NOT LISTED FOR SALE

497 Cedar Ridge Rd Union Hall, VA 24176

Estimated Value: $968,000 - $1,024,000

3 Beds
2 Baths
2,400 Sq Ft
$412/Sq Ft Est. Value

Last Sold August 27, 2021

Last sale price $700,000 $292 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $5,522/month

Highlights

  • 206 Feet of Waterfront
  • Floating Dock
  • Ranch Style House
  • Marina
  • Lake View
  • Cathedral Ceiling

About This Home

As of August 2021

Enjoy lake life in this well cared for home with cathedral ceilings, hardwood floors and a double garage w/ a large workshop. Great wide water view: Home has 206 ft of waterfront with a single covered boat dock, that is expandable to a double boat dock. This home has a gentle brick paver walkway to the boat dock with nice deep water. Cedar Ridge community offers a boat ramp and common use docks. Minutes to the new music amphitheater The Coves at Smith Mountain Lake!

Last Agent to Sell the Property

Sylvia Pagans

MKB, REALTORS(r) - AT THE LAKE License #0225137077 Listed on: 06/18/2021

Co-Listed By

Mike Pagans

MKB, REALTORS(r) - AT THE LAKE License #0225161007

Last Buyer's Agent

David Simon

WAINWRIGHT & CO., REALTORS(r)- LAKE License #0225104207

WAINWRIGHT & CO., REALTORS(r)- LAKE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,887

Year Built

  • Built in 1988

Lot Details

  • 0.7 Acre Lot
  • 206 Feet of Waterfront
  • Gentle Sloping Lot

HOA Fees

  • $8 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Stone Siding

Interior Spaces

  • Cathedral Ceiling
  • Sliding Doors
  • Living Room with Fireplace
  • Lake Views
  • Basement Fills Entire Space Under The House
  • Attic Fan
  • Laundry on main level

Kitchen

  • Electric Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Personal Watercraft Lift
  • Rip-Rap
  • Boat Hoist or Davit
  • Floating Dock
  • Covered Dock
  • Covered Patio or Porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 5

Community Details

Overview

  • Jeff Dupler Association
  • Cedar Ridge Subdivision

Recreation

  • Marina

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,887

Year Built

Built in 1988

Lot Details

0

HOA Fees

$8 per month

Listing Details

  • Interior Features: Cathedral Ceiling
  • Heating System: Heat Pump Electric
  • Fireplace(s): Living Room
  • Type: A
  • Property Subtype 1: Single Family Residence
  • Has Basement: Full Basement
  • Major Appliances: Dishwasher, Disposer, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Central Cooling, Heat Pump Electric
  • Outside Features: Covered Porch, Paved Driveway
  • Views: Lake, Sunset
  • BedroomsBREntryLevel: 2
  • BedroomsBRLowerLevel: 1
  • EntryAboveGrdFin Sq Ft: 1200.00
  • ExteriorDoors: Full View, Sliding
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsEntryLvl: 1
  • FullBathsFullBathsLowerLvl: 1
  • Grand Total Attached S Q F T: 2976
  • Internet Access: Cable
  • LaundryLaundryLowerLevel: 1
  • LengthOfWaterfront: 206.00
  • LowerBelowGrdFin Sq Ft: 1200.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBRLowerLvl: 1
  • NumberPrimCovSpaces: 2.00
  • Phone Email: info@cedarridge.org
  • P O A Condo Contact Name: Jeff Dupler
  • POACondoDues: 100.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • RatifiedContractDt: 2021-07-19
  • Residential Type: Detached
  • Style Of House: Ranch
  • SubagentAuthorized: Yes
  • SubdivisionMap: Cedar Ridge
  • Total Above Grd Fin S Q F T: 1200
  • TotalBdrm: 3
  • TotalBths: 2.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 2
  • Total Finished Sq Ft: 2400.00
  • TotalUnfin Sq Ft: 576.00
  • Unfinished Attached S Q F T Lower Below Grd Unfin S Q F T: 576.00
  • Water Class: Waterfront Property
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Paved Road, Underground Util

Schools

  • Elementary School: Glade Hill
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Green Features

  • Energy Features: Attic Fan
  • Water Features: Cove, Riprap Shoreline

Lot Info

  • Lot Description: Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.70
  • Lot: 5

