NOT LISTED FOR SALE

497 N Charles St Unit 2 Cortland, IL 60112

Estimated Value: $204,000 - $233,000

3 Beds
1.5 Baths
1,200 Sq Ft
$178/Sq Ft Est. Value

Last Sold July 12, 2024

Last sale price $204,900 $171 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,633/month

5 Days on Market

Highlights

  • 2 Car Attached Garage
  • Resident Manager or Management On Site
  • Water Softener is Owned
  • Dry Bar
  • Forced Air Heating and Cooling System
  • Combination Dining and Living Room

About This Home

As of July 2024

Gorgeous & affordable townhome in Cortland Estates Subdivision looking for new buyers! Close to McPhillips Park & the new Pickleball courts, Cortland's NEW Sprinkler Park, & a short walk to the school bus stops. This home features a true 3 bedroom layout all located on the 2nd floor, 1-1/2 bathrooms, a finished basement with storage area & 2 car garage. Updates include new water softener 2024, roof 2023, water heater 2021. You will love the small town feel with the convenience of a short drive to shopping, schools, restaurants, 2 hospitals, Hopkins Park, I-88, the Elburn train station, downtown Sycamore & DeKalb, NIU & so much more. Selling AS-IS, please mark on the 7.0 contract.

Last Agent to Sell the Property

Marvin Ferguson

Berkshire Hathaway HomeServices Starck Real Estate License #475134748 Listed on: 06/01/2024

Berkshire Hathaway HomeServices Starck Real Estate

Co-Listed By

Elizabeth Grujic

Berkshire Hathaway HomeServices Starck Real Estate License #475195817

Last Buyer's Agent

Marvin Ferguson

Berkshire Hathaway HomeServices Starck Real Estate License #475134748 Listed on: 06/01/2024

Berkshire Hathaway HomeServices Starck Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,993

Year Built

  • Built in 2002

Lot Details

  • Lot Dimensions are 61x39.6

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,200 Sq Ft Home
  • 2-Story Property
  • Dry Bar
  • Ceiling Fan
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Laminate Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

Schools

  • Cortland Elementary School
  • Huntley Middle School
  • De Kalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 4 Units
  • Manager Association, Phone Number (815) 787-7368
  • Property managed by Townsend Management

Pet Policy

  • Dogs and Cats Allowed

Security

  • Resident Manager or Management On Site
  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,993

Year Built

Built in 2002

Lot Details

0

HOA Fees

$175 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Year Built: 2002
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Owned
  • Basement: Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 288
  • Fireplace Features: Attached Fireplace Doors/Screen, Gas Log
  • Fireplaces: 1
  • Interior Amenities: Bar-Dry, Wood Laminate Floors, Second Floor Laundry
  • LivingArea: 1200
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 1488
  • Basement Description: Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 1200
  • Basement Sq Ft: 480
  • Fireplace Location: Living Room
  • Square Footage Comments: 1200 sq ft for main level & upper level
  • Total Sq Ft: 1680
  • Unfinished Basement Sq Ft: 192
  • Upper Level Sq Ft: 720
  • Main Level Sq Ft: 480
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Foundation Details: Concrete Perimeter
  • List Price: 204900
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway
  • ParkingTotal: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 175
  • Association Fee Frequency: Monthly
  • Management: Manager Off-site
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Townsend Management
  • Management Contact Name: Manager
  • Management Phone: 815-787-7368
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Cortland Elementary School
  • High School: De Kalb High School
  • Middle/Junior School: Huntley Middle School
  • Middle/Junior School District: 428

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 61X39.6
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3993.14
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Multi Family

  • Units in Building: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2024
Closed on
Jul 8, 2024
Sold by
Pattinson Seth S and Pattinson Eva L
Bought by
Owens Alexandra Lee
Seller's Agent
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Marvin Ferguson
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$204,900
Sold Price
$204,900
Views
8
Current Estimated Value
$213,691

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,791
Avg. Annual Appreciation
3.36%
Original Mortgage
$163,920
Outstanding Balance
$161,722
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$51,969

Purchase Details

Listed on
Aug 8, 2018
Closed on
Sep 28, 2018
Sold by
Genseke Brent
Bought by
Pattinson Seth S and Pattinson Eva L
Seller's Agent
Dennis Maakestad
Century 21 Circle
Buyer's Agent
Connie Ott
Swanson Real Estate
List Price
$125,000
Sold Price
$123,000
Premium/Discount to List
-$2,000
-1.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.21%
Original Mortgage
$124,242
Interest Rate
5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Owens Alexandra Lee $205,000 None Listed On Document
Pattinson Seth S $123,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Owens Alexandra Lee $163,920
Previous Owner Pattinson Seth S $124,242
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/12/2024 07/12/24 Sold $204,900 0.0% $171 / Sq Ft
06/07/2024 06/07/24 Pending -- -- --
06/01/2024 06/01/24 For Sale $204,900 +66.6% $171 / Sq Ft
09/28/2018 09/28/18 Sold $123,000 -1.6% $103 / Sq Ft View Prior Sale
08/17/2018 08/17/18 Pending -- -- --
08/08/2018 08/08/18 For Sale $125,000 -- $104 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,933 $52,759 $5,271 $47,488
2023 $3,933 $47,965 $4,931 $43,034
2022 $3,963 $45,777 $4,706 $41,071
2021 $3,982 $43,585 $4,481 $39,104
2020 $3,969 $42,225 $4,341 $37,884
2019 $3,831 $40,453 $4,159 $36,294
2018 $3,085 $32,949 $3,933 $29,016
2017 $2,554 $27,454 $3,744 $23,710
2016 $2,411 $25,803 $3,519 $22,284
2015 -- $24,231 $3,305 $20,926
2014 -- $23,322 $3,181 $20,141
2013 -- $24,168 $3,296 $20,872
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12069720

Midwest Real Estate Data (MRED)

APN: 09-20-102-017