NOT LISTED FOR SALE

495 Lake Rd Troy, VA 22974

Estimated Value: $216,000 - $319,000

3 Beds
1 Bath
1,092 Sq Ft
$258/Sq Ft Est. Value

Last Sold December 18, 2020

Last sale price $125,500 $115 Per Sq Ft

Est. 125% increase in value since last sale

Current estimated payment $1,684/month

27 Days on Market

Highlights

  • Concrete Block With Brick
  • 1-Story Property
  • Forced Air Heating System
  • Living Room

About This Home

As of December 2020

Three Bedroom home in Hunters Lake. This large 10.71 acre lot offers ample space for gardens, hiking and outdoor enjoyment Located close to the I-64 Zion Cross Road Exit, this home is centrally located.

Last Agent to Sell the Property

Kyle Olson

MONTAGUE, MILLER & CO. - WESTFIELD License #0225183258 Listed on: 09/29/2020

Last Buyer's Agent

Yvette Okros

AVENUE REALTY, LLC License #0225057745

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,788

Year Built

  • 1983

Lot Details

  • 10.71 Acre Lot
  • Property is zoned A-1 Agricultural

HOA Fees

  • $32 Monthly HOA Fees

Home Design

  • Concrete Block With Brick

Interior Spaces

  • 1-Story Property
  • Living Room
  • Electric Range
  • Dryer

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Well
  • Septic Tank

Listing and Financial Details

  • Foreclosure
  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 11 5 12

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,788

Year Built

1983

Lot Details

0

HOA Fees

$32 per month

Listing Details

  • Class: Residential
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1092
  • Below Grade Total Sq Ft: 1092
  • Design: Ranch
  • Foreclosure: Yes
  • L V T Date: 09/29/2020
  • Parcel Number: 11 5 12
  • Price Per Sq Ft: 114.93
  • Total Sq Ft: 2184
  • Total Unfinished Sq Ft: 1092
  • Type of Construction: On Site Built
  • Zoning: A-1 Agricultural
  • Special Features: 20
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1983

Interior Features

  • Unfinished Below Grade Sq Ft: 1092
  • Laundry: Dryer, Washer Hookup
  • Basement Type: Full, Inside Access, Outside Entrance, Unfinished, Walk Out, Windows
  • Room 1: Living Room, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Bedroom, On Level: 1
  • Room 4: Bedroom, On Level: 1
  • Room 5: Bedroom, On Level: 1
  • Room 6: Full Bath, On Level: 1
  • Total Finished Sq Ft: 1092
  • Above Grade Finished Sq Ft: 1092
  • Basement: Yes
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Electric Range, Refrigerator
  • Level: 1 Story
  • Master Bedon Main Level: Yes
  • Bathrooms: 1
  • Number of Main Level Bathrooms: 1
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 1
  • Room Types: Bedroom, Full Bath, Kitchen, Living Room
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Kitchen (L1), Living Room (L1)
  • Source of Sq Ft: Owner

Exterior Features

  • Number Of Acres: 10.71
  • View: Wooded View

Utilities

  • Heating: Forced Air, Propane
  • Sewer/Septic System: Septic Tank
  • Water: Individual Well

Condo/Co-op/Association

  • Association Fee: Hoa
  • Association Frequency: Annual
  • Association Fee: 381

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2020
Closed on
Dec 16, 2020
Sold by
Hud
Bought by
Albright Ronald E and Veach Jennifer M
Seller's Agent
Kyle Olson
MONTAGUE, MILLER & CO. - WESTFIELD
Buyer's Agent
Yvette Okros
AVENUE REALTY, LLC
List Price
$123,000
Sold Price
$125,500
Premium/Discount to List
$2,500
2.03%
Current Estimated Value
$282,041

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$156,541
Avg. Annual Appreciation
17.76%

Purchase Details

Closed on
Oct 1, 2019
Sold by
Surety Trustess Llc
Bought by
Amerisave Mortgage Corp
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Albright Ronald E $125,500 Stewart Title Guaranty Compa
Amerisave Mortgage Corp $140,130 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Albright Ronald E $167,000
Closed Albright Ronald E $100,000
Previous Owner Moyers Jasper E $201,558
Previous Owner Moyers Jasper E $203,439
Previous Owner Moyers Jasper E $209,507
Previous Owner Moyers Jasper E $221,777
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/18/2020 12/18/20 Sold $125,500 +2.0% $115 / Sq Ft
10/26/2020 10/26/20 Pending -- -- --
09/29/2020 09/29/20 For Sale $123,000 -- $113 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,788 $238,400 $49,500 $188,900
2024 $1,435 $170,000 $49,500 $120,500
2023 $1,728 $204,700 $84,200 $120,500
2022 $1,595 $183,300 $81,700 $101,600
2021 $1,595 $183,300 $81,700 $101,600
2020 $1,597 $172,700 $81,700 $91,000
2019 $1,597 $172,700 $81,700 $91,000
2018 $1,492 $164,500 $81,700 $82,800
2017 $1,492 $164,500 $81,700 $82,800
2016 $1,515 $165,200 $81,700 $83,500
2015 $1,440 $165,200 $81,700 $83,500
2014 $1,440 $163,600 $81,700 $81,900
Source: Public Records

Agents Affiliated with this Home

  • Kyle Olson

    Seller's Agent in 2020

    Kyle Olson

    MONTAGUE, MILLER & CO. - WESTFIELD

    (540) 649-4131

    65 Total Sales

    Kyle Olson
    Section Image
  • Yvette Okros

    Buyer's Agent in 2020

    Yvette Okros

    AVENUE REALTY, LLC

    (434) 466-6686

    252 Total Sales

    Yvette Okros
    Section Image
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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 609048

Charlottesville area Association of Realtors®

APN: 11 5 12

Virginia Fluvanna County Troy 22974

495 Lake Rd, Troy, VA

This home is located at 495 Lake Rd, Troy, VA 22974 since 29 September 2020 and is currently estimated at $282,041, approximately $258 per square foot. This property was built in 1983. 495 Lake Rd is a home located in Fluvanna County with nearby schools including Central Elementary School, West Central Primary School, and Carysbrook Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Charlottesville area Association of Realtors® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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