$399,900
SOLD APR 22, 2025

5 Choctaw Place Unit LM 223/10 Palmyra, VA 22963

3 Beds
2 Baths
1,685 Sq Ft
0.37 Acres

Recently Sold

$237 Per Sq Ft

3% Below List Price

346 Days on Market

Highlights

  • Beach
  • New Construction
  • Gated Community
  • 24-Hour Security
  • Outdoor Pool
  • Deck

About This Home

As of April 2025

IMMEDIATE OCCUPANCY OUTSIDE THE GATE! ALL FINANCING TYPES CONSIDERED! Ask how to receive 2.5% plus $2,500 in seller paid closing costs. Rare opportunity at Lake Monticello. The Fenwick Model includes: 9' ceilings, side load garage with opener, craftsman style front door, some Board and Batt siding, Wide window trim instead of shutters, 12x16 rear deck, Gas Fireplace in great room with extra outlet, Stainless appliances, 2x6 island, Tier 2 cabinets with 42" uppers, Granite countertops in the kitchen, Laminate flooring in the main living areas, ceiling fans with lights in all bedrooms, elongated toilets, 5' shower in primary bath with transom window. Pull down attic stairs with storage, upgraded interior doors, NOW COMPLETE AND READY FOR YOU!

Last Agent to Sell the Property

Susan Stewart

HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS License #0225062611 Listed on: 04/16/2024

Last Buyer's Agent

CHRISTY BECK

LONG & FOSTER - LAKE MONTICELLO License #0225249946

LONG & FOSTER - LAKE MONTICELLO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,455

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 0.37 Acre Lot
  • Garden
  • Property is zoned R-4 Residential

HOA Fees

  • $103 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Concrete Block With Brick
  • Brick Foundation
  • Board and Batten Siding
  • Vinyl Siding

Interior Spaces

  • 1,685 Sq Ft Home
  • 1-Story Property
  • Ceiling height of 9 feet or more
  • Gas Fireplace
  • Low Emissivity Windows
  • Vinyl Clad Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Crawl Space
  • Fire and Smoke Detector
  • Granite Countertops

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Outdoor Pool
  • Deck

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating
  • Heat Pump System

Listing and Financial Details

  • Assessor Parcel Number 18A 10 223

Community Details

Overview

  • Association fees include beach, boat launch, club house, master ins. policy, play area, reserve fund, road maint, security force, snow removal, tennis, trash pickup
  • $855 HOA Transfer Fee
  • Built by LIBERTY HOMES VA
  • Lake Monticello Subdivision, The Fenwick Floorplan

Recreation

  • Beach
  • Community Pool

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,455

Year Built

Built in 2024 | New Construction

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Model Name: The Fenwick
  • Above Grade Finished Sq Ft: 1685
  • Design: Colonial
  • Electricity: Elec Underground
  • L V T Date: 04/16/2024
  • Nameof Property: The Fenwick
  • New Construction: Yes
  • Parcel Number: 18A 10 223
  • Price Per Sq Ft: 237.33
  • Property Included: Microwave, Dishwasher and Electric Range
  • Show Bldr Nameto Public: Yes
  • Total Sq Ft: 2169
  • Total Unfinished Sq Ft: 484
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Great Room1|Kitchen1|Breakfast1|Laundry1|Pri Bed1|Pri Bath2|Bedroom2|Bedroom2|Full Bath2|
  • Current Animal Use: Domestic Pets
  • Structures Deck Porch: Deck
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 1

