$615,000
SOLD JUL 10, 2026

495 Shore Dr Big Sandy, TN 38221

4 Beds
3 Baths
2,988 Sq Ft
0.49 Acre Lot

Sale Details

Date Sold: July 10, 2026

$206 Per Sq Ft

9% Below List Price

80 Days on Market

Highlights

  • Lake Front
  • Deck
  • No HOA
  • Docks
  • Wood Flooring
  • Screened Porch

About This Home

As of July 2026

Stunning Waterfront Home with Private Boat Lift & Incredible Views of Kentucky Lake! Enjoy lakefront living at its finest in waterfront home, complete with a 2-man lift that provides easy access to a spacious boat dock featuring a Hydro lift for your pontoon or boat, large sunning area, and a fish cleaning station for your daily catch. The open-concept living and dining area boasts sweeping lake views and opens onto a charming screened-in porch! Its perfect for relaxing and entertaining. The primary suite offers serene waterfront views, a large ensuite bath with double vanities, a walk-in shower, and a generous walk-in closet. A second bedroom is located near a full hall bath with a separate tub and shower. Convenience meets functionality with a utility/laundry area just off the kitchen and dinette space, leading directly to a double enclosed garage. Downstairs, the heated and cooled basement features a spacious den with tile flooring, a full bath, and two lakeside bedrooms, each with spectacular water views. An additional bonus room can serve as a home office or 5th bedroom. Also included is a 6'x13' safe room, a workshop/furnace area with utility sink, and an exterior access door. Step outside from the basement den onto a large, covered wooden deck, which leads to a patio area with fire pit, an ideal spot to watch wildlife and enjoy the natural beauty of the lakefront setting. This home blends comfort, convenience, and waterfront luxury! This is your perfect escape on Kentucky Lake!

Last Agent to Sell the Property

Ashley Roberts

Hamilton Young LLC Brokerage Phone: 6154294424 License #319916 Listed on: 03/17/2026

Co-Listed By

Carrye M. Jackson

Moody Realty Company, Inc. Brokerage Phone: 6154294424 License #260087

Last Buyer's Agent

Cereice Morris

Lake Homes Realty, LLC License #364203

Lake Homes Realty, LLC
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,516

Year Built

  • Built in 1994

Lot Details

  • 21,344 Sq Ft Lot
  • Lake Front
  • Sloped Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Screened Porch
  • Lake Views
  • Built-In Electric Range

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • 3 Full Bathrooms

Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Outdoor Features

  • Docks
  • Deck
  • Patio

Schools

  • Big Sandy Elementary And Middle School
  • Big Sandy High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Kentucky Lake Heights Site 1 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 025A A 01700 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,516

Year Built

Built in 1994

Lot Details

0.49 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1994
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Existing
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Built-In Electric Range
  • Flooring: Carpet, Wood, Tile
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Has Basement: Full, Exterior Entry
  • Above Grade Finished Sq Ft: 1494
  • Below Grade Sq Ft: 1494
  • Building Area Units: Square Feet
  • Living Area: 2988
  • Living Area Units: Square Feet

Exterior Features

  • Exterior Features: Dock
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Deck, Patio, Screened
  • Pool Private: No
  • Topography: Sloped,Views
  • View: Lake, Water
  • View: Yes
  • Waterfront Features: Lake Front
  • Waterfront: Yes

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Faces Front
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Sloped, Views
  • Lot Size Acres: 0.49
  • Lot Size: 100X222 IRR
  • Lot Size Units: Acres
  • Parcel #: 025A A 01700 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 2516

MLS Schools

  • Elementary School: Big Sandy School
  • High School: Big Sandy School
  • Middle Or Junior School: Big Sandy School

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 10, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,000
Outstanding Balance
$48,740
Interest Rate
3.44%
Mortgage Type
Cash
Estimated Equity
$578,266

Purchase Details

Closed on
Jun 27, 1997
Sold by
Bought by

Purchase Details

Closed on
Apr 23, 1993
Bought by

Purchase Details

Closed on
Oct 19, 1981
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $440,000 --
Deed $205,000 --
Warranty Deed $11,100 --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $308,000 Cash
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/10/2026 07/10/26 Sold $615,000 -2.3% $206 / Sq Ft
05/13/2026 05/13/26 Price Changed $629,500 -0.1% $211 / Sq Ft
05/12/2026 05/12/26 Price Changed $629,900 -3.0% $211 / Sq Ft
04/13/2026 04/13/26 Price Changed $649,500 -3.8% $217 / Sq Ft
03/17/2026 03/17/26 For Sale $675,000 -- $226 / Sq Ft
Source: Realtracs

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,516 $147,400 $13,500 $133,900
2024 $2,558 $93,800 $12,500 $81,300
2023 $2,275 $83,400 $12,500 $70,900
2022 $2,275 $83,400 $12,500 $70,900
2021 $2,275 $83,400 $12,500 $70,900
2020 $2,277 $83,400 $12,500 $70,900
2019 $2,596 $88,000 $21,250 $66,750
2018 $2,463 $83,475 $21,250 $62,225
2017 $2,463 $83,475 $21,250 $62,225
2016 $2,463 $83,475 $21,250 $62,225
2015 $2,496 $83,475 $21,250 $62,225
2014 $2,156 $83,475 $21,250 $62,225
2013 $2,156 $73,348 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: RTC3150382

Realtracs

APN: 025A-A-017.00

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