$7,995

Estimated payment $50/month

0.22 Acre
$36,341 Price per Acre
9,583 Sq Ft Lot

About This Lot

Your escape to Florida starts here, for only $199 a month for 60 months! This 0.22-acre lot in scenic Putnam County offers endless possibilities, whether youre building a cozy retreat or holding it as a smart investment. Affordable, accessible, and ready for your lifestyle dreams.

Own your own piece of Florida paradise with this 0.22-acre lot in scenic Putnam County. This property is perfect for anyone looking to escape the hustle and bustle of city life and enjoy the peace and charm of small-town Florida. With flat terrain and a manageable size, this lot is ideal for a cozy home, vacation retreat, or even a small modular or mobile home. Its a blank canvas ready for your vision, whether youre planning a permanent residence, weekend getaway, or a smart long-term investment.

Located in a welcoming community, this property gives you the best of both worldstranquil surroundings with access to local amenities. Putnam County is rich in natural beauty, featuring scenic waterways, lakes, and parks that make outdoor recreation a way of life. Spend your days fishing, boating, exploring hiking trails, or simply enjoying the serenity of Floridas countryside. The mild climate and year-round sunshine make it perfect for outdoor living and creating a lifestyle centered around relaxation and freedom.

Affordability makes this property even more attractive. With flexible ownership options and payments as low as $199 per month, stepping into landownership has never been easier. Whether youre an investor looking to secure a future asset or someone dreaming of building their perfect retreat, this lot offers endless possibilities without breaking the bank.

Dont miss this opportunity to claim your own piece of Putnam County. With natural beauty, privacy, and the freedom to design your own space, this 0.22-acre lot is your gateway to Florida living and the lifestyle youve been dreaming of. Make it yours today and start building your future in the Sunshine State.

Contact us directly today at 720-734-7471 and let us walk you through the entire process.

Price

SPECIAL Cash Deal: $7,995

Terms: $199 down, and $199 for 60 month

One-time Closing Fees $249

PROPERTY DETAILS:

GPS Center: 29.738444, -81.586669

Deed Type: Warranty Deed

Zoning: RESIDENTIAL, TWO- FAMILY

Property Use Code: R-2

What Can You Do On/Near Property: Reside

Camping/Notes: No primitive camping allowed. Camping is allowed for 14 days in a camper or RV

Water: Well or cistern. Contact the Environmental Health at 386-326-7189.

Sewer/Septic: Need to install septic. Contact the Environmental

Health at 386-326-7189. Electric: Contact Clay Electric Office in Keystone Heights, Florida at (352) 473-4917.

Waste: Waste is collected once a week. Contact Waste Management for the county at (706) 485-5826/ (800) 926-9693

HOA/Fees: Putnam County does not regulate, enforce or track HOAs or POAs

Why You Should Invest in Land: The Smart Move You're Overlooking

In a world of volatile markets, sky-high rent, and unpredictable economic swings, more and more people are looking for investments that are tangible, stable, and full of long-term potential. Stocks can crash overnight, and even the hottest real estate market can cool. But one asset remains tried and true land.

If you've never considered land ownership as part of your financial strategy, its time to take a closer look. Affordable parcels like a 0.23-acre lot in Putnam County, Florida, offer a low-risk, high-upside opportunity that checks a lot of boxes for both new and experienced investors. Whether you're looking to build, hold, camp, or diversify, land is more than dirt its freedom, security, and future potential all in one.

1. Land is Affordable and Accessible

One of the biggest barriers to entering the real estate world is cost. Purchasing a home or commercial property typically requires a hefty down payment, excellent credit, and jumping through bank hoops. But with land, especially in growing areas like Putnam County, entry is shockingly affordable.

For example, a 0.23-acre residential parcel with paved road access in a scenic, fast-developing Florida county is available for just $199 a month with owner financing no banks, no credit checks, no massive cash up front. This opens the door for first-time investors, young people, retirees, and anyone who wants to take control of their financial future without taking on massive risk.

