Seller's Agent in 2025
Sherry Bergmann
Premier Living Properties
(847) 697-2000
2 in this area
76 Total Sales
5 White Oak Ln Elgin, IL 60123
Century Oaks West NeighborhoodEstimated Value: $311,000 - $322,894
2
Beds
2
Baths
1,905
Sq Ft
$166/Sq Ft
Est. Value
Highlights
- Landscaped Professionally
- Deck
- Cathedral Ceiling
- Mature Trees
- Recreation Room
- Wood Flooring
About This Home
As of March 2025Surrounded by nature this rarely available 1/2 duplex ranch with walk out basement in desirable Spring Oaks Community is conveniently located near Big Timber Metra Station, Sherman Hospital, Randall Road and I-90. The wide foyer and hallway lead to kitchen with white cabinets, granite countertops, stainless steel appliances, pantry closet and opens to a cozy flex space that can be used as an office/den/breakfast area. Formal dining room leads to main living area with vaulted ceiling & fireplace and spacious deck with a great view of the wooded area frequented by deer and wildlife. Main level primary bedroom features en suite with water closet, double sinks, spacious shower, new laundry & walk in closet plus new electrical, fresh paint, refinished hardwood floors and newer furnace and water heater. Finished walk out basement is nicely configured for a separate living space of living area with electric fireplace, second bedroom adjacent to full bathroom, 2nd laundry room, storage area, sliding doors that lead to deck that backs to wooded area.
Last Agent to Sell the Property
Premier Living Properties License #475158982 Listed on: 02/05/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,637
Year Built
- Built in 1987
Lot Details
- Lot Dimensions are 34.71x60x35.35x60
- Landscaped Professionally
- Sloped Lot
- Mature Trees
- Backs to Trees or Woods
HOA Fees
- $285 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Half Duplex
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 1,905 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Fireplace With Gas Starter
- Family Room
- Living Room with Fireplace
- Breakfast Room
- Formal Dining Room
- Recreation Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Recreation or Family Area in Basement
- Finished Basement Bathroom
- Basement Storage
- Basement Window Egress
Home Security
Outdoor Features
- Deck
Schools
- Century Oaks Elementary School
- Kimball Middle School
- Larkin High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Baseboard Heating
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include exterior maintenance, lawn care, snow removal
- 2 Units
- Melissa Young Association, Phone Number (281) 216-9586
- Spring Oaks Subdivision
- Property managed by Spring Oaks Homeowner Association
Pet Policy
- Limit on the number of pets
Security
- Resident Manager or Management On Site
- Storm Screens
- Carbon Monoxide Detectors
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 5, 2025
Closed on
Mar 5, 2025
Sold by
Strohmeier Kristie and Mary U Mcelyea Living Trust
Bought by
Ceja Gilberto Garcia and Acosta Genesis Robles
Seller's Agent
Sherry Bergmann
Premier Living Properties
Buyer's Agent
Kim Alden
Compass
List Price
$295,000
Sold Price
$302,375
Premium/Discount to List
$7,375
2.5%
Views
163
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,599
Avg. Annual Appreciation
5.70%
Purchase Details
Closed on
Apr 15, 2024
Sold by
Mcelyea Mary U
Bought by
Mary U Mcelyea Living Trust and Mcelyea
Purchase Details
Listed on
Nov 2, 2022
Closed on
Feb 23, 2023
Sold by
Galek Peter
Bought by
Mcelyea Mary U
Seller's Agent
