$520,000
SOLD JUL 27, 2020
4 Beds
4 Baths
3,284 Sq Ft
0.31 Acres

Recently Sold

$158 Per Sq Ft

1% Below List Price

8 Days on Market

Highlights

  • Landscaped Professionally
  • Mature Trees
  • Vaulted Ceiling
  • Bell-Graham Elementary School Rated A
  • Deck
  • Wood Flooring

About This Home

As of July 2020

The epitome of move-in ready, feels like new construction, pristine beyond belief! Where to begin with the updates done over the past two years: new roof/gutters/downspouts May 2020; new hardwood floor in family room & 2nd floor landing plus all existing hardwood refinished in popular dark stain 2018; new carpet with upgraded padding on entire 2nd level and staircase going upstairs and to the basement 2018; high-end natural stone patio installed 2019; new quartz countertops, faucets & hardware in three upstairs bathrooms 2019; new modern tile installed in two upstairs bathrooms 2019; new stylish light fixtures & ceiling fans; entire home painted including trim 2020 (incredible paint job done in this home!). Open floor plan with two-story foyer, impressive millwork and trim throughout includes extensive wainscoting, deep crown molding & transoms, large room sizes. Numerous windows in the kitchen and family room floods the space with natural light. Spacious kitchen with 42" cabinets, granite countertops, backsplash, stainless appliances including built-in double oven, walk-in pantry, new faucet, planning desk and eat-in area. Two-story vaulted family room with soaring floor to ceiling brick fireplace, hardwood floor & huge bay window overlooks yard. First floor office with hardwood floor and glass french door entrance. Master suite with tray ceiling, private luxury bath has a huge glass walk-in shower, new quartz countertop double sink vanity, private commode room & huge walk-in closet. Large second floor landing with hardwood floor and wainscoting. French door entry to hallway with three additional bedrooms and two full baths. Bedroom 3 with en-suite bath and large walk-in closet. Walk-out basement to a gorgeous stone patio & huge yard! Deck off the kitchen refinished, steps and deck railing replaced in 2020. Natural gas outlet installed for bbq grill & firepit plus sprinkler system. Professionally landscaped with fresh mulch added this past spring. Shutters added to the front door, all electrical switches and outlets replaced in 2019; two 20amp circuits added in basement with numerous outlets. #1 ranked St Charles elementary school, Bell Graham, located within the subdivision. Pool, clubhouse, over 275 acres of green space and over 5 miles of paved walking/running path throughout the neighborhood. 7min drive to Metra commuter train station with ample parking, close to downtown St Charles and Geneva for endless restaurant, bar and shopping options! Low Taxes!

Last Agent to Sell the Property

Joann Coghill

Keller Williams Premiere Properties License #475134169 Listed on: 06/04/2020

Keller Williams Premiere Properties

Last Buyer's Agent

Shelly Kapoor

Compass License #475158131

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,868

Year Built

  • 2003

Lot Details

  • Landscaped Professionally
  • Mature Trees

HOA Fees

  • $100 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Cedar

Interior Spaces

  • Built-In Features
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Home Office
  • Wood Flooring
  • Storm Screens
  • Unfinished Basement

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,868

Year Built

2003

Lot Details

0

HOA Fees

$100 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Train
  • Age: 16-20 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2003
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2003

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 9
  • Living Room: Dimensions: 13X16, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances, Cooktop, Oven/Built-in
  • Equipment: Humidifier, TV-Cable, Ceiling Fan
  • Fireplace Details: Gas Logs, Gas Starter
  • Fireplace Location: Family Room
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 8X11, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: 13X15, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Dimensions: 17X22, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Walk-in
  • Additional Rooms: Office
  • Master Bedroom: Dimensions: 13X20, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Additional Room 1 Name: Office, Dimensions: 12X13, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Bedroom 2: Dimensions: 12X13, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 13X14, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 4: Dimensions: 13X14, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 3284
  • Dining Room Type: Separate
  • Family Room: Dimensions: 16X24, On Level: Main Level, Flooring: Hardwood, Windows: Blinds

