$429,997
UNDER CONTRACT

5 Spinnaker Reef Ct Middle River, MD 21220

Estimated payment $2,652/month

Total Views 8,109
3 Beds
3 Baths
1,692 Sq Ft
$254 Price per Sq Ft

Highlights

  • Traditional Floor Plan
  • No HOA
  • 1 Car Attached Garage
  • Wood Flooring
  • Stainless Steel Appliances
  • Recessed Lighting

About This Home

Motivated Seller Bring Your Offers!!!
Beautifully maintained home in sought-after Bowley's Quarters!!
Seller just purchased a new stainless-steel refrigerator.

Tucked away on a quiet cul-de-sac, this charming home offers incredible curb appeal with manicured lawns, vinyl fencing, and a spacious deck--ideal for relaxing or entertaining. Inside, you'll find gleaming hardwood floors, vaulted ceilings, and custom shutters throughout. The beautiful living room window is brand new, along with a new sliding glass door in the kitchen and elegant French doors in the basement. The finished lower level includes a flexible space with potential for a fourth bedroom or office. Located in desirable Bowley's Quarters, this home is truly move-in ready with thoughtful updates and timeless appeal. Conveniently located near water amenities, marinas, and local dining, this move-in-ready home offers comfort, charm, and a peaceful setting. For added peace of mind, the seller is including a home warranty to cover major systems and appliances.

Listing Agent

Becky Warble

Allfirst Realty, Inc. Listed on: 07/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,335

Year Built

  • Built in 1995

Lot Details

  • 6,098 Sq Ft Lot
  • Property is Fully Fenced
  • Vinyl Fence
  • Property is in very good condition

Parking

  • 1 Car Attached Garage
  • Front Facing Garage

Home Design

  • Split Foyer
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Recessed Lighting
  • Combination Dining and Living Room
  • Partially Finished Basement
  • Walk-Out Basement

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry on lower level
  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Shed
  • Outbuilding

Utilities

  • 90% Forced Air Heating and Cooling System
  • Natural Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Seneca Harbor Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04152200015369

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,335

Year Built

Built in 1995

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1995
  • Automatically Close On Close Date: No
  • Remarks Public: Motivated Seller Bring Your Offers!!! Beautifully maintained home in sought-after Bowley's Quarters!! Seller just purchased a new stainless-steel refrigerator. Tucked away on a quiet cul-de-sac, this charming home offers incredible curb appeal with manicured lawns, vinyl fencing, and a spacious deck--ideal for relaxing or entertaining. Inside, you'll find gleaming hardwood floors, vaulted ceilings, and custom shutters throughout. The beautiful living room window is brand new, along with a new sliding glass door in the kitchen and elegant French doors in the basement. The finished lower level includes a flexible space with potential for a fourth bedroom or office. Located in desirable Bowley's Quarters, this home is truly move-in ready with thoughtful updates and timeless appeal. Conveniently located near water amenities, marinas, and local dining, this move-in-ready home offers comfort, charm, and a peaceful setting. For added peace of mind, the seller is including a home warranty to cover major systems and appliances.
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stainless Steel Appliances, Washer - Front Loading, Dryer - Front Loading, Dishwasher, Oven/Range - Gas, Refrigerator, Built-In Microwave
  • Flooring Type: Hardwood, Carpet
  • Interior Amenities: Primary Bath(s), Combination Dining/Living, Floor Plan - Traditional, Wood Floors, Recessed Lighting
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Walkout Level, Partially Finished
  • Laundry Type: Has Laundry, Lower Floor
  • Total Sq Ft: 1692
  • Living Area Sq Ft: 1692
  • Price Per Sq Ft: 360.74
  • Above Grade Finished Sq Ft: 1192
  • Below Grade Finished Sq Ft: 500
  • Total Below Grade Sq Ft: 500
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 5

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s)
  • Roof: Shingle
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: 3rd Party

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Fully, Vinyl
  • Lot Size Acres: 0.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6098.00
  • Property Condition: Very Good
  • Year Assessed: 2025
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3335.00
  • Assessor Parcel Number: 04152200015369
  • Tax Year: 2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,150 $298,700 -- --
2024 $4,150 $275,200 $0 $0
2023 $2,050 $251,700 $102,000 $149,700
2022 $3,983 $247,267 $0 $0
2021 $5,176 $242,833 $0 $0
2020 $5,176 $238,400 $102,000 $136,400
2019 $3,612 $238,233 $0 $0
2018 $3,579 $238,067 $0 $0
2017 $3,359 $237,900 $0 $0
2016 $2,947 $223,333 $0 $0
2015 $2,947 $208,767 $0 $0
2014 $2,947 $194,200 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 For Sale $429,997 0.0% $254 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
07/02/2025 07/02/25 For Sale $429,997 -- $254 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $134,000 --
Deed $128,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $87,500 Stand Alone Second
Closed $119,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Similar Homes in the area

  • 1007 Wampler Rd, Baltimore, MD 21220

    $400,000

    • 5 Beds
    • 2.5 Baths
    • 2,570 Sq Ft
    • 1007 Wampler Rd
    • Baltimore, MD

    THE LIST PRICE REPRESENTS THE OPENING OFFER AMOUNT (NET TO SELLER) on HOMESALE.PLUS. AGENTS - PLEASE VIEW AGENT REMARKS IN BRIGHT MLS.Modern Comfort Meets Stylish Living in This Updated Home. Welcome to this beautiful home designed for modern living, offering a bright, peaceful atmosphere throughout, and situated on a large lot. Step into the open-concept main level, where natural light

