Seller's Agent in 2023
Richard Hubbard
RE/MAX
(859) 448-0001
22 in this area
192 Total Sales
5 Frances Dr Cold Spring, KY 41076
Estimated Value: $339,669 - $404,000
3
Beds
2.5
Baths
1,520
Sq Ft
$238/Sq Ft
Est. Value
Highlights
- Ranch Style House
- Wood Flooring
- No HOA
- Campbell County High School Rated 9+
- Bonus Room
- Neighborhood Views
About This Home
As of August 2023Fantastic ranch in Cold Spring. Much larger than it appears from front. Enter into a sea of beautiful hardwood floors, natural woodwork, solid wood doors and trim. Spacious living room has tons of character - crown molding, picture window and adjacent dining area. Equipped kitchen with cherry cabinets and stainless steel appliances. Gas range & Fr door fridge. Home office with separate outside entrance. Generous bedroom sizes - 2 of them have hardwood floors. Primary bedroom has 2 double closets, an adjacent bath that is updated with tile floors, vanity, linen cabinet and walk-in shower. The other full bath has beautiful cream tile with black accents. The lower level offers a finished game room/craft room/etc - many possibilities. Room for additional living space. There's a shower and commode in the bsmt that could be finished into a 3rd full bath. Windows and HVAC replaces around 2010 - lots of life left in them. Dimensional shingles in great condition. Flat back yard and stamped concrete patio. The house is absolutely move-in ready. Cistern under garage could be used for free water for lawn and garden watering, or cut opening from basement and use for additional basement.
Last Agent to Sell the Property
RE/MAX Victory + Affiliates License #229247 Listed on: 07/11/2023
Home Details
Home Type
- Single Family
Year Built
- Built in 1960
Lot Details
- 10,411 Sq Ft Lot
- Lot Dimensions are 70x150
- Level Lot
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Driveway
- On-Street Parking
Home Design
- Ranch Style House
- Brick Exterior Construction
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,520 Sq Ft Home
- Woodwork
- Crown Molding
- Ceiling Fan
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Picture Window
- French Doors
- Panel Doors
- Living Room
- Dining Room
- Home Office
- Bonus Room
- Storage
- Laundry Room
- Neighborhood Views
- Basement
- Basement Storage
- Attic Fan
Kitchen
- Eat-In Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Concrete
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Patio
- Shed
Schools
- Crossroads Elementary School
- Campbell County Middle School
- Campbell County High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 220 Volts
- High Speed Internet
Community Details
- No Home Owners Association
- Charles Graziani Sub Subdivision
Listing and Financial Details
- Assessor Parcel Number 999-99-19-781.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 11, 2023
Closed on
Aug 17, 2023
Sold by
Robert A Lairson Revocable Trust
Bought by
Zenni Kole C
Seller's Agent
Richard Hubbard
RE/MAX Victory + Affiliates
Buyer's Agent
Julie Mai
Horan Rosenhagen Real Estate
List Price
$314,900
Sold Price
$312,500
Premium/Discount to List
-$2,400
-0.76%
Views
57
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,559
Avg. Annual Appreciation
6.25%
Original Mortgage
$306,839
Outstanding Balance
$298,634
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$63,283
Purchase Details
Closed on
Sep 12, 2008
Sold by
Rizzo William and Rizzo Vivian
Bought by
Lairson Robert A and Lairson Lisa A
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Zenni Kole C | $312,500 | Homestead Title Agency | |
| Lairson Robert A | $150,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Zenni Kole C | $306,839 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/17/2023 08/17/23 | Sold | $312,500 | -0.8% | $206 / Sq Ft |
| 07/17/2023 07/17/23 | Pending | -- | -- | -- |
| 07/12/2023 07/12/23 | For Sale | $314,900 | -- | $207 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,838 | $312,500 | $40,000 | $272,500 |
| 2024 | $3,838 | $312,500 | $40,000 | $272,500 |
| 2023 | $2,576 | $214,700 | $40,000 | $174,700 |
| 2022 | $2,116 | $167,000 | $15,000 | $152,000 |
| 2021 | $2,116 | $167,000 | $15,000 | $152,000 |
| 2020 | $2,138 | $167,000 | $15,000 | $152,000 |
| 2019 | $2,102 | $167,000 | $15,000 | $152,000 |
| 2018 | $1,907 | $150,000 | $15,000 | $135,000 |
| 2017 | $1,882 | $150,000 | $15,000 | $135,000 |
| 2016 | $1,834 | $150,000 | $0 | $0 |
| 2015 | $1,863 | $150,000 | $0 | $0 |
| 2014 | $1,816 | $150,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Richard Hubbard
-
Julie Mai
Buyer's Agent in 2023
Julie Mai
Horan Rosenhagen Real Estate
(859) 760-4104
15 in this area
188 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 615156
APN: 999-99-19-781.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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