NOT LISTED FOR SALE

Estimated Value: $1,122,000 - $1,255,000

5 Beds
4 Baths
4,118 Sq Ft
$283/Sq Ft Est. Value

Sale Details

Date Sold: June 1, 2026

Last sale price $1,125,000 $273 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $7,209 / mo

6 Days on Market

Highlights

  • Community Boat Dock
  • Waterfront
  • Front Porch
  • Lake View
  • Deck
  • 2 Car Attached Garage

About This Home

As of June 2026

Smith Mountain Lake townhouse featuring a deeded boat slip just steps away. Community amenities include a sandy beach, clubhouse, pool, and tennis courts for year-round recreation. This spacious home offers convenient one-level living on the main floor, plus a private family suite upstairs. The lower level includes two bedrooms, plenty of storage and a wet bar/recreation area with new luxury vinyl plank flooring. New carpet throughout. Second bedroom on the entry level can serve as an office or craft room, providing flexible space to suit your needs. Perfect as a full-time residence or a weekend retreat.

Last Agent to Sell the Property

Debbie Shelton

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225083584 Listed on: 03/26/2026

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Last Buyer's Agent

Chris Johnson

LONG & FOSTER - FOREST License #0225191124

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,113

Year Built

  • Built in 2004

Lot Details

  • 7,841 Sq Ft Lot
  • Waterfront

HOA Fees

  • $433 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Hardboard

Interior Spaces

  • Great Room with Fireplace
  • Lake Views
  • Basement

Kitchen

  • Gas Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms | 2 Main Level Bedrooms
  • 4 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Outdoor Features

  • Rip-Rap
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 1 Dock Slip
  • Covered Dock
  • Deck
  • Patio
  • Front Porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Community Sewer or Septic
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 32

Community Details

Overview

  • The Cottages At Contentment Island Subdivision

Recreation

  • Community Boat Dock

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,113

Year Built

Built in 2004

Lot Details

7,841 Sq Ft Lot

HOA Fees

$433 per month

Listing Details

  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s)
  • Heating System: Heat Pump Electric
  • Fireplace(s): Gas Log, Great Room
  • Type: Residential
  • Property Subtype 1: Townhouse
  • Has Basement: Full
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Garage Door Opener, Microwave Oven (Built In), Range Gas, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck, Patio, Paved Driveway
  • Views: Lake, Mountain(s), Sunset
  • BedroomsBREntryLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1683.00
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsLowerLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LowerBelowGrdFin Sq Ft: 1571.00
  • Major Area: 04 - Franklin County
  • NumberPrimCovSpaces: 2.00
  • POACondoDues: 433.00
  • POACondoTermsAM: Monthly
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Attached
  • SubdivisionMap: The Cottages @ CI
  • Total Above Grd Fin S Q F T: 2547
  • TotalBdrm: 5
  • TotalBths: 4.00
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 4
  • Total Finished Sq Ft: 4118.00
  • UpperAboveGrdFin Sq Ft: 864.00
  • WaterAccOnlyB: Community Dock
  • Water Class: Waterfront Property
  • WaterDetailsNumberCoveredSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Covered Porch, Front Porch, Rear Porch

Utilities

  • Sewer Description: Community System
  • Water Description: Community System
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cable TV, Maint-Free Exterior, Underground Util

Lot Info

  • Lot Description: Gentle Sloping
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.18
  • Lot: 32

Green Features

  • Water Features: Beach Front, Cove, Riprap Shoreline

Building Info

  • Year Built: 2004

Tax Info

  • Taxes (6 mo): 4113.38

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2026
Closed on
May 5, 2026
Sold by
Litchfield Bruce and Litchfield Linda A
Bought by
Seller's Agent
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Chris Johnson
LONG & FOSTER - FOREST
List Price
$1,150,000
Sold Price
$1,125,000
Premium/Discount to List
-$25,000
-2.17%
Views
22
Current Estimated Value
$1,165,939

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,939
Avg. Annual Appreciation
13.62%
Original Mortgage
$900,000
Outstanding Balance
$897,980
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$267,959

Purchase Details

Listed on
Apr 16, 2018
Closed on
Jun 27, 2019
Sold by
Owen Clarence H and Owen Janet S
Bought by
Litchfield Bruce A and Litchfield Linda A
Seller's Agent
Vicki Millehan
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Debbie Shelton
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$599,000
Sold Price
$557,000
Premium/Discount to List
-$42,000
-7.01%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.69%

Purchase Details

Closed on
Sep 3, 2008
Sold by
Cgm Partners Llc
Bought by
Owen Clarence H and Owen Janet S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
7.75%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,125,000 First American Title
Litchfield Bruce A $557,000 Fidelity National Ttl Ins Co
Owen Clarence H -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $900,000
Previous Owner Owen Clarence H $333,100
Previous Owner Owen Clarence H $417,000
Previous Owner Owen Clarence H $142,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/01/2026 06/01/26 Sold $1,125,000 -2.2% $273 / Sq Ft
04/01/2026 04/01/26 Pending -- -- --
03/26/2026 03/26/26 For Sale $1,150,000 +106.5% $279 / Sq Ft
07/02/2019 07/02/19 Sold $557,000 -7.0% $135 / Sq Ft View Prior Sale
06/17/2019 06/17/19 Pending -- -- --
04/16/2018 04/16/18 For Sale $599,000 -- $145 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,113 $956,600 $160,000 $796,600
2024 $4,113 $956,600 $160,000 $796,600
2023 $3,300 $540,900 $105,000 $435,900
2022 $3,299 $540,900 $105,000 $435,900
2021 $3,299 $540,900 $105,000 $435,900
2020 $3,299 $540,900 $105,000 $435,900
2019 $3,113 $510,400 $105,000 $405,400
2018 $3,113 $510,400 $105,000 $405,400
2017 $2,807 $518,500 $105,000 $413,500
2016 $2,807 $518,500 $105,000 $413,500
2015 $2,800 $518,500 $105,000 $413,500
2014 $2,800 $518,500 $105,000 $413,500
2013 $2,800 $518,500 $105,000 $413,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 925887

Roanoke Valley Association of REALTORS®

APN: 0481503400

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