Property Details

  • Lot Improvements: None

Interior Features

  • Fireplace: Gas
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Crawl
  • Room 1: Foyer,On Level: 1
  • Room 2: Great Room,On Level: 1
  • Room 3: Kitchen,On Level: 1
  • Room 4: Breakfast Room,On Level: 1
  • Room 5: Laundry,On Level: 1
  • Room 6: Primary Bedroom,On Level: 1
  • Room 7: Primary Bath,On Level: 2
  • Room 8: Bedroom,On Level: 2
  • Room 9: Bedroom,On Level: 2
  • Room 10: Full Bath,On Level: 2
  • Total Finished Sq Ft: 1685
  • Above Grade Finished Sq Ft: 1685
  • Bathroom: Attach Primary Bath
  • Fireplace Location: Great Room
  • Foundation: Brick, Concrete Block
  • Kitchen Cabinets Counters: Granite, Wood Cabinets
  • Land Description: Garden Spot
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Room Types: Bedroom, Breakfast Room, Dining Room, Foyer, Full Bath, Great Room, Half Bath, Kitchen, Laundry, Primary Bedroom
  • Room Types Level1: Breakfast Room (L1), Dining Room (L1), Foyer (L1), Great Room (L1), Half Bath (L1), Kitchen (L1), Laundry (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Laundry (L2+), Primary Bedroom (L2+)
  • Source of Sq Ft: Builder

Exterior Features

  • Homebuilder: LIBERTY HOMES VA
  • Exterior: Board & Batten, Vinyl
  • Number Of Acres: 0.37
  • Pool: Yes
  • Pool: Community
  • Roof: Architectural Style
  • Structure Floors: Carpet, Laminate, Vinyl
  • Structure Security: 24-hr Security, Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: 9' Ceilings, Low-E Windows, Screens, Vinyl Clad Windows
  • View: Residential View
  • Yard: Nearly Level, Wooded

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 484
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 484

Utilities

  • Cooling: Heat Pump
  • Heating: Central Heat, Heat Pump
  • Security: Deadbolts
  • Sewer/Septic System: Community Sewer
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Beach
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Reserve Fund, Road Maint, Security Force, Snow Removal, Tennis, Trash Pickup
  • Association Fee: 1238

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Building Info

  • Year Built: 2024

Tax Info

  • Year: 2023
  • Taxes: 3455

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 16, 2024
Closed on
Mar 18, 2025
Sold by
Liberty Homes Va Inc
Bought by
Cuff Catherine A
Seller's Agent
Susan Stewart
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
Buyer's Agent
CHRISTY BECK
LONG & FOSTER - LAKE MONTICELLO
List Price
$411,946
Sold Price
$399,900
Premium/Discount to List
-$12,046
-2.92%
Total Days on Market
346
Views
120

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-95.73%

Purchase Details

Closed on
May 22, 2023
Sold by
Fitje Robert N
Bought by
Liberty Homes Va Inc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $399,900 Old Republic National Title
Warranty Deed $27,000 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $195,945 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 Sold $399,900 0.0% $237 / Sq Ft
03/28/2025 03/28/25 Pending -- -- --
12/10/2024 12/10/24 Price Changed $399,900 -1.7% $237 / Sq Ft
11/14/2024 11/14/24 Price Changed $406,946 -1.2% $242 / Sq Ft
10/18/2024 10/18/24 For Sale $411,946 0.0% $244 / Sq Ft
10/18/2024 10/18/24 Price Changed $411,946 +0.6% $244 / Sq Ft
10/16/2024 10/16/24 Off Market $409,316 -- --
04/16/2024 04/16/24 For Sale $409,316 -- $243 / Sq Ft
04/15/2024 04/15/24 Pending -- -- --
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2 $27,000 $27,000 $0
2023 $228 $27,000 $27,000 $0
2022 $196 $22,500 $22,500 $0
2021 $196 $22,500 $22,500 $0
2020 $208 $22,500 $22,500 $0
2019 $208 $22,500 $22,500 $0
2018 $227 $25,000 $25,000 $0
2017 $227 $25,000 $25,000 $0
2016 $229 $25,000 $25,000 $0
2015 $220 $25,000 $25,000 $0
2014 $220 $25,000 $25,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 651768

Charlottesville area Association of Realtors®

APN: 18A-10-223