NOT LISTED FOR SALE

497 Riverside Dr Center Cross, VA 22437

Estimated Value: $698,000 - $860,000

3 Beds
2 Baths
2,239 Sq Ft
$357/Sq Ft Est. Value

Last Sold April 24, 2024

Last sale price $766,200 $342 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $4,464/month

13 Days on Market

Highlights

  • Beach Front
  • Beach
  • River Access
  • Docks
  • Community Boat Facilities
  • Boat Ramp

About This Home

As of April 2024

Nestled along the tranquil shores of the Rappahannock River, 497 Riverside Dr. embodies the epitome of waterfront living in South Hill Banks. This meticulously renovated turnkey residence offers a harmonious blend of modern convenience and natural splendor. Boasting 3 bedrooms and 2 baths, every inch of this home exudes comfort and style.
Equipped with a whole house propane generator and tankless water heater, convenience meets peace of mind. Step outside onto the spacious deck or lower deck, perfect for soaking in the serene river views or hosting gatherings under the stars. Two sheds, an outdoor shower, firepit, and a covered boat slip enhance the outdoor experience, ensuring endless opportunities for recreation and relaxation.
A pier with three lifts beckons water enthusiasts, while a private beach offers a serene retreat for sun-soaked afternoons. With a comfortable depth of 3 1/2 feet (MLW), accessing the water has never been easier. Whether you're seeking a permanent residence or a weekend getaway, this waterfront oasis awaits, ready to fulfill your every desire for a quintessential riverfront lifestyle.
Don't miss your chance to own a slice of waterfront paradise at 497 Riverside Dr. Schedule your showing today and make your dream of riverside living a reality!

Last Agent to Sell the Property

Frankie Shockley

Hometown Realty License #0225231505 Listed on: 03/12/2024

Hometown Realty

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,005

Year Built

  • Built in 1965

Lot Details

  • 2,614 Sq Ft Lot
  • Beach Front
  • River Front

HOA Fees

  • $10 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Fire Rated Drywall
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,239 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • River Access
  • Boat Lift
  • Boat Ramp
  • Docks
  • Shed

Schools

  • Tappahannock Elementary School
  • Essex Middle School
  • Essex High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Power Generator
  • Shared Well
  • Tankless Water Heater
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 26
  • Assessor Parcel Number 54A-3-26

Community Details

Overview

  • South Hill Banks Subdivision

Recreation

  • Community Boat Facilities
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,005

Year Built

Built in 1965

Lot Details

2,614 Sq Ft Lot

HOA Fees

$10 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1965
  • Property Attached Yn: No
  • Lot Size Acres: 0.06
  • Water Body Name: river
  • Ownership: Individuals
  • Subdivision Name: South Hill Banks
  • Above Grade Finished Sq Ft: 2239.0
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Ceramic Tile, Laminate
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Cooking, Disposal, Microwave, Oven, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer
  • Other Equipment: Generator
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Main Level Primary, Recessed Lighting, Walk-In Closet(s)
  • Living Area: 2239.0
  • Stories: 1
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: River Front, River Access, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Boat Lift, Dock, Storage, Shed, Unpaved Driveway
  • Foundation Details: Slab
  • Other Structures: Shed(s)
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Unpaved

Utilities

  • Heating: Forced Air, Oil
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Home Owners Association
  • Association Fee: 125.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Road Maintenance, Water Access

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: 54A-3-26
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 4004.78
  • Tax Lot: 26

MLS Schools

  • Elementary School: Tappahannock
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2024
Closed on
Apr 23, 2024
Sold by
Jones Baldwin Jennifer
Bought by
Spiers John T
Seller's Agent
Frankie Shockley
Hometown Realty
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$789,900
Sold Price
$766,200
Premium/Discount to List
-$23,700
-3%
Views
59
Current Estimated Value
$799,706

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,506
Avg. Annual Appreciation
2.30%

Purchase Details

Listed on
Aug 19, 2020
Closed on
Sep 17, 2020
Sold by
Geissinger Douglas
Bought by
Baldwin Jennifer Jones
Seller's Agent
Matt Cullather
Real Broker LLC
Buyer's Agent
Frankie Shockley
Hometown Realty
List Price
$575,000
Sold Price
$635,000
Premium/Discount to List
$60,000
10.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.37%
Original Mortgage
$317,405
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 15, 2017
Closed on
Aug 28, 2017
Sold by
Wilkins Lewis B and Wilkins Elizabeth M
Bought by
Geissinger Douglas S
Seller's Agent
Mike Chenault
Hometown Realty Services, Inc.
Buyer's Agent
Mike Chenault
Hometown Realty Services, Inc.
List Price
$450,000
Sold Price
$440,000
Premium/Discount to List
-$10,000
-2.22%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.74%
Original Mortgage
$140,000
Interest Rate
3.96%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Buyer Sale Price Title Company
Spiers John T $766,200 Fidelity National Title
Baldwin Jennifer Jones $635,000 Attorney
Geissinger Douglas S $440,000 Atlantic Coast Stlmnt Svcs
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Baldwin Jennifer Jones $317,405
Previous Owner Geissinger Douglas S $140,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/24/2024 04/24/24 Sold $766,200 -3.0% $342 / Sq Ft
03/25/2024 03/25/24 Pending -- -- --
03/12/2024 03/12/24 For Sale $789,900 +24.4% $353 / Sq Ft
09/22/2020 09/22/20 Sold $635,000 +10.4% $284 / Sq Ft View Prior Sale
08/21/2020 08/21/20 Pending -- -- --
08/19/2020 08/19/20 For Sale $575,000 +30.7% $257 / Sq Ft
08/31/2017 08/31/17 Sold $440,000 -2.2% $197 / Sq Ft View Prior Sale
07/12/2017 07/12/17 Pending -- -- --
04/03/2017 04/03/17 For Sale $450,000 0.0% $201 / Sq Ft
03/23/2017 03/23/17 Pending -- -- --
03/15/2017 03/15/17 For Sale $450,000 -- $201 / Sq Ft
Source: Central Virginia Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,056 $737,500 $300,000 $437,500
2024 $4,005 $548,600 $250,000 $298,600
2023 $4,005 $548,600 $250,000 $298,600
2022 $4,005 $548,600 $250,000 $298,600
2021 $711 $548,600 $250,000 $298,600
2020 $3,374 $392,300 $250,000 $142,300
2019 $3,452 $391,100 $250,000 $141,100
2018 $3,452 $391,100 $250,000 $141,100
2017 -- $0 $0 $0
2016 $3,442 $391,100 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Frankie Shockley

    Seller's Agent in 2024

    Frankie Shockley

    Hometown Realty

    (804) 887-0640

    22 Total Sales

    Frankie Shockley
    Section Image

  • N

    Buyer's Agent in 2024

    NON MLS USER MLS

    NON MLS OFFICE

  • Matt Cullather

    Seller's Agent in 2020

    Matt Cullather

    Real Broker LLC

    (804) 301-6288

    202 Total Sales

    Matt Cullather
    Section Image
  • Mike Chenault

    Seller's Agent in 2017

    Mike Chenault

    Hometown Realty Services, Inc.

    (804) 366-5302

    214 Total Sales

    Mike Chenault
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2405395

Central Virginia Regional MLS

APN: 54A-3-26

Virginia Essex County 22437

497 Riverside Dr, VA

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2026 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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