$999,850

498 SW Manatee Terrace Fort White, FL 32038

Estimated payment $5,724/month

Total Views 2,732
3 Beds
2 Baths
2,640 Sq Ft
$379 Price per Sq Ft

Highlights

  • Deck
  • Bonus Room
  • Covered Patio or Porch
  • Vaulted Ceiling
  • Great Room
  • Utility Room in Garage

About This Home

Live the ultimate riverfront lifestyle in this beautifully remodeled 3-bedroom, 2-bath home in Three Rivers Estates, a sought-after waterfront community in southern Columbia County, Florida. Set on the crystal-clear, spring-fed Santa Fe River, the property offers direct access via floating dock to the Ichetucknee and Suwannee Rivers, all the way to the Gulf of Mexico. Reimagined in 2006 by architect Ron Hasse, the 2,640 sq ft home features an open-concept great room and kitchen designed for comfort and entertaining, with large porches on both levels offering serene river views. The lower level includes 1,610 sq ft of climate-controlled space currently used as a high-end woodworking shop (equipment not included) and an 830 sq ft two-car garage. The home is surrounded by irrigated landscaping, a paved driveway, and a fully fenced front yard with electronic entrance gate. A private paved boat ramp and floating dock make days on the water effortless. Additional upgrades include foam insulation, elevator, whole-home generator, and water softener with chlorination system. Residents enjoy access to multiple private river parks and a community boat ramp. Located just 35 minutes to Gainesville, this property offers the perfect mix of peace, play, and convenience.

Listing Agent

Chuck Davis

DANIEL CRAPPS AGENCY, INC License #573293 Listed on: 07/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,260

Year Built

  • Built in 1973

Lot Details

  • 0.89 Acre Lot
  • Lot Dimensions are 100x358x170x358
  • Partially Fenced Property
  • Privacy Fence
  • Shrub
  • Sprinkler System
  • Landscaped with Trees
  • Property is zoned ESA-2

HOA Fees

  • $15 Monthly HOA Fees

Home Design

  • Frame Construction
  • Metal Roof
  • Concrete Siding

Interior Spaces

  • 2,640 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Vinyl Clad Windows
  • Insulated Windows
  • Blinds
  • Window Screens
  • Great Room
  • Dining Room
  • Bonus Room
  • Utility Room in Garage
  • Storage

Kitchen

  • Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl Plank

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Driveway
  • Automatic Gate

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Well
  • Water Softener is Owned
  • Septic Tank
  • High Speed Internet
  • Internet Available

Community Details

  • The community has rules related to deed restrictions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,260

Year Built

Built in 1973

Lot Details

0

HOA Fees

$15 per month

Listing Details

  • Second Address Number: 498
  • Association Special Assessment: No
  • Directions: From Lake City go I-75 to SR-47, to Fort White, right on SR-27, left on SW Walkers Way by Subway, Rt on Wilson Springs Road, at 3 way stop Rt on Newark, Lt on SW Bridge Lane, Rt on Manatee Terrace, property will be on your left. See realtor sign.
  • H O A Maintenance Fee: 175
  • Homestead Year: Yes
  • Latitude Of Property: 29.918703
  • Longitude Of Property: -82.770683
  • Prop. Type: Residential
  • River: Santa Fe
  • Stage Construction: Existing Resale
  • Type Utility: Area, In Garage, In House, Other-See Remarks
  • Actual Year Built: 1973
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1973

Interior Features

  • Breakfast Room: No
  • Appliances: Water Softener Owned, Refrigerator, Microwave, Dishwasher, Disposal, Gas Tank Rented, Stove Elec, Range Hood, Stainless Steel Appliances
  • Design: Two Story
  • Dining Room: Yes
  • Family Room: No
  • Flooring: Vinyl Plank, Carpet, Ceramic Tile
  • Florida Room: No
  • Great Room: Yes
  • Heated Sq Ft: 2640
  • Interior Amenities: Insulated, Blinds, Ceiling Fans, Garage Door Opener, Vaulted Ceilings, Storage Area, High Speed internet, Internet Satellite, 541, Bonus Room
  • Dining Kitchen: Yes
  • Living Room: No
  • Windows: Insulated, Screens, Vinyl

Exterior Features

  • Acreage: 0.89
  • Exterior Construction: Concrete Block, Frame, Hardy Board, Multiple Materials
  • Exterior: Fence, Sprinkler System, Generator, Underground Power
  • Fencing: Privacy, Partial, Automatic Gate
  • Flood Zone: AE
  • Porch Type: Deck, Covered Patio, Back
  • Road: Graded, Government Maintained
  • Roof: Metal

Garage/Parking

  • Carport: No
  • Parking: 2 Car, Garage, Driveway

Utilities

  • Cooling: Central Electric
  • Heating: Central Electric
  • Sewer: Septic Tank
  • Hot Water: Private Well
  • High Speed Internet: Yes

Condo/Co-op/Association

  • Community Type: River Access, River Community
  • Association Fee Frequency: Annually
  • Home Owners Association: Yes

Green Features

  • Green Landscaping: Irrigation, Shrubbery, Flowers, Flowering Trees, Lighting, Pavers, Plant Bed

Lot Info

  • Lot Size: 100x358x170x358
  • Zoning: ESA-2
  • Deed Restrictions: Yes

Tax Info

  • FILLTAXID: 00-00-00-00569-001

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,260 $258,774 -- --
2023 $3,260 $244,156 $0 $0
2022 $3,169 $237,045 $0 $0
2021 $3,099 $230,141 $0 $0
2020 $2,921 $226,964 $0 $0
2019 $3,246 $221,861 $0 $0
2018 $3,228 $217,724 $0 $0
2017 $3,181 $215,605 $40,000 $175,605
2016 $3,109 $213,985 $40,000 $173,985
2015 $3,005 $198,669 $0 $0
2014 $2,985 $197,092 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Price Changed $999,850 -4.8% $379 / Sq Ft
07/10/2025 07/10/25 For Sale $1,050,000 -- $398 / Sq Ft
Source: North Florida MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 None Listed On Document
Interfamily Deed Transfer -- Abstract Trust Title Llc
Warranty Deed $170,000 None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $250,000 Credit Line Revolving
Previous Owner $417,000 New Conventional
Previous Owner $452,000 Credit Line Revolving
Source: Public Records

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Source: North Florida MLS

MLS Number: 127716

North Florida MLS

APN: 00-00-00-00569-001