Building Info

  • Year Built: 1988

Tax Info

  • Taxes (6 mo): 2887.00
  • FILLTAXID: 0520400500

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2021
Closed on
Aug 26, 2021
Sold by
Jensen Kenneth E and Jensen Shirley A
Bought by
Adams Steven Edward and Adams Hope Yvonne
Seller's Agent
Sylvia Pagans
MKB, REALTORS(r) - AT THE LAKE
Buyer's Agent
David Simon
WAINWRIGHT & CO., REALTORS(r)- LAKE
List Price
$719,000
Sold Price
$700,000
Premium/Discount to List
-$19,000
-2.64%
Current Estimated Value
$989,769

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$289,769
Avg. Annual Appreciation
7.79%
Original Mortgage
$525,000
Outstanding Balance
$482,887
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$465,444

Purchase Details

Listed on
May 31, 2013
Closed on
Jul 12, 2013
Sold by
Sher Harriett C
Bought by
Jensen Kenneth E and Jensen Shirley A
Seller's Agent
Jane Sullivan Horne
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Dexter Rakes
MKB, REALTORS(r) - AT THE LAKE
List Price
$448,000
Sold Price
$445,000
Premium/Discount to List
-$3,000
-0.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.77%
Original Mortgage
$356,000
Interest Rate
4%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adams Steven Edward $700,000 Accommodation
Jensen Kenneth E $445,000 Fidelity National Title Ins
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Adams Steven Edward $525,000
Previous Owner Jensen Kenneth E $356,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/27/2021 08/27/21 Sold $700,000 -2.6% $292 / Sq Ft
07/19/2021 07/19/21 Pending -- -- --
06/18/2021 06/18/21 For Sale $719,000 +61.6% $300 / Sq Ft
07/29/2013 07/29/13 Sold $445,000 -0.7% $185 / Sq Ft
06/06/2013 06/06/13 Pending -- -- --
05/31/2013 05/31/13 For Sale $448,000 -- $187 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,893 $703,100 $210,000 $493,100
2023 $2,780 $455,700 $195,000 $260,700
2022 $2,780 $455,700 $195,000 $260,700
2021 $2,780 $455,700 $195,000 $260,700
2020 $2,780 $455,700 $195,000 $260,700
2019 $2,740 $449,200 $195,000 $254,200
2018 $2,740 $449,200 $195,000 $254,200
2017 $2,471 $418,400 $205,000 $213,400
2016 $2,471 $418,400 $205,000 $213,400
2015 -- $418,400 $205,000 $213,400
2014 -- $418,400 $205,000 $213,400
2013 -- $418,400 $205,000 $213,400
Source: Public Records

Agents Affiliated with this Home

  • S

    Seller's Agent in 2021

    Sylvia Pagans

    MKB, REALTORS(r) - AT THE LAKE

    (540) 420-0675

    8 in this area

    34 Total Sales

    Sylvia Pagans
    Section Image

  • M

    Seller Co-Listing Agent in 2021

    Mike Pagans

    MKB, REALTORS(r) - AT THE LAKE

    6 in this area

    28 Total Sales

    Mike Pagans
    Section Image

  • D

    Buyer's Agent in 2021

    David Simon

    WAINWRIGHT & CO., REALTORS(r)- LAKE

    (434) 426-1520

    9 in this area

    129 Total Sales

    David Simon
    Section Image

  • J

    Seller's Agent in 2013

    Jane Sullivan Horne

    BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

    (540) 493-1690

    15 in this area

    114 Total Sales

    Jane Sullivan Horne
    Section Image

  • D

    Buyer's Agent in 2013

    Dexter Rakes

    MKB, REALTORS(r) - AT THE LAKE

    (540) 580-9007

    10 Total Sales

    Dexter Rakes
    Section Image
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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 881054

Roanoke Valley Association of REALTORS®

APN: 0520400500

Virginia Franklin County Union Hall 24176

497 Cedar Ridge Rd, Union Hall, VA

This home is located at 497 Cedar Ridge Rd, Union Hall, VA 24176 since 18 June 2021 and is currently estimated at $989,769, approximately $412 per square foot. This property was built in 1988. 497 Cedar Ridge Rd is a home located in Franklin County with nearby schools including Glade Hill Elementary School, Benjamin Franklin Middle School, and Franklin County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Roanoke Valley Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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