$525,000
SOLD MAR 10, 2026

495 W Central Ave Tracy, CA 95376

3 Beds
2 Baths
1,306 Sq Ft
5,998 Sq Ft Lot Lot

Sale Details

Date Sold: March 10, 2026

$402 Per Sq Ft

5% Below List Price

23 Days on Market

Highlights

  • Contemporary Architecture
  • Cathedral Ceiling
  • Granite Countertops
  • John C. Kimball High School Rated A-
  • Outdoor Kitchen
  • No HOA

About This Home

As of March 2026

Welcome to 495 W Central Ave, a well-located property in the heart of Tracy offering exceptional convenience and versatility. Situated near downtown. Home features 3 bedroom & 2 baths with granite counter tops & remodeled cabinets. Open floor plane with laminate flooring throughout. Cozy fireplace. Step into the private back yard with covered patio, nice grass area and storage shed. Home provides easy access to shopping, dining, schools, and commuter routes, making it ideal for both homeowners and investors. Must See.

Last Agent to Sell the Property

Juan Barragan

Intero Real Estate Services License #01466287 Listed on: 01/15/2026

Intero Real Estate Services

Last Buyer's Agent

Linda Castro

Berkshire Hathaway HomeServices-Drysdale Properties License #01931243

Berkshire Hathaway HomeServices-Drysdale Properties

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1984

Lot Details

  • 5,998 Sq Ft Lot
  • Wood Fence
  • Sprinklers on Timer

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Frame Construction
  • Tile Roof

Interior Spaces

  • 1,306 Sq Ft Home
  • 1-Story Property
  • Cathedral Ceiling
  • Family Room with Fireplace
  • Family Room on Second Floor
  • Formal Dining Room
  • Laminate Flooring
  • Laundry in Garage

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Built-In Electric Oven
  • Built-In Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Kitchen

Utilities

  • Central Heating and Cooling System
  • 220 Volts

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 246-090-08

Home Details

Home Type

Single Family

Year Built

Built in 1984

Lot Details

5,998 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Stories: 1
  • Year Built: 1984
  • Architectural Style: Contemporary
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Electric Oven, Built-In Electric Range, Dishwasher, Microwave
  • Interior Amenities: Cathedral Ceiling
  • Fireplace Features: Family Room
  • Fireplaces: 1
  • Flooring: Laminate
  • Master Bathroom Features: Shower Stall(s)
  • Master Bedroom Features: Closet
  • Total Bathrooms: 2
  • Bathroom Features: Tub w/Shower Over
  • Dining Room Features: Breakfast Nook, Formal Room, Dining Bar, Dining/Family Combo
  • Kitchen Features: Granite Counter, Island
  • Living Room Features: Cathedral/Vaulted
  • Main Level: Dining Room, Family Room, Kitchen
  • Price Per Square Foot: 401.99
  • Square Footage: 1306.00

Exterior Features

  • Construction Materials: Frame, Wood
  • Disclosures/Documents: Disclosure Package Available
  • Exterior Features: Kitchen
  • Fencing: Wood, Fenced
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 550000.00
  • Lot Features: Manual Sprinkler F&R, Auto Sprinkler F&R
  • New Construction: No
  • Patio And Porch Features: Covered Patio
  • Pool: No
  • Property Condition: Original
  • Roof: Tile
  • Spa: No
  • View Description: Other

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached

Utilities

  • Security: Carbon Mon Detector, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public
  • Cooling: Central
  • Electric: 220 Volts
  • Heating: Central
  • Laundry Features: In Garage
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Tracy Unified

Lot Info

  • Zoning: Residential
  • Irrigation: Public District
  • Lot Size Acres: 0.1377
  • Lot Size Sq Ft: 5998.00

Green Features

  • Energy Efficient: Appliances

Rental Info

  • Current Rent: 2300

Multi Family

Tax Info

  • Assessor Parcel Number: 246-090-08
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): San Joaquin

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 15, 2026
Closed on
Mar 2, 2026
Sold by
Arcos Gloria and Raul Hernandez
Bought by
Rios Lucia
Seller's Agent
Juan Barragan
Intero Real Estate Services
Buyer's Agent
Linda Castro
Berkshire Hathaway HomeServices-Drysdale Properties
List Price
$550,000
Sold Price
$525,000
Premium/Discount to List
-$25,000
-4.55%
Views
93

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.45%
Original Mortgage
$15,750
Outstanding Balance
$15,750
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$526,542

Purchase Details

Listed on
Jun 3, 2013
Closed on
Sep 6, 2013
Sold by
Atta Khair and Atta Mirmon
Bought by
Arcos Gloria L and Hernandez Raul
Seller's Agent
Glenn Willbanks
Fallavena & Willbanks
Buyer's Agent
Juan Barragan
Intero Real Estate Services
List Price
$299,900
Sold Price
$275,000
Premium/Discount to List
-$24,900
-8.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$270,019
Interest Rate
4.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 14, 2009
Sold by
Deutsche Bank National Trust Company
Bought by
Atta Khair and Atta Mirmon

Purchase Details

Closed on
Sep 11, 2008
Sold by
Maldonado Mario
Bought by
Deutsche Bank National Trust Co

Purchase Details

Closed on
Apr 18, 2006
Sold by
Pineda Gloria Lopez
Bought by
Maldonado Mario

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,000
Interest Rate
7.45%
Mortgage Type
Balloon

Purchase Details

Closed on
Apr 12, 2006
Sold by
Miranda Jesus O and Miranda Carmelita R
Bought by
Maldanaldo Mario

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$368,000
Interest Rate
7.45%
Mortgage Type
Balloon
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $525,000 Wfg National Title Insurance C
Grant Deed $275,000 Old Republic Title Company
Grant Deed $153,000 Lsi Title Agency Inc
Trustee Deed $1,000 None Available
Interfamily Deed Transfer -- Fidelity Natl Title Co Of Ca
Grant Deed $460,000 Fidelity Natl Title Co Of Ca
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $15,750 New Conventional
Open $506,620 New Conventional
Previous Owner $270,019 FHA
Previous Owner $368,000 Balloon
Previous Owner $92,000 Stand Alone Second
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/10/2026 03/10/26 Sold $525,000 -4.5% $402 / Sq Ft
02/07/2026 02/07/26 Pending -- -- --
01/15/2026 01/15/26 For Sale $550,000 +100.0% $421 / Sq Ft
09/11/2013 09/11/13 Sold $275,000 -8.3% $211 / Sq Ft View Prior Sale
08/14/2013 08/14/13 Pending -- -- --
06/01/2013 06/01/13 For Sale $299,900 -- $230 / Sq Ft
Source: MetroList

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,884 $337,101 $67,417 $269,684
2024 $3,580 $330,493 $66,096 $264,397
2023 $3,523 $324,013 $64,800 $259,213
2022 $3,449 $317,661 $63,530 $254,131
2021 $3,406 $311,434 $62,285 $249,149
2020 $3,383 $308,242 $61,647 $246,595
2019 $3,327 $302,199 $60,439 $241,760
2018 $3,269 $296,274 $59,254 $237,020
2017 $3,106 $290,466 $58,093 $232,373
2016 $3,136 $284,771 $56,954 $227,817
2014 $2,915 $275,000 $55,000 $220,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 226001281

MetroList

APN: 246-090-08

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