$349,900
PENDING

5 Monroe Cove Ruther Glen, VA 22546

Estimated payment $2,113/month

Total Views 6,000
3 Beds
2 Baths
1,433 Sq Ft
$244 Price per Sq Ft

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fishing Allowed
  • Beach
  • Canoe or Kayak Water Access
  • Gated Community

About This Home

HOME FOR THE HOLIDAYS! 1% OFF YOUR RATE ! Yep, you read that right! Call for details!! *** Charming Lake Caroline Rambler with Wooded Views & Resort-Style Amenities. Discover serene single-level living in this beautifully maintained 3-bedroom, 2-bathroom rambler, ideally located at the end of a quiet cul-de-sac in the sought-after gated community of Lake Caroline. Surrounded by nature and backing to a peaceful wooded area, this home offers ultimate privacy and a scenic backyard retreat—perfect for morning coffee or evening relaxation.
Step inside to an open-concept floor plan featuring a spacious living room, hardwood floors and a cozy fireplace that flows effortlessly into the dining area and kitchen—ideal for entertaining or everyday living. The primary suite includes a private ensuite bathroom, while two additional generously sized bedrooms offer space for guests, family, or a home office. Front porch and back deck updated in 2025. Range, microwave and dishwasher new in 2022, fridge in 2018. HVAC updated in 2021! Whether you're a boating enthusiast or simply love lakeside living, Lake Caroline has something for everyone. Enjoy resort-style amenities including: Outdoor swimming pool, Multiple playgrounds, Basketball, tennis & pickleball courts. Private lake access with boat ramps, fishing spots, beaches, and docks. This secure, 24/7 gated community offers both peace of mind and a true lifestyle upgrade—all just minutes from shopping, dining, and easy access to I-95 for commuters. Don’t miss the chance to call this tranquil, amenity-rich community home. Schedule your private showing today and experience the best of Lake Caroline real estate!

Listing Agent

Sharon LeCain

(571) 276-1567 slecain@averyhess.com United Real Estate Premier License #0225217643 Listed on: 10/09/2025

United Real Estate Premier

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,621

Year Built

  • Built in 2005

Lot Details

  • 0.4 Acre Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • Landscaped
  • Wooded Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $138 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • 1,433 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Recessed Lighting
  • Fireplace
  • Window Treatments
  • Living Room
  • Dining Room
  • Storage Room
  • Crawl Space
  • Security Gate
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Electric Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Caroline High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 742
  • Assessor Parcel Number 67A2-1-742

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, recreation facility, reserve funds, security gate, snow removal
  • $1,200 Other One-Time Fees
  • Lake Caroline Property Owner's Association
  • Lake Caroline Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Fishing Allowed

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,621

Year Built

Built in 2005

Lot Details

0

HOA Fees

$138 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 2005
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Oven/Range - Electric, Stainless Steel Appliances, Washer, Water Heater
  • Flooring Type: Hardwood, Luxury Vinyl Plank, Ceramic Tile
  • Interior Amenities: Bathroom - Tub Shower, Bathroom - Stall Shower, Dining Area, Entry Level Bedroom, Floor Plan - Open, Recessed Lighting, Walk-In Closet(s), Window Treatments, Wood Floors, Primary Bath(s), Attic
  • Fireplace: No
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Storage Room, Bathroom 1, Primary Bathroom
  • Basement: No
  • Laundry Type: Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1433
  • Living Area Sq Ft: 1433
  • Price Per Sq Ft: 244.17
  • Above Grade Finished Sq Ft: 1433
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Vinyl Siding
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Swimming Allowed, Personal Watercraft (PWC), Waterski/Wakeboard, Private Access
  • Water Access: Yes
  • Water Body Name: Lake Caroline
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: On Site Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1650.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Common Grounds, Gated Community, Lake, Pool - Outdoor, Picnic Area, Pier/Dock, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Boat Ramp, Boat Dock/Slip
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Recreation Facility, Reserve Funds, Security Gate, Snow Removal
  • HOA Name: LAKE CAROLINE PROPERTY OWNER'S ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 1200.00
  • Other Fees Frequency: One Time

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: CALL SCHOOL BOARD
  • High School: CAROLINE
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Lot Features: Backs To Trees, Cul-De-Sac, Front Yard, Landscaping, Rear Yard, Sideyard(s), Trees/Wooded
  • Lot Size Acres: 0.40
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17424.00
  • Property Condition: Very Good
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1621.00
  • Assessor Parcel Number: 67A2-1-742
  • Tax Lot: 742
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $265,111 $344,300 $52,000 $292,300
2024 $1,600 $207,800 $52,000 $155,800
2023 $1,600 $207,800 $52,000 $155,800
2022 $1,600 $207,800 $52,000 $155,800
2021 $1,600 $207,800 $52,000 $155,800
2020 $1,347 $162,300 $41,000 $121,300
2019 $1,347 $162,300 $41,000 $121,300
2018 $1,347 $162,300 $41,000 $121,300
2017 $1,347 $162,300 $41,000 $121,300
2016 $1,331 $162,300 $41,000 $121,300
2015 $1,152 $160,000 $41,000 $119,000
2014 $1,152 $160,000 $41,000 $119,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 Pending -- -- --
11/08/2025 11/08/25 Price Changed $349,900 -2.8% $244 / Sq Ft
10/09/2025 10/09/25 For Sale $360,000 +66.2% $251 / Sq Ft
09/21/2018 09/21/18 Sold $216,650 +0.3% $151 / Sq Ft View Prior Sale
08/28/2018 08/28/18 Pending -- -- --
08/24/2018 08/24/18 Price Changed $215,900 -4.0% $151 / Sq Ft
07/31/2018 07/31/18 For Sale $225,000 +21.7% $157 / Sq Ft
09/30/2016 09/30/16 Sold $184,900 0.0% $129 / Sq Ft View Prior Sale
08/08/2016 08/08/16 Pending -- -- --
07/15/2016 07/15/16 For Sale $184,900 -- $129 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $216,650 Rgs Title Llc
Warranty Deed $184,900 --
Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $212,725 FHA
Previous Owner $179,350 New Conventional
Previous Owner $500,000 Construction
Source: Public Records

Source: Bright MLS

MLS Number: VACV2008968

Bright MLS

APN: 67A2-1-742