$895,000

5 Surrey St Rock Hill, NY 12775

Estimated payment $6,365/month

Total Views 45
4 Beds
3.5 Baths
2,485 Sq Ft
$360 Price per Sq Ft

Highlights

  • Lake Front
  • Fitness Center
  • In Ground Pool
  • Water Access
  • Basketball Court
  • Lake Privileges

About This Home

First time on the Market – Lakefront Contemporary in the Priemer community of Emerald Green.

Discover this exceptional 4–5 bedroom, 3.5 bath lakefront home on the tranquil shores of Treasure Lake in the prestigious lake community of Emerald Green. Offering over 3,000 sq ft across three levels (including walk-out basement), this property blends modern comfort with stunning natural beauty.

Set on nearly half an acre with professional landscaping, a paved driveway, and a 2-car garage, the home’s curb appeal is matched only by its rear oasis—multi-level decks overlook lush lakeside grounds, a heated saltwater in ground pool, paver patio, and mature trees for privacy. Enjoy kayaking, paddle boating, and bald eagle sightings right from your backyard, or relax with morning coffee for a sunrise view or an evening sunset view, from the east and west.

Inside, cathedral ceilings and a wall of windows frame the lake, while a sunken living room with wood-burning fireplace flows into the dining area. A study, powder room, kitchen with wood-burning stove, wet bar, and den create both entertaining and cozy gathering spaces.

Upstairs, the primary suite boasts a private deck, walk-in closet, lake views from five windows, and a spa-like bath with soaking tub, walk-in shower, double quartz vanity, bidet, and skylight. Three additional bedrooms, including a private vaulted retreat with skylight, share a full guest bath.

The 1,200 sq ft lower level offers a family room with picture window, walk-out to the pool, laundry, workshop, utility room, and wine room.

Emerald Green residents enjoy three pristine lakes, Lake Louise Marie - a 250-acre lake, Treasure Lake - a 60-acre lake and Davies Lake. The community offers an array of upgraded amenities: Olympic pool, children’s splash pool, beach, marina, tennis, pickleball, basketball, gym, clubhouse, dog park, and year-round events—all for $1,746/year plus a temporary $725/year assessment.

Ideally located near Rock Hill’s shops, dining, healthcare, Bethel Woods, casino, water park, skiing, and just 90 minutes to NYC, this home is the perfect year-round residence or weekend escape.

Adjacent corner lot is available for purchase. This almost 1/2-acre parcel corner lakefront lot adds additional privacy as well as a buildable lot for future investment. This would make your entire lot an acre. MLS#901306

Listing Agent

Louise Cubillas

Keller Williams Hudson Valley Brokerage Phone: 845-791-8648 License #40CU1075280 Listed on: 08/21/2025

Keller Williams Hudson Valley

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,119

Year Built

  • Built in 1989

Lot Details

  • 0.48 Acre Lot
  • Lake Front
  • Cleared Lot
  • Partially Wooded Lot
  • Back Yard Fenced and Front Yard

HOA Fees

  • $146 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Wood Siding
  • Cedar

Interior Spaces

  • 2,485 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Double Pane Windows
  • Formal Dining Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Saltwater Pool
  • Vinyl Pool
  • Pool Cover

Outdoor Features

  • Water Access
  • Lake Privileges
  • Basketball Court
  • Deck
  • Wrap Around Porch

Schools

  • Emma C Chase Elementary School
  • Robert J Kaiser Middle School
  • Monticello High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Heating System Uses Propane
  • Radiant Heating System
  • Hot Water Heating System
  • Underground Utilities
  • Private Water Source
  • Oil Water Heater

Listing and Financial Details

  • Exclusions: Dining room fixture
  • Assessor Parcel Number 4689-052-J-0001-002-000

Community Details

Overview

  • Association fees include common area maintenance
  • Maintained Community

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,119

Year Built

Built in 1989

Lot Details

0

HOA Fees

$146 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Architectural Style: Contemporary
  • Property SubType: Single Family Residence
  • Property Condition: Updated/Remodeled
  • Levels: Three Or More
  • Exclusions: Dining room fixture
  • Year Built: 1989
  • Attribution Contact: 845-791-8648
  • Subdivision Name: Emerald Green
  • Carport Y N: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Convection Oven, Dishwasher, Dryer, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Formal Dining, Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Bathroom, Quartz/Quartzite Counters, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s)
  • Fireplaces: 2
  • Flooring: Carpet, Ceramic Tile, Hardwood, Laminate
  • Fireplace Features: Wood Burning, Wood Burning Stove
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement: Finished, Full, Walk-Out Access
  • Inclusions: Kitchen appliances, washer, dryer, pool equipment
  • Total Bedrooms: 4
  • Fireplace: Yes
  • Living Area: 2485
  • Window Features: Blinds, Double Pane Windows, Floor to Ceiling Windows, Skylight(s), Wall of Windows
  • Other Equipment: Pool Equip/Cover
  • Basement YN: Yes

Exterior Features

  • Construction Materials: Cedar, Wood Siding
  • Waterfront Features: Lake Front, Lake Privileges, Water Access, Waterfront
  • Fencing: Back Yard, Partial
  • Pool Features: In Ground, Pool Cover, Salt Water, Vinyl
  • Pool Private: Yes
  • Road Frontage Type: Municipal
  • Spa: No
  • View: Lake, Water
  • Patio and Porch Features: Deck, Wrap Around
  • Waterfront: Yes
  • Foundation Details: Concrete Perimeter

Garage/Parking

  • Garage Spaces: 2
  • Garage: Yes
  • Parking Description: Attached, Garage, Garage Door Opener

Utilities

  • Cooling: Central Air
  • Heating: Electric, Forced Air, Hot Air, Hot Water, Oil, Propane, Radiant, See Remarks
  • Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Multiple Locations, Washer Hookup
  • Security: Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Propane, See Remarks, Sewer Connected, Trash Collection Private, Underground Utilities, Water Connected
  • Water Source: Private

Condo/Co-op/Association

  • HOA Fee Includes: Common Area Maintenance
  • Association Amenities: Basketball Court, Clubhouse, Dog Park, Fitness Center, Maintenance Grounds, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Association Fee: 1746
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association: Yes

Schools

  • Middle School: Robert J Kaiser Middle School

Lot Info

  • Horses: No
  • Lot Size Acres: 0.48
  • Lot Size Sq Ft: 20909
  • Building Area Total: 3685
  • Lot Features: Back Yard, Cleared, Front Yard, Part Wooded, Waterfront
  • Parcel Number: 4689-052-J-0001-002-000
  • Property Attached: No
  • Additional Parcels: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 16118.6
  • Tax Year: 2024

MLS Schools

  • Elementary School: Emma C Chase School
  • High School: Monticello High School
  • Middle School District: Monticello

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,560 $343,200 $69,000 $274,200
2023 $14,372 $343,200 $69,000 $274,200
2022 $14,214 $343,200 $69,000 $274,200
2021 $14,311 $343,200 $69,000 $274,200
2020 $14,613 $343,200 $69,000 $274,200
2019 $16,410 $343,200 $69,000 $274,200
2018 $16,410 $400,000 $69,000 $331,000
2017 $16,382 $400,000 $69,000 $331,000
2016 $16,382 $400,000 $69,000 $331,000
2015 -- $400,000 $69,000 $331,000
2014 -- $400,000 $69,000 $331,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 For Sale $895,000 -- $360 / Sq Ft
Source: OneKey® MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $106,000 Unknown
Source: Public Records

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Source: OneKey® MLS

MLS Number: 900742

OneKey® MLS

APN: 4689-052-J-0001-005-000