painted
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Ceiling Cathedral: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Newly Painted: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Lot-All, Fenced Privacy
  • Lot Features: Flood Insurance Req
  • Construction Type: Foundation Off Grade, Siding CmntFbrHrdBrd
  • Exterior Features: Rain Gutter, Yard Building
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Lot Features:Flood Insurance Req: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Rain Gutter: Yes
  • ConstructionSiding:Foundation Off Grade: Yes
  • Exterior:Fenced Lot-All: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water

Schools

  • Elementary School: Dune Lakes
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Parcel #: 22-2S-20-33120-070-0020
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1721.02
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,652 $226,678 -- --
2023 $1,652 $220,076 $0 $0
2022 $1,626 $213,666 $0 $0
2021 $1,644 $207,443 $29,958 $177,485
2020 $180 $22,145 $22,145 $0
2019 $125 $12,600 $12,600 $0
2018 $102 $10,185 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/03/2025 07/03/25 Price Changed $395,000 -1.3% $292 / Sq Ft
04/03/2025 04/03/25 Price Changed $400,000 -3.6% $295 / Sq Ft
03/07/2025 03/07/25 For Sale $415,000 +69.4% $306 / Sq Ft
10/19/2020 10/19/20 Sold $245,000 0.0% $181 / Sq Ft
08/25/2020 08/25/20 Pending -- -- --
08/16/2020 08/16/20 For Sale $245,000 -- $181 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 Rodgers Kiefer Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $236,823 FHA
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 970491

Emerald Coast Association of REALTORS®

APN: 22-2S-20-33120-070-0020