    Karen Harms Cummings & Co. Realtors

    Section Image
  • 1007 Wampler Rd, Baltimore, MD 21220

    $483,900

    • 5 Beds
    • 2.5 Baths
    • 2,570 Sq Ft
    • 1007 Wampler Rd
    • Baltimore, MD

    1% lender credit towards closing costs with use of Cazle Mortage on this home.FHA Assumable loan!Modern Comfort Meets Stylish Living in This Updated Home. Welcome to this beautiful home designed for modern living, offering a bright, peaceful atmosphere throughout situated on a large lot. Step into the open-concept main level, where natural light fills the spacious family room and

    Karen Harms Cummings & Co. Realtors

    Section Image
  • 15 Spinnaker Reef Ct, Middle River, MD 21220

    $469,900

    • 4 Beds
    • 3 Baths
    • 2,200 Sq Ft
    • 15 Spinnaker Reef Ct
    • Middle River, MD

    Beautifully updated 4-bedroom, 3 full bath single family home located in the highly desirable Seneca Harbor neighborhood. Situated on a quiet cul-de-sac, this home offers fantastic curb appeal with a charming covered front porch and a spacious 2-car garage.Interior features include hardwood floors, ceramic tile bathrooms, and a thoughtfully updated layout throughout. The kitchen and dining

    Scott Copinger Platinum Realty Group

    Section Image
  • 1205 Chesapeake Ave, Middle River, MD 21220

    $499,900

    • 3 Beds
    • 2.5 Baths
    • 1205 Chesapeake Ave
    • Middle River, MD

    "WATER VIEW HOME, TO BE BUILT" Let OYL build your Dream home in the Water Oriented Community Of Long Beach Estates. On Your Lot Homes (OYL) is a premiere semi custom/custom builder specializing in customizations of our core floor plans to meet the needs and wants of our buyers at affordable pricing.We feature plans with two car garages, first floor primary suites, configurations to

    Patricia Parks Coldwell Banker Realty

    Section Image
  • 984 Seneca Park Rd, Middle River, MD 21220

    $525,000

    • 3 Beds
    • 2 Baths
    • 1,700 Sq Ft
    • 984 Seneca Park Rd
    • Middle River, MD

    Fantastic Waterfront with beautiful eastern views that offers 3 Bedrooms ,2 full baths with the master bedroom and bath on the main level . Freshly painted throughout, and new flooring. The full bath on the main level has a rain shower head, hand held shower head and full soaking tub . The upper level features two bedrooms a full bath and extra room that could be used for a playroom or

    Robert Landon Samson Properties

    Section Image
  • 104 Sawgrass Ct, Middle River, MD 21220

    $399,999

    • 3 Beds
    • 2.5 Baths
    • 2,064 Sq Ft
    • 104 Sawgrass Ct
    • Middle River, MD

    Find your dream retreat at Fairwinds, where the perfect blend of luxury and affordability awaits. This outstanding property includes a deeded 45 foot boat slip and lift, access to the community's impressive array of amenities, such as a playground, fishing and observation piers, a marina, and serene walking paths. The home itself boasts three bedrooms, two full baths and a half bath, with an open

    Julie Taylorson RE/MAX Components

    Section Image
  • 1702 Wilson Point Rd, Middle River, MD 21220

    $500,000

    • 2 Beds
    • 2 Baths
    • 384 Sq Ft
    • 1702 Wilson Point Rd
    • Middle River, MD

    This waterfront property on Wilson Point includes two lots totaling approximately 0.47 acres, with an estimated 83 feet of waterfrontage and a 100-foot pier equipped with a boat lift. One structure is approximately 530 square feet and features one bedroom, one bathroom, a kitchen, and a living area. The second structure features an efficiency-style layout with a kitchen, bathroom, laundry, and

    Steve Paxton Keller Williams Gateway LLC

    Section Image
  • 40 Dogwood Dr, Middle River, MD 21220

    $435,000

    • 3 Beds
    • 1 Bath
    • 1,064 Sq Ft
    • 40 Dogwood Dr
    • Middle River, MD

    Welcome to this 3 Bedroom 1 Bath Waterfront Home in Middle River. The property includes a 15 yr old pier for your boat(s) and recreation, an over sized Garage w/ a loft and deck overlooking the water and a large backyard to enjoy the summer and 23x12 covered rear patio. Walk in to a large living room with plenty of natural light and an eat in kitchen with new flooring. There is a nice family room

    Michael Nelson Berkshire Hathaway HomeServices Homesale Realty

    Section Image
  • 198 Kingston Park Ln E, Middle River, MD 21220

    $409,000

    • 4 Beds
    • 2 Baths
    • 2,028 Sq Ft
    • 198 Kingston Park Ln E
    • Middle River, MD

    Stunning Renovated 4-Bedroom Home with Water View & Spacious Lot!Welcome to your dream home! This beautifully renovated 4-bedroom, 2 full bath home offers the perfect blend of modern comfort and serene living, all on one spacious level. Featuring a bright and airy open floor plan with cathedral ceilings, this home is perfect for entertaining or relaxing in style.The heart of the

    Lawrence Lessin Save 6, Incorporated

    Section Image
See All Homes in Middle River

Source: Bright MLS

MLS Number: MDBC2132624

Bright MLS

APN: 15-2200015369

Maryland Baltimore County Middle River 21220

5 Spinnaker Reef Ct, Middle River, MD

This home is located at 5 Spinnaker Reef Ct, Middle River, MD 21220 and is currently priced at $429,997, approximately $254 per square foot. This property was built in 1995. 5 Spinnaker Reef Ct is a home located in Baltimore County with nearby schools including Seneca Elementary School, Middle River Middle School, and Kenwood High.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes
Becky Warble
Listing Agent
Becky Warble
Section Image
Allfirst Realty, Inc.