Seller's Agent in 2026
Lisa Meegan
eXp Realty
(618) 719-9996
194 Total Sales
497 Mary Dr Waterloo, IL 62298
Waterloo AreaEstimated Value: $295,000 - $339,000
3
Beds
2
Baths
1,640
Sq Ft
$193/Sq Ft
Est. Value
Highlights
- Active Adult
- Vaulted Ceiling
- Corner Lot
- Open Floorplan
- Ranch Style House
- No HOA
About This Home
As of April 2026PHOTOS COMING THURSDAY - PUBLIC OPEN HOUSE Friday, February 24, 2026 from 4 - 6 p.m.! Welcome to 497 Mary Drive in Waterloo, Illinois — a beautifully updated ranch home built in 1995, perfectly positioned on a desirable corner lot just off Lakeview Drive. This 3 bedroom, 2 full bath home offers an open and inviting floor plan with vaulted ceilings and a cozy gas fireplace that creates the perfect gathering space. Originally designed as a 2 bedroom, 2 bath home with an office just off the foyer to the left, the current homeowners thoughtfully enclosed the hallway office to create a true third bedroom — adding both functionality and flexibility to the layout. The eat-in kitchen is truly the heart of the home, showcasing stunning white cabinetry — some with elegant glass-front doors — crown molding, granite countertops, a breakfast bar, built-in trash container, touch-operated faucet, and KitchenAid appliances that will all remain. A huge custom pantry with a barn-style sliding door adds both charm and practicality. The updated laundry room is a standout feature, beautifully renovated with tile flooring, additional cabinetry, new can lighting, and a convenient pocket door. The spacious primary suite offers shiplap accents, crown molding, a custom walk-in closet, and a large private bath complete with a single bowl vanity and separate tub and shower. Additional shiplap details in the foyer and primary bedroom bring warm, modern farmhouse character throughout the home. This home offers not one, but two hot water heaters — providing added convenience and efficiency for daily use. Step outside to enjoy the covered patio with ceiling fan — perfect for relaxing evenings or entertaining guests — along with a storage shed for added storage. The lower level remains unfinished, offering a blank canvas and endless potential for additional living space, recreation area, or storage. This home has been meticulously maintained with extensive updates, including: new roof on home and shed (2025 by Total Roofing), lime-washed exterior brick, vinyl siding by Jacob (2025), new garage door system (2025), HVAC system by Belloman (2024), primary bath updates (2023), built-in closet system in the primary bedroom (2023), carpet and LVP flooring throughout (2021), hot water heater (2021), lighting, door hinges and knobs replaced (2020), fence installation (2020), updated blinds throughout, smart thermostat system, and more. If you’ve been searching for a move-in ready home with modern updates, character, and room to grow — 497 Mary Drive is ready to welcome you home.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,740
Year Built
- Built in 1995
Lot Details
- 9,583 Sq Ft Lot
- Back Yard Fenced
- Corner Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Brick Veneer
- Frame Construction
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,640 Sq Ft Home
- Open Floorplan
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Pocket Doors
- Panel Doors
- Living Room with Fireplace
- Combination Kitchen and Dining Room
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Gas Oven
- Gas Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Bathtub
Laundry
- Laundry Room
- Laundry on main level
Basement
- Basement Fills Entire Space Under The House
- Rough-In Basement Bathroom
Outdoor Features
- Patio
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 220 Volts
- Gas Water Heater
Community Details
- Active Adult
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-349-030-000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 27, 2026
Closed on
Apr 3, 2026
Sold by
Bought by
Seller's Agent
Lisa Meegan
eXp Realty
Buyer's Agent
Rodney Holt
Real Broker, LLC
List Price
$319,900
Sold Price
$324,900
Premium/Discount to List
$5,000
1.56%
Views
32
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,670
Avg. Annual Appreciation
-5.94%
Original Mortgage
$259,920
Outstanding Balance
$259,229
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$58,001
Purchase Details
Listed on
Nov 27, 2019
Closed on
Feb 7, 2020
Sold by
Bought by
Seller's Agent
Lisa Meegan
eXp Realty
Buyer's Agent
Lisa Meegan
eXp Realty
List Price
$249,900
Sold Price
$207,000
Premium/Discount to List
-$42,900
-17.17%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.59%
Original Mortgage
$196,650
Interest Rate
3.74%
Mortgage Type
New Conventional
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $325,000 | First American Title | ||
| $207,000 | Monroe County Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $259,920 | ||
| Previous Owner | $31,310 | ||
| Previous Owner | $201,000 | ||
| Previous Owner | $196,650 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/03/2026 04/03/26 | Sold | $324,900 | +1.6% | $198 / Sq Ft | |
| 02/27/2026 02/27/26 | For Sale | $319,900 | +54.5% | $195 / Sq Ft | |
| 02/07/2020 02/07/20 | Sold | $207,000 | -5.9% | $126 / Sq Ft | View Prior Sale |
| 12/03/2019 12/03/19 | Price Changed | $220,000 | -12.0% | $134 / Sq Ft | |
| 11/27/2019 11/27/19 | For Sale | $249,900 | -- | $152 / Sq Ft |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,740 | $81,480 | $15,240 | $66,240 |
| 2024 | $4,740 | $86,083 | $16,095 | $69,988 |
| 2023 | $4,732 | $81,320 | $14,920 | $66,400 |
| 2022 | $4,339 | $74,080 | $15,140 | $58,940 |
| 2021 | $4,259 | $71,390 | $11,760 | $59,630 |
| 2020 | $3,839 | $68,320 | $11,760 | $56,560 |
| 2019 | $3,203 | $67,010 | $11,760 | $55,250 |
| 2018 | $3,689 | $63,650 | $8,940 | $54,710 |
| 2017 | $3,250 | $65,407 | $9,101 | $56,306 |
| 2016 | $0 | $61,300 | $7,950 | $53,350 |
| 2015 | $3,251 | $62,460 | $9,300 | $53,160 |
| 2014 | $3,128 | $59,990 | $9,300 | $50,690 |
| 2012 | -- | $61,850 | $13,560 | $48,290 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Meegan
-
Rodney Holt
Buyer's Agent in 2026
Rodney Holt
Real Broker, LLC
(618) 512-2076
26 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS26010990
APN: 07-25-349-030-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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