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Brick, Cedar
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Patio, Storms/Screens
  • Acreage: 0.3171

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: 200+ Amp Service
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public, Sewer-Storm
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Quarterly
  • Assessment Includes: Clubhouse, Pool
  • Assessment Association Fees: 300

Schools

  • School District: 303
  • Elementary School: Bell-Graham Elementary School
  • Middle School: Thompson Middle School
  • High School: St. Charles East High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 156 X 14 X 76 X 152 X 89
  • Lot Description: Landscaped Professionally, Mature Trees
  • Parcel Identification Number: 0823403009

Tax Info

  • Taxes: 11917

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2020
Closed on
Jul 10, 2020
Sold by
Cooper John S and Cooper Susan M
Bought by
Ghayal Dharmeshkumar M and Ghayal Pinky
Seller's Agent
Joann Coghill
Keller Williams Premiere Properties
Buyer's Agent
Shelly Kapoor
Compass
List Price
$525,000
Sold Price
$520,000
Premium/Discount to List
-$5,000
-0.95%
Current Estimated Value
$744,565

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$224,565
Avg. Annual Appreciation
7.50%
Original Mortgage
$416,000
Outstanding Balance
$368,125
Interest Rate
2.87%
Mortgage Type
New Conventional
Estimated Equity
$385,591

Purchase Details

Listed on
Aug 29, 2017
Closed on
Feb 3, 2018
Sold by
Ferrone Steven and Ferrone Kristina A
Bought by
Cooper John S and Cooper Susan M
Seller's Agent
Kevin Kemp
RE/MAX All Pro - St Charles
Buyer's Agent
Roseann Gomer
Woodhall Midwest Properties LTD
List Price
$499,900
Sold Price
$475,000
Premium/Discount to List
-$24,900
-4.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.73%
Original Mortgage
$30,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 11, 2003
Sold by
J Carl Homes Inc
Bought by
Ferrone Steven and Ferrone Kristina A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
3.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 21, 2003
Sold by
Duwest Construction Co Inc
Bought by
J Carl Homes Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $520,000 Old Republic Title
Warranty Deed $475,000 Chicago Title Insurance
Warranty Deed $580,000 Chicago Title Insurance Comp
Warranty Deed $140,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $416,000 New Conventional
Previous Owner $30,000 New Conventional
Previous Owner $368,000 New Conventional
Previous Owner $25,000 Credit Line Revolving
Previous Owner $400,300 New Conventional
Previous Owner $403,800 Unknown
Previous Owner $396,000 Unknown
Previous Owner $400,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/27/2020 07/27/20 Sold $520,000 -1.0% $158 / Sq Ft
06/12/2020 06/12/20 Pending -- -- --
06/04/2020 06/04/20 For Sale $525,000 +10.5% $160 / Sq Ft
02/08/2018 02/08/18 Sold $475,000 -5.0% $145 / Sq Ft
12/14/2017 12/14/17 Pending -- -- --
08/29/2017 08/29/17 For Sale $499,900 -- $152 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,868 $216,356 $38,413 $177,943
2023 $13,564 $193,434 $34,343 $159,091
2022 $12,858 $176,250 $31,292 $144,958
2021 $12,088 $166,415 $29,546 $136,869
2020 $12,069 $164,020 $29,121 $134,899
2019 $11,918 $161,612 $28,693 $132,919
2018 $11,899 $161,612 $28,693 $132,919
2017 $11,793 $159,240 $28,272 $130,968
2016 $12,533 $155,220 $27,558 $127,662
2015 -- $150,934 $26,797 $124,137
2014 -- $146,850 $27,208 $119,642
2013 -- $149,313 $27,664 $121,649
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10735859

Midwest Real Estate Data (MRED)

APN: 08-23-403-009