$360,000
OPEN SAT 12PM - 4PM

5 Monroe Cove Ruther Glen, VA 22546

Estimated payment $2,184/month

Total Views 988
3 Beds
2 Baths
1,433 Sq Ft
$251 Price per Sq Ft

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fishing Allowed
  • Beach
  • Canoe or Kayak Water Access
  • Gated Community

About This Home

Nestled at the end of a quiet cul-de-sac in the gated community of Lake Caroline, this charming three-bedroom, two-bathroom rambler offers effortless single-level living with unbeatable privacy and natural beauty. Backing directly to a lush expanse of trees, enjoy the tranquility of wooded views from your backyard oasis, perfect for morning coffee or evening unwinding. Step inside to an open-concept floor plan featuring a spacious living room with cozy fireplace that flows seamlessly into the kitchen and dining rooms. Enjoy your primary bedroom with ensuite and 2 additional, nicely sized bedrooms. It does not matter if you are a boater or not, the beauty of Lake Caroline has something for everyone. Indulge in resort-style amenities including an outdoor community pool, playgrounds for the little ones, basketball, tennis courts, and pickleball! With multiple beaches, fishing areas, direct lake access, boat ramps, and private docks at your fingertips, water lovers will thrive—launch your kayak, cast a line, or simply soak up the sun on the shore. This gated enclave ensures peace of mind with 24/7 security, while proximity to shopping, dining, and interstate travel is easily accessible. Don't miss your chance to make this your home! Schedule your private tour today and make Lake Caroline your forever home!

Listing Agent

Sharon LeCain

(571) 276-1567 slecain@averyhess.com United Real Estate Premier License #0225217643 Listed on: 10/09/2025

United Real Estate Premier

Open House Schedule

  • Saturday, October 18, 2025
    12:00 to 4:00 pm
    10/18/2025 12:00:00 PM +00:00
    10/18/2025 4:00:00 PM +00:00

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,621

Year Built

  • Built in 2005

Lot Details

  • 0.4 Acre Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • Landscaped
  • Wooded Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $138 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,433 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Recessed Lighting
  • Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Storage Room
  • Crawl Space
  • Security Gate
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Electric Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Caroline High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 742
  • Assessor Parcel Number 67A2-1-742

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, recreation facility, reserve funds, security gate, snow removal
  • $1,200 Other One-Time Fees
  • Lake Caroline Property Owner's Association
  • Lake Caroline Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing Allowed

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,621

Year Built

Built in 2005

Lot Details

0

HOA Fees

$138 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 2005
  • Special Features: 4097
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Hardwood, Luxury Vinyl Plank, Ceramic Tile
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Stall Shower, Dining Area, Entry Level Bedroom, Floor Plan - Open, Recessed Lighting, Walk-In Closet(s), Window Treatments, Wood Floors, Primary Bath(s), Attic
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Storage Room, Bathroom 1, Primary Bathroom
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1433
  • Living Area Sq Ft: 1433
  • Price Per Sq Ft: 251.22
  • Above Grade Finished Sq Ft: 1433
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed, Personal Watercraft (PWC), Waterski/Wakeboard, Private Access
  • Water Access: Yes
  • Water Body Name: Lake Caroline
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1650.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Common Grounds, Gated Community, Lake, Pool - Outdoor, Picnic Area, Pier/Dock, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Boat Ramp, Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Recreation Facility, Reserve Funds, Security Gate, Snow Removal
  • HOA Name: LAKE CAROLINE PROPERTY OWNER'S ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 1200.00
  • Other Fees Frequency: One Time

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: CALL SCHOOL BOARD
  • High School: CAROLINE
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Lot Features: Backs To Trees, Cul-De-Sac, Front Yard, Landscaping, Rear Yard, Sideyard(s), Trees/Wooded
  • Lot Size Acres: 0.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17424.00
  • Property Condition: Very Good
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1621.00
  • Assessor Parcel Number: 67A2-1-742
  • Tax Lot: 742
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $265,111 $344,300 $52,000 $292,300
2024 $1,600 $207,800 $52,000 $155,800
2023 $1,600 $207,800 $52,000 $155,800
2022 $1,600 $207,800 $52,000 $155,800
2021 $1,600 $207,800 $52,000 $155,800
2020 $1,347 $162,300 $41,000 $121,300
2019 $1,347 $162,300 $41,000 $121,300
2018 $1,347 $162,300 $41,000 $121,300
2017 $1,347 $162,300 $41,000 $121,300
2016 $1,331 $162,300 $41,000 $121,300
2015 $1,152 $160,000 $41,000 $119,000
2014 $1,152 $160,000 $41,000 $119,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/09/2025 10/09/25 For Sale $360,000 0.0% $251 / Sq Ft
09/25/2025 09/25/25 Price Changed $359,999 -1.4% $251 / Sq Ft
09/11/2025 09/11/25 For Sale $365,000 +68.5% $255 / Sq Ft
09/21/2018 09/21/18 Sold $216,650 +0.3% $151 / Sq Ft View Prior Sale
08/28/2018 08/28/18 Pending -- -- --
08/24/2018 08/24/18 Price Changed $215,900 -4.0% $151 / Sq Ft
07/31/2018 07/31/18 For Sale $225,000 +21.7% $157 / Sq Ft
09/30/2016 09/30/16 Sold $184,900 0.0% $129 / Sq Ft View Prior Sale
08/08/2016 08/08/16 Pending -- -- --
07/15/2016 07/15/16 For Sale $184,900 -- $129 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $216,650 Rgs Title Llc
Warranty Deed $184,900 --
Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $212,725 FHA
Previous Owner $179,350 New Conventional
Previous Owner $500,000 Construction
Source: Public Records

Source: Bright MLS

MLS Number: VACV2008968

Bright MLS

APN: 67A2-1-742