$174,900
SOLD MAY 14, 2025

50 Elm St Ludlow, KY 41016

3 Beds
2 Baths
1,411 Sq Ft
3,125 Sq Ft Lot

Recently Sold

$124 Per Sq Ft

10 Days on Market

Highlights

  • Traditional Architecture
  • Fireplace
  • Forced Air Heating and Cooling System
  • No HOA
  • Luxury Vinyl Tile Flooring
  • Family Room

About This Home

As of May 2025

Charming and move-in ready home in Ludlow! This 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience—just minutes from downtown Cincinnati! Featuring spacious living areas, updated baths, and a layout ideal for everyday living or entertaining. Parking pad located around back! Whether you're commuting to the city or enjoying the charm of Ludlow's local shops and restaurants, this home is perfectly situated. Property has been deep cleaned since photos were taken. Don't miss your chance to own in a growing community with quick access to everything!

Last Agent to Sell the Property

Brandon Stamper

Plum Tree Realty License #268661 Listed on: 04/04/2025

Plum Tree Realty

Last Buyer's Agent

A to Z Team

eXp Realty, LLC

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,495

Year Built

  • Built in 1904

Lot Details

  • 3,125 Sq Ft Lot
  • Lot Dimensions are 25 x 125

Parking

  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Composition Roof
  • Vinyl Siding
  • Block And Beam Construction

Interior Spaces

  • 1,411 Sq Ft Home
  • 2-Story Property
  • Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Luxury Vinyl Tile Flooring

Kitchen

  • Gas Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Basement

  • Partial Basement
  • Laundry in Basement
  • Crawl Space

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 040-11-04-002.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,495

Year Built

Built in 1904

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1904
  • Lot Size: 25 x 125
  • Ownership: Agent/Owner
  • Directions: Route 8 to Elm St
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 25 x 125
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water District
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.0717
  • General Property Description:Living Area: 1411.0
  • General Property Description:Lot Size Square Feet: 3125.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 040-11-04-002.00
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Foundation:Stone3: Yes
  • Laundry Features:In Basement: Yes
  • Special Features: None

Interior Features

  • Basement: Crawl Space, Partial
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Gas Range, Dishwasher, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1411.0
  • Window Features: Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Appliances:Gas Range: Yes
  • Basement:Crawl Space: Yes
  • Basement:Partial: Yes

Exterior Features

  • Roof: Composition
  • Construction Type: Block, Vinyl Siding
  • Foundation Details: Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Construction Materials:Block3: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3125.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2025
Closed on
May 14, 2025
Sold by
Stamp Estates Llc
Bought by
Grome Spencer
Seller's Agent
Brandon Stamper
Plum Tree Realty
Buyer's Agent
A to Z Team
eXp Realty, LLC
List Price
$174,900
Sold Price
$174,900
Views
65

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.81%
Original Mortgage
$171,731
Outstanding Balance
$171,731
Interest Rate
6.64%
Mortgage Type
FHA
Estimated Equity
-$1,027

Purchase Details

Closed on
Mar 8, 2022
Sold by
Nicholas Stamper Brandon and Mi Audrey
Bought by
Stamp Estates Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,500
Interest Rate
3.55%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
May 13, 2020
Closed on
Oct 23, 2020
Sold by
Raskin Llc
Bought by
Stamper Brandon Nicholas and Stamper Audrey Lee
Seller's Agent
J. J. Harrison
Affordable Realty Services LLC
Buyer's Agent
Summer Manning
Plum Tree Realty
List Price
$77,900
Sold Price
$60,000
Premium/Discount to List
-$17,900
-22.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.09%

Purchase Details

Closed on
Dec 23, 2019
Sold by
K S Management Properties Llc
Bought by
Raskin Llc

Purchase Details

Closed on
Jul 6, 2015
Sold by
The Secretary Of Housing & Urban Develop
Bought by
K S Management Properties Llc

Purchase Details

Closed on
Dec 22, 2014
Sold by
Sullivan Terisita E
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Apr 30, 1999
Sold by
Jackson Paul
Bought by
Sullivan John and Sullivan Teresita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$55,488
Interest Rate
7.06%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $174,900 360 American Title
Quit Claim Deed -- Kentucky Land Title
Deed $60,000 Kentucky Land Title Agency
Quit Claim Deed $46,000 360 American Title Svcs Llc
Cash Sale Deed $19,000 360 American Title Services
Commissioners Deed $46,667 None Available
Deed $54,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $171,731 FHA
Closed $171,731 FHA
Previous Owner $94,500 Credit Line Revolving
Previous Owner $90,508 FHA
Previous Owner $86,174 Unknown
Previous Owner $33,722 Unknown
Previous Owner $55,488 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/14/2025 05/14/25 Sold $174,900 0.0% $124 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/04/2025 04/04/25 For Sale $174,900 +191.5% $124 / Sq Ft
10/23/2020 10/23/20 Sold $60,000 -18.8% $43 / Sq Ft
10/22/2020 10/22/20 Pending -- -- --
10/07/2020 10/07/20 Price Changed $73,900 -5.1% $52 / Sq Ft
10/06/2020 10/06/20 For Sale $77,900 0.0% $55 / Sq Ft
09/18/2020 09/18/20 Pending -- -- --
09/07/2020 09/07/20 Price Changed $77,900 -5.0% $55 / Sq Ft
08/11/2020 08/11/20 For Sale $82,000 0.0% $58 / Sq Ft
06/19/2020 06/19/20 Pending -- -- --
05/13/2020 05/13/20 For Sale $82,000 +8577.2% $58 / Sq Ft
09/23/2019 09/23/19 Sold $945 0.0% $1 / Sq Ft
08/24/2019 08/24/19 Pending -- -- --
06/26/2019 06/26/19 For Sale $945 -- $1 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,495 $115,000 $10,000 $105,000
2023 $1,480 $115,000 $10,000 $105,000
2022 $1,513 $115,000 $10,000 $105,000
2021 $910 $60,000 $8,000 $52,000
2020 $1,018 $68,000 $8,000 $60,000
2019 $1,012 $68,000 $8,000 $60,000
2018 $1,006 $68,000 $8,000 $60,000
2017 $331 $19,000 $10,000 $9,000
2015 $1,034 $19,000 $10,000 $9,000
2014 -- $75,000 $10,000 $65,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 631270

Northern Kentucky Multiple Listing Service

APN: 040-11-04-002.00