495 Island Rd Ramsey, NJ 07446
Estimated Value: $1,143,000 - $1,463,000
            
                4
                Beds
            
            
            
                4
                Baths
            
            
            
                1,881
                Sq Ft
            
            
                
                    $680/Sq Ft
                    Est. Value
                
                
        
    
    
About This Home
As of August 2013This home is located at 495 Island Rd, Ramsey, NJ 07446 since 14 August 2013 and is currently estimated at $1,278,918, approximately $679 per square foot. 495 Island Rd is a home located in Bergen County with nearby schools including Ramsey High School.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $20,818
Lot Details
- 1.04 Acre Lot
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Bathrooms
Ownership History
                Date
                Name
                Owned For
                Owner Type
            
                    Purchase Details
                Listed on
            
            
                Aug 14, 2013
            
        
                Closed on
            
            
                Aug 14, 2013
            
        
                Sold by
            
            
                Heinowitz David and Heinowitz Alice
            
        
                Bought by
            
            
                Grandusky Jonathan J and Grandusky Marianne
            
        
                Sold Price
            
            
                $760,000
            
        
                            Current Estimated Value
                        
                        
                    Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Estimated Appreciation
            
            
                $518,918
            
        
                Avg. Annual Appreciation
            
            
                4.35%
            
        
                Original Mortgage
            
            
                $608,000
            
        
                Outstanding Balance
            
            
                $452,328
            
        
                Interest Rate
            
            
                4.4%
            
        
                Mortgage Type
            
            
                New Conventional
            
        
                Estimated Equity
            
            
                $826,590
            
        Purchase Details
                Closed on
            
            
                May 30, 2002
            
        
                Sold by
            
            
                Estate Of Ruth Asch
            
        
                Bought by
            
            
                Heinowitz David
            
        Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
                Original Mortgage
            
            
                $264,000
            
        
                Interest Rate
            
            
                6.92%
            
        
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        Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company | 
|---|---|---|---|
| Grandusky Jonathan J | $760,000 | -- | |
| Heinowitz David | $330,000 | -- | 
                Source: Public Records
            
        Mortgage History
| Date | Status | Borrower | Loan Amount | 
|---|---|---|---|
| Open | Grandusky Jonathan J | $608,000 | |
| Previous Owner | Heinowitz David | $264,000 | 
                Source: Public Records
            
        Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | 
|---|---|---|---|---|
| 08/14/2013 08/14/13 | Sold | $760,000 | -- | $404 / Sq Ft | 
                    Source: Garden State MLS
            
        Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement | 
|---|---|---|---|---|
| 2025 | $20,818 | $1,112,200 | $346,200 | $766,000 | 
| 2024 | $20,191 | $737,700 | $258,900 | $478,800 | 
| 2023 | $19,350 | $737,700 | $258,900 | $478,800 | 
| 2022 | $19,350 | $737,700 | $258,900 | $478,800 | 
| 2021 | $19,129 | $737,700 | $258,900 | $478,800 | 
| 2020 | $18,959 | $737,700 | $258,900 | $478,800 | 
| 2019 | $18,133 | $737,700 | $258,900 | $478,800 | 
| 2018 | $17,683 | $737,700 | $258,900 | $478,800 | 
| 2017 | $17,351 | $737,700 | $258,900 | $478,800 | 
| 2016 | $16,871 | $737,700 | $258,900 | $478,800 | 
| 2015 | $14,088 | $521,600 | $240,300 | $281,300 | 
| 2014 | $13,848 | $521,600 | $240,300 | $281,300 | 
                Source: Public Records
                    
            
        Map
Source: Garden State MLS
MLS Number: 3036313
 
					APN: 48-03803-0000-00006
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