Bozena Piepiorka
Negotiable Realty Services, In
Buyer's Agent
Sherry Bergmann
Premier Living Properties
List Price
$315,500
Sold Price
$286,000
Premium/Discount to List
-$29,500
-9.35%
Views
102
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.58%
Original Mortgage
$180,000
Interest Rate
5.99%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 20, 2022
Closed on
Aug 17, 2022
Sold by
Zapata Concepcion J
Bought by
Galek Peter
Seller's Agent
Brenda Puga Alfonzo
Brenda E Puga
Buyer's Agent
Bozena Piepiorka
Negotiable Realty Services, In
List Price
$280,000
Sold Price
$270,000
Premium/Discount to List
-$10,000
-3.57%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.71%
Purchase Details
Closed on
Apr 24, 1998
Sold by
Versock Gottfried and Versock Angelika
Bought by
Zapata Concepcion J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,000
Interest Rate
7%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ceja Gilberto Garcia | $302,500 | Citywide Title | |
| Mary U Mcelyea Living Trust | -- | None Listed On Document | |
| Mcelyea Mary U | $286,000 | Saturn Title | |
| Galek Peter | $270,000 | Chicago Title | |
| Zapata Concepcion J | $168,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Mcelyea Mary U | $180,000 | |
| Previous Owner | Zapata Concepcion J | $93,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/18/2025 03/18/25 | Sold | $302,375 | 0.0% | $159 / Sq Ft | |
| 03/05/2025 03/05/25 | Off Market | $302,375 | -- | -- | |
| 02/21/2025 02/21/25 | Pending | -- | -- | -- | |
| 02/05/2025 02/05/25 | For Sale | $295,000 | +3.1% | $155 / Sq Ft | |
| 02/23/2023 02/23/23 | Sold | $286,000 | -2.7% | $150 / Sq Ft | View Prior Sale |
| 01/17/2023 01/17/23 | Pending | -- | -- | -- | |
| 01/06/2023 01/06/23 | Price Changed | $294,000 | -0.3% | $154 / Sq Ft | |
| 12/07/2022 12/07/22 | Price Changed | $295,000 | -0.7% | $155 / Sq Ft | |
| 12/01/2022 12/01/22 | Price Changed | $297,000 | -1.0% | $156 / Sq Ft | |
| 11/14/2022 11/14/22 | Price Changed | $299,900 | -3.4% | $157 / Sq Ft | |
| 11/08/2022 11/08/22 | Price Changed | $310,500 | -1.6% | $163 / Sq Ft | |
| 11/02/2022 11/02/22 | For Sale | $315,500 | +16.9% | $166 / Sq Ft | |
| 08/19/2022 08/19/22 | Sold | $270,000 | -3.6% | $142 / Sq Ft | View Prior Sale |
| 07/25/2022 07/25/22 | Pending | -- | -- | -- | |
| 07/20/2022 07/20/22 | For Sale | $280,000 | -- | $147 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,965 | $95,034 | $29,241 | $65,793 |
| 2023 | $6,637 | $85,856 | $26,417 | $59,439 |
| 2022 | $3,417 | $78,286 | $24,088 | $54,198 |
| 2021 | $3,516 | $73,192 | $22,521 | $50,671 |
| 2020 | $3,594 | $69,873 | $21,500 | $48,373 |
| 2019 | $3,680 | $66,558 | $20,480 | $46,078 |
| 2018 | $5,111 | $62,701 | $19,293 | $43,408 |
| 2017 | $4,053 | $59,275 | $18,239 | $41,036 |
| 2016 | $5,225 | $54,991 | $16,921 | $38,070 |
| 2015 | -- | $50,405 | $15,510 | $34,895 |
| 2014 | -- | $45,118 | $13,525 | $31,593 |
| 2013 | -- | $46,308 | $13,882 | $32,426 |
Source: Public Records
Agents Affiliated with this Home
-
Sherry Bergmann
-
Kim Alden
Buyer's Agent in 2025
Kim Alden
Compass
(847) 254-5757
1 in this area
1,554 Total Sales
-
Bozena Piepiorka
B
Seller's Agent in 2023
Bozena Piepiorka
Negotiable Realty Services, In
(630) 935-9065
2 in this area
158 Total Sales
-
Brenda Puga Alfonzo
B
Seller's Agent in 2022
Brenda Puga Alfonzo
Brenda E Puga
(847) 373-1942
4 in this area
116 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12285041
APN: 06-04-400-067
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