2. Land is a Finite Resource

They're not making more of it and that's more than just a clich. Land is a truly limited asset, and as populations grow and cities expand, the demand for available property naturally rises. Areas like Putnam County, located near major cities like Ocala, Palatka, and Keystone Heights, are already seeing an uptick in residential development, recreational use, and land appreciation.

By securing your parcel now, you're buying into an area with strong growth potential before prices rise. That small lot tucked off a paved road today. It could be a prime building site tomorrow.

3. Florida Is Booming

Lets talk about the location. Florida has been one of the hottest states for real estate and population growth for years. With no state income tax, year-round sunshine, and booming tourism and retirement economy, demand for Florida land isn't slowing down anytime soon.

Putnam County is uniquely positioned, its peaceful and spacious, yet within driving distance of Silver Springs State Park, Ravine Gardens, and even the zip lines and adventures of The Canyons Park. This makes it ideal for vacation homes, weekend retreats, or permanent residences. Whether you're looking for peace and quiet or outdoor adventure, its all nearby.

And that's before mentioning that camping is allowed on many residential parcels, including the one on Kueka Road, giving landowners the ability to enjoy their property right away even before they build.

4. Land Requires Little to No Maintenance

Unlike a home, which can require thousands of dollars annually in upkeep, insurance, and repairs, land is low-effort and low-maintenance. No roof leaks. No broken pipes. No HOA rules breathing down your neck.

This makes it a perfect setting and a great asset for long-term holders or investors who want a simple portfolio addition. Property taxes are often minimal (especially on smaller lots), and there's no tenant turnover or property management headaches. Just you and your piece of Florida.

5. Its Flexible Build, Hold, Camp, or Resell

Land gives you options. Maybe you want to build a home next year. Maybe five years from now. Or maybe you just want a place to park your RV and disconnect from the chaos for a while.

A residentially zoned lot like this one allows for long-term development while still letting you camp on-site in the meantime. That means your land can serve as both a weekend retreat and a foundation for your future home. You can even let the value appreciate and resell when the markets are hot.

And lets not forget when the power grid crashes or society gets weird. Owning land gives you a safe, private space where you can retreat, regroup, and thrive off the grid if needed.

6. Its a Hedge Against Inflation

Inflation is no joke and cash sitting in your bank account today could be worth far less in a year or two. But hard assets like land typically hold their value and often increase as inflation rises.

By investing in land, you're protecting your money with a real, tangible asset. You can stand on it, walk it, and even grow food on it if you choose. Its the kind of investment that doesn't vanish when the stock market hiccups.

7. No Bank Needed Owner Financing Opens the Door

Traditional real estate often requires great credit, mountains of paperwork, and tight lender requirements. But many land deals like the one that were highlighting here come with owner financing.

That means no credit checks, no banks, and no stress. You work directly with the land seller, often with a simple contract, a small down payment, and

Listing Agent

Anthony Napodano

American Prosperity Properties Listed on: 01/22/2026

Listing Provided By

Property Details

Property Type

  • Land

Lot Details

  • Dirt Road
  • Rural Setting
  • Level Lot
  • Current uses include planned unit development, residential single
  • Potential uses include planned unit development, residential single, for development

Property Details

Property Type

Land

Lot Details

0

Listing Details

  • Office Phone: 386-384-0748
  • Listing Website: https://www.land.com/property/4th-ave-interlachen-florida-32148/26106129/
  • Property Type: Lot / Land
  • Property Sub-Type: Other
  • Offered By: LandNetwork
  • Potential Use: Planned Unit Development, Residential Single, For Development
  • Special Features: None
  • Property Sub Type: LotsLands

Interior Features

  • Has Attic: No
  • Disability Access: No
  • Sprinklers: No

Exterior Features

  • Road Description: Dirt

Lot Info

  • Current Use: Planned Unit Development, Residential Single
  • Lot Description: Acreage, Level, Rural

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/22/2026 01/22/26 For Sale $7